justme
|
Pay off the credit card debt ASAP because with the high rate of interest it will just keep growing.
About living month to month, everyone can save some how really look into your spending even $5 here or there will add up and you can get that credit card paid off quicker and therefor save the interest you will owe.
Good luck!! |
|
Jason K
|
pay it off, and cut it up... |
|
<3
 |
if i had the money to pay it off right then i would. |
|
my.name.is....
|
its debt
and pay it off straight away.. you may be short for a month.. but at least you will then be debt free and have nothign to worry abotu for the rest of your life.. the longer you leave it.. the more it will mount up to |
|
Eric
|
i would pay everything and get it out of the way... its hard but in the end at least you wont have accumulated interest which will be a waste in the long run to have to pay off... id rather pay it off and suffer that month then have to pay an extra 40 bucks of interest next month. |
|
TBAR
|
Pay off the credit card. That is why you are living month to month. When the "debt" is paid off you will have credit you can use AND cash in your pocket. Until then put the card in your sox drawer and only use if a triple emergency! |
|
~*Absolutley Ordinary*~
 |
Pay it off asap! Credit cards are evil. Pay it off and cut it up. It's better to live pay check to pay check than to owe anyone anything. |
|
kmonlo7
 |
If possible, yes pay it off immediately,but it's easier said than done. I know that. |
|
Judy
 |
If you're trying to build credit rating, you pay it in monthly payments. But interest is high on those cards, I'd pay the whole amount and get rid of the debt, it can become a deep hole quickly. |
|
Dean C
|
Depends on the interest rate. But at the same time it is good to get out of that debt and that is one less payment to worry about. I might not pay it all off but a good portion, say 700.00. Then it would not bet that hard to finish it off |
|
BlueEyesInMiami
 |
If you can muster it up, I highly recommend paying the debt off in full. This will lead to less stress about it, less interest, as well as showing the creditors that you are responsible, which could mean saving a lot of $ in the future, should you ever apply for loan, etc.
If it is just absolutely impossible for you to pay in full, make sure you pay the minimal of the monthly due, and try to pay before (and definitely by) the due date.
Good luck! |
|
Heidi L
 |
pay off half of it and that way you have decreased the amount of interest you will be paying and also can use the card again in the case of an emergency. Don't get in the habit of paying minimum payments or you will get into a lot of trouble. |
|
Staffie1
|
Pay off $750 of you debt. This will greatly reduce your interest and give leave you a little $250 cushion in your checking account. Then, every month pay more than the minimum...pay $50 if your minimum is $25. This should enable you to pay off the rest of your credit card debt within 6 months if you so not charge anything else! Good luck. |
|
Seth Secksâ„¢
|
depends on if i have just 1000 dollars, and when i would get more money, if i could get more money the next day then for sure! i would pay it off right away, but if not then i will make payments. |
|
stephenweinstein
|
I would pay it all if the rate was what credit cards usually are. If the rate was less than 1% APR, I would wait. |
|
src50
|
Its "debt." Pay it off and quit using the cards. |
|
rudedog1340
|
YOU NEED TO PAY THEM OFF IN ORDER NOT TO PAY TOO MUCH INTEREST, THAT IS HOW CC COMPANY'S MAKE THEIR MONEY OFF PEOPLE LIKE YOU. |
|
sunshine
|
well for one im not in debt because i will not get any kind of credit cards. if i need money i can go to my bank and get it anytime that i want too. im on good terms with my bank. my interest rates are always cheap for me.
yes im very lucky to have that opportunity!!! |
|
Mustafa Leek
|
Best to always pay them off and then you pay no interest.
Live off them if need be, but beware..
One day the stinking loan sharks get their teeth into you. |
|
♥♥Princess Abby♥♥
 |
yes i would save some money and just pay on the credit card.
Interesting questtion..recieve a star. |
|
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
