 Am I responsible for my fiances credit card debt after we marry? |
| I am currently engaged to a man who has ran into a lot of financial problems. He is trying to get out of debt however, I am concerned I will be held responsible for his previous debts once we are ... |
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 What's better to pay off car loan faster? |
| Is it better to put money in a savings account until you reach the amount that you owe on your car.. then pay it off.. Or is it better to just pay over your minumum payment each month?... |
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 You always see credit cards for people with bad credit, but what about if you have AWESOME credit? |
| We are constantly seeing credit cards and loans directed at people with no or bad credit. What about cards for people with an 800+ credit score? What cards are most attractive for people with good ... |
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 How can I build credit if no one wants to give me credit? |
| I have been trying to apply for the past couple years at various places like, Walmart, Target, Dillards, Macy's, Best Buy, couple of gas credit cards and even local furniture stores. They all ... |
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 I claimed bankruptcy 10 years ago, can I get a personal loan? |
| I haven't gotten a credit card either. When I go for the personal loan, do I still need to say Yes, I claimed bankruptcy? Even though it has been 10 years?... |
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 I just got a bill in the mail.....(collections)#? |
and it is from a cell phione company saying i owe them 250.00
i had a phone about 4 years ago from them but it as pay as you go....and i have not had the phone in about 4 years...its long ... |
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 How can i check my credit ? |
this is the situation:
i got divorce last year and i restored my last name with my maiden name.
the problem is that i dont own a credit card or a bank account and ive been having problems ... |
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 Should i get a credit card to pay off my bills? |
| I have a hospital bill that i havent paid on yet that i was summons to court for ($2000), i have a credit card bill that is deliquent ($2000) and im also getting close to bein late on my loan ($2500),... |
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 I am thinking about getting a loan using a loan shark? |
anyone have any thoughts about loan sharks? any good ones around at all?
i know its not the best think to do but we need the extra cash right ... |
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 Wher ecan i get a 90,000 loan ? |
i need to fnd a personal loan for up to90,000
Additional Details
i have tried at a bank but my credit is not good ... |
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 Is a credit score of 674 good for a 20 year old college student? |
| I have 2 credit cards, the one has a balance of $0 and the other has a balance of $900.... |
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| What is the FASTEST way to build up good credit? |
| Is it the higher the amount I purchase and the more i pay per month ? Or is it just the fact of paying regulary?... |
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 Can breaking out of a lease early reflect on your credit? |
| I'm just curious to know because my wife and I are looking to buy a home.........but we are locked into our rent for 7 more months. We don't want to let an opportunity to own slip by in ... |
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 Why do "wealthy" people use credit cards? |
| if wealthy people have money,why pay interest?why not use bank cards?... |
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shawn_mauldin | If you had cash would you payoff your car loans or would you use the money for other things? |
I currently have two car's and I have a combined loan for them with with a low interest rate. If you had just enough money to pay the loan off would you or would you use the money for home improvements or furniture or what ever? I just wanted to get some ideas about what some people would do? |
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Not Laughing w/ U
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I would bank it. Cash is a good thing to have. If I had any debt w/ high interest rates then I might pay some toward that then try to consolidate it into a low interest loan. There again, showing you have cash in the bank would be beneficial.
I definitely would not spend it frivilously. The economy is changing. Having some cash handy might be very helpful a year or so from now. |
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Amanda H
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It would depend. For me, I've been rebuilding my credit for a home loan and am now on the right track-- but what I need is lots of GOOD INFORMATION To be recorded each month, and LONG STANDING accounts-- I've had a car loan for about 2 years. I wouldnt pay it off beucase its helping up my score with the good history.
But i you have good credit, I'd pay if off-- or if you had some things you wanted, atleast pay it so you have less than a year left. |
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sprydle
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I'd take the Dave Ramsey method and pay off the debt first then save up money for an emergency fund and then store some cash away for the home improvement projects.
Home improvement over furniture because it will increase the value of your home. However get rid of the debt first. |
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cs_ab_123
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Obviously i'll pay my car loans, because who knows about future? May be you become the world famous beggar....I have never bowed my head against anyone till now. And i don't want to bow my head at all. Actually, i will never buy a cycle by borrowing money from bank or friends. I know my family may not be happy with me. But its better to bow your head before own ones, rather than outsiders.....Right?
OK. As you ask, my answer is, "I'll pay the loans first.". And i hope everyone would've told the same answer... |
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PoliPino
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It would depend on the interest rates, I would say. If the interest rate you would earn from a savings account is much better than the interest rate of the loan, then I'd put the money in savings. The interest you would be getting would be higher than the money you would be saving by paying down the car loan. There are tax implications to savings interest, so a small difference in rates would make paying off the loan a better choice.
If you weren't going to put the money into savings, then I'd say pay off the loan first. Home improvements would increase the value of your house, but you'd only see that benefit if you sold the house, not to mention that in most areas real estate is flat to falling, so now isn't a good time to sell.
If you were buying furniture, I'd say pay off the loans first with no question. furniture is a depreciating asset. It will lose value the longer you have it. So you'd be losing money by buying the furniture, and losing money by continuing to pay interest on your loan. |
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babsy0123
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If you need home improvements, that increases the value of your home and if needed, do them, the cars are ok? but if you pay off those two cars, the money saved there could be used to make home improvements....
If you ever needed to sell your house, the home improvements would help with the value of the home...do the kitchen and the bathroom first...
good luck.. |
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Letsee
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Pay off the auto loan. Then continue paying the loan note to yourself. Now you have save the interest you would have paid on the loan and are gaining interest on your saved money. |
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Luckys Charm
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I would pay of all revovling debt and a nice chunk on my car |
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Big Bear
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Pay off the car in case something happens, like you lose your job for some reason. Unless you have disability insurance. |
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Big D's Sexy Peach
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pay off the car loans, nice bike by the way! |
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katybeth212001
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I would pay a nice chunk on the cars and spend the rest on whatever I really wanted. That way you get the best of both worlds! |
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luckyerin5
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I would pay off the car loan now and put the money that i would norm. be spending every month on the car loan i would put that toward home improvments. |
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TMLeaf Fan
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I would put the money into my mortgage. I pay no interest on my car, so I'm better off reducing my mortgage. |
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someoneoutthere
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I would pay the loan off. Being in debt sucks! |
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jcontrols
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I always pay off credit first! If you can pay off the principle now,,look at the interest saved! You might have saved enough for some new furniture,,:-)= |
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