 Bank harassing me over debt and threatning urther charges? |
i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home.
i have co-operated fully with the bank from the start ... |
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 Is it better to pay in full each month or 50% of the bill each month? |
| Hey everybody here is my question: I have just been approved for a small business credit card, and i need to spend about $4,000 in office expenses as part of our startup costs. Is it best to pay this ... |
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 Collection Agency calling...? |
| If a collection agency is calling but nothing appears on your credit report from the agency about a debt...What can/should you do?!?... |
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 How do I get a loan with a bad credit rating? |
| I lost my job 2 years ago when my contract ran out and unfortunatley was not re-newed. Most of the credit I had was the ususal - credit cards and small loans. I struggled to keep up the payments on ... |
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 Credit card debt and new baby on the way? |
| I know this sounds like a CRAZY question.... |
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 Can a second signor on a credit card be held responsible for unpaid balance? |
| My husband had a credit card in his own name that i knew nothing about. He addes me as a secondary signor on the actt, also without me knowing. We since were divorced and both responsible for our ... |
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 How do a person clear up there debt? |
| How do a person get good credit .... |
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 What does "going legal" mean when you haven't been able to make a payment on a lease? |
| I'm 4 months behind on my GMAC lease today (due to medical problems). I called them today and they said if I don't give them at least 2 months payments, they will "go legal". I ... |
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 How do i get ride of my bad credit rating? |
| I had a phone bill under my name but it was my sisters phone and she forgot about the bill and now i have a bad credit rating and need to get it off my name asap!!... |
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 When you buy items over the phone and pay with your credit/debit card....? |
| ....the person/company that takes your card details,do they keep the details of your card on their files/computers or are they obliged to delete/destroy your details after the items have been bought?... |
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| How long should I wait to offer settlement to my creditcards in order to get the best deal, after Charged off. |
| Owe around 80K, average of 10-15 K on each, Is it likley they all will sue? It has been over one year since I made last payment. I can try to borrow from family. What kind of a deal can I get for ... |
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 How can you fix your credit yourself without paying someone else to fix it for you? |
| looking for a way to fix my credit without paying a credit repair company to to do ... |
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joe r | If you file bankruptcy how long before your credit is good again? |
can i get credit cards again or will it effect my banfruptcy |
 |
 
hin368
 |
It takes 7 for chapter 11, 10 for chapter 13, and you can get your credit up by going into your bank and open a secure credit savings acct a loan from yourself use any amount then you borrow from yourself then pay your self back this will boost your scores, then you can open a small acct anywhere and pay it on time lenders look at the trade line and how well you took care of the account if you have bk on you credit |
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captures_sunsets
|
5-7 yrs |
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jenny553401
 |
It depend on if you filed Chapter 7 or 13
I think Chapter 7 is about 5-7 years and chapter 13 is only 1-2 years. |
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ak_melinda
|
It will stay on your credit report for 7years. Some credit card companies will issue you a credit recovery card after a couple years, but look at the fine print. They usually charge really high interest rates and a high enrollment fee. |
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realtyhomegarden
 |
7yrs |
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evensout
 |
at least 7 years |
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karrottopless
 |
it will be there for seven years, but you can work on your credit by opeing a few charge accounts and do not go nuts and charge. Just put some things on them here and there, but pay the balances off every month. You can do that to re-establish your credit. |
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dimplesday
 |
Seven years,but this will have a major impact on getting big ticket items in the future. Of,course you can get credit cards again,but it will take a while before you are able to. Just remember don't live through credit cards,if you can't pay the whole balance off at the end of the month,than you really didn't need to buy it in the first place. JMO |
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John R
 |
This is a three part question...The first answer is 7 yrs. Provided you have lived up to your requirements.
And yes you can apply for other credit cards, in most cases however you will certainly pay at the highest interest rate the law allows.
No, it will not effect your current bankruptcy |
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reese33511
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or if you try to buy a car they don't want to touch you, at least in my case they won't even look at me after they ran my credit unless I had a $1000.00 |
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