i just looked at my credit report do i have to pay off these things before i can get a new car?? will paying them off get my score up?? Additional Details ok i have 1 credit card for 242....
My mom passed away and left a credit card debt. They have a house which soon they will default on. No equity there with today's market. No savings and insurance. We are in CA. She's the ...
I have a $20K car loan and am considering paying it off early. I have been making payments for the past 10 months, never late, and already have an great credit score (791), but I want an excellent ...
I am looking into buying a condo in the next 3-6 months. I have two credit cards open currently (both with 0 balance- one 3 years old and one 2 years old) and wanted to open a travel rewards card ...
I want to get a credit card but im 16 (for ebay) . I want to know how does it work do you get charged a certain amount each month or do you get charged only when you buy something ...?
I've researched them on the internet and nothing bad comes up. In fact, a lot of websites say that sites like this require a fee (this one does) because they are acting as a middle man between ...
whats the best way to explain to my mother that i got my car repo'd when she's the cosigner? is there any possible good lie out there.. me and her don't keep in touch or talk much.. ...
I REFUSE to pay an annual fee. I think they get enough money on interest, why on earth should I pay them for the honor of giving them more money. I personally would find a new card. Some people with bad credit don't have a choice.. if you have good credit, they should be fighting over you to use thier card and give you points, awards or whatever....not the other way around.
sn00ze
What you do in this case is call the number on the back and request that the annual fee be taken off. You've been a card holder for a few years so chances are they will accomodate you unless the company is stupid. Basically you are the one with more leverage in this case (unless you have bad credit), as you can easily go to a much better card and transfer your balance.
Another tip, if you ever get a late fee because you somehwo forget etc etc. you can also get that waived. Most companies will allow one a year.
You have to take the most advantage of your credit card, because that is what they are doing to you.
First L
depends on the interest rate. also, if it's an old line of credit, you don't want to close that line down as it helps your credit score. but, ask them to waive the fee if you aren't using the card right now.
DC
You can do what I did and contact the cc company-tell them you've been a customer x number of years and would like to have yearly fee waived or you may be forced to cancel card for company that does not charge a yearly fee. For me they not only cancelled yearly fee but upped my credit limit. With credit card companies don't be afraid to haggle. Some will work with you, you just need to ask.
chessmaster_ultra2004
we already pay way too much on the interest rates themselves let alone adding an other fee on top of it...even though it's 'annual'
Get a no-annual fee card...those are always better...annual fee cards are not worth it.
lorijotx
$19 is far better than those that have over $100 or $200. If you don't mind it, keep it. Or try to find one that has no annual and then close the $19 account.
Jesus Quintana
if it were me, i'd get one with no anual fee, although i've found that usually means you pay a slightly higher interest rate. it also depends how good your credit is.
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