I went away this weekend and the last time i used my cash card was on Friday the 24th. I returned home and not only was all my wages stolen (over £1000!!!) but they used my cash card to with drawl ...
Hi. I'm a college Student. Currently looking to start building up my credit. I'm going to apply for a credit card here shortly and was wondering if anyone had any advice on any particular ...
i recently lost my job, and i called my main credit card (with the biggest balance and biggest minimum payment) to try and get them to break up my payment (i couldn't pay it last month, around ...
I know that my wife and I are paying out from under it right now and its difficult. I think that if you ask most people, they are probably ALL in some credit card debt! So... What about you?...
I just received a check for my stock that is $3,700.00. Im 22 and want to improve my credit enough to get a loan in about a year to go to flight school about $40,000. My "plus" credit ...
I have 3 accounts that show as - bad debt, written off with an outstanding balance. Do I pay them, what can I do to get my credit life back on track or am I screwed forever can I ever recover from ...
I'm recently seperated from my wife and we're getting a divorce. She kicked me out of our apt, and I'm at a friends. I can't stay here forever. I need at least $5000 for move in ...
I'm a single mom with good credit standing. the problem is I have too many cards and my spending has gotten out of hand. I'm not in collections but my whole paycheck goes to these bills. I&#...
What happens if you just don't pay your credit cards and don't declare banruptsy..besides ruin your credit..what can they do to you? Additional Details My friend has 150K in CC ...
I am wondering how much credit I have to have in order to get a decent home loan. I only have one credit card. I pay it off on time and in full. I have spent maybe about $6,000 on it. I also had one ...
This debt is 10 yrs old, so it is past the statute of limitations. It is not on my credit report, yet I wish the phone calls would just stop. Is there a way to do this, or sue them to stop?...
justintke
If you dont pay one credit card bill does it affect rates on your other cards?
yes it does, here's more on it
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me, hope it helped you.
Amanda H
It could. Some cards pull your reports periodically and if your score went down they can up your APR. Sucks, but they do it.
sarah a
yes all will follow suit. lets say you have a 0-5% on your other cards be prepared 19% call and expain to everyone
answermann
It could. Check your credit card agreement (that pamphlet they send you periodically with your bill with all the fine print on it) and you may find that your rate can be raised if it is discovered that you have been late on any other payment including your mortgage, car, etc.
STEVEN F
Most credit cards now have what they call 'universal default'. What this means is if ANY creditor reports a late payment on your credit report, your rate will increase the same as if you defaulted on that card. NOTE: this applies to late payments on utility bills and loans as well as credit cards.
Jessica
oh hell yes... it effects your credit rating... You other cards will see that you didnt pay one and then the red flags will go up and they will start raising your APR, etc
Frank Castle
Of course.
tooyoung2bagrannybabe
Definitely! Even if you are a little late on one card all your other cards will decide you are a risk and jack up your rate. IT's a vicious circle and completely unfair in my opinion.
Hoa N
The answer is Yes
Nowaday, the credit card include a universal Clause that if you default one of the credit card, effectively they may raise your interested rate and forgo any good rate you get
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