 Why are people getting in over their heads regarding credit cards? |
if you cannot pay it with cash now, do not buy it now. you are only hurting yourself by charging something you cannot afford.
Additional Details
interesting how many responders look to ... |
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 How long till something goes off your credit report? |
| I lived in an apartment for 11 out of the 12 months on my lease and we only moved early because my 1 year old was always getting sick, I mean every 2 weeks we were at the doctor. It got so bad that ... |
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 Bad Credit at the age of 16? |
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.
And they did get those ... |
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 Can a 15 year old get a credit card? |
i mean i heard of the 7 yr old getting a credit card and my friend actually got a letter in the mail that said kitty (his BIRD!!!) was approved.....
Additional Details
ok then what ... |
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 A im 10,000 dollars in debt and all my stuff has went to collections how should i pay this debt off ? |
| i have a loan that is 2,000.00 and the rest are credit cards. how much should i pay on them each week and how do i rebuild my credit because i want to buy a house in the next 2 to 3 years?... |
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 Credit Cards.? |
| Why do Credit Card companies allow so many people to get into debt?? People nowadays are using them as if it were there own cash. Then when its too late, they realise they're in big trouble and ... |
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 Do you think it is necessary to view ones credit information when applying for job? |
| In my opinion it is not. I don't have horrifying credit but I have a few items on my credit report. I think it is unfair because they could turn down a very qualified candidate because of ... |
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 What is the best credit card to apply for if you have good credit? |
| Which credit card do you think it's best for those with good credit? Chase, American Express, Citi, Capital One?... |
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 Can u go to jail for not paying on a payday loan? Or does it go towards ur credit? |
| I do not have the cash in my bank account to pay anymore. I do not want to do this, but i would rather have the cash to pay food and stuff than just go to a loan.... |
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 Will the amount of purchases I make on a credit card make my credit better if I just got a credt card???? |
| will the amount of purchases I make on a credit card make my credit better if I just got a credt card????... |
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 Is there any way to remove bad marks from your credit report once youve paid the creditor? |
| I have paid my debts off over two years ago and would hate to wait 7 years....please help!! T... |
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 Paypal?????? |
| when selling items on ebay when someone buys something from you does the money go into your bank account or your paypal account? if into paypal account is it easy to get back into your bank account?... |
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 Is it better to close a credit account or leave it dormant? |
| i am working to pay off my debts, and i am unsure if it is better for you credit score to close those accounts i will no longer be using, or if i should leave them alone. i am also concerned about ... |
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| How much can I go over my credit card limit? |
| My credit card has a limit of $1,000. How much can I go over the limit?... |
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 Is it a good idea to add my partner's name onto my credit card? |
| I have good credit and she has fair credit. Will it affect my credit score by doing so? I want to help her raise her credit score.... |
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Carli C4 Vuelve Informando | If you don't pay your T-Mobile balance on time every month, does that affect your credit score ? |
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Sgt Big Red
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Shane is correct while others should learn about credit. Utilities, rent, telephones and cell phones do not file a UDF (Universal Data Form) to the Credit Reporting Agencies. They only report if the account has gone to collections.
These type of accounts are not considered forms of credit, merely a service for fee contract. |
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OC1999
 |
Things such as Utilities or Cell Phones do not get reported on your credit report because they are not considered a line of credit. So the only way they would is if your account got turned over to collections. For this you would need to be at least 3 months behind.
Also, the first negative mark is 30 days late. So even if it was being reported(which it is not) you would have to be at least 30 days late for it to show up. So if you are paying it only a few days late other than any possible late fees you are getting charged there is nothing to worry about. |
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Shane F
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No, it wont report on your credit unless it went to collections. T-mobile or any services are not on your credit reports. |
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steveko777
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Cell Company's are in the same category as your Utility and Cable and Water Company. they DO NOT report monthly because it is not a revolving Credit Line. But if it goes into collection it will show for sure.To verify this---get a copy of your credit report and you will see it does not show. It is still important for your relationship with them-to let them know you are paying late and sometimes can help you get a better rate if you tell them you think you can get a better deal elsewhere. |
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ramon
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if you pay your current balance you don't have to worry about your credit score ok no problem by |
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Gitana »Cųßα«
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When you get sent to collection it does affect your credit score. |
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gagam
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Sure does, it will lower your credit rating considerably. T-Mobile reports this monthly. |
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Micki
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How you breathe affects your credit score - yes, t-mobile late pays will affect your score as well. However, t-mobile cuts you off immediately if your bill isn't paid on time |
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nyckat
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100% it does they report to all major companies |
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Mambi
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pay your T-Mobile balance, que te conviene.
what have you good luck |
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yrduk2
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Please Carli mind your own business!, I do pay my Dues! |
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