 Lower rate on my Credit Card? |
Any advice on getting a lower rate on my hight interest credit card?
Here's the deal. I have two credit cards. One with a 9.9% rate and one with an 18.5% rate. The 9.9% card has a ... |
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 What items have you bought that have ended up paying for themselves? ...? |
Mine is a bread making machine, it gets used almost everyday and a hair Clipping set cost me £25.00 and haven't paid for a hair cut since 2003
Additional Details
Chewy, how could ... |
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 Can Bailiffs take my stuff?? |
| Hey i live in uk, my parent has the Bailiffs coming round 2moro to collect stuff for a council tax debt, i own the most expensive things in the house as i have saved birthday and Christmas money to ... |
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 I want to take out a loan off 10,000 pounds, i work full time and earn 8 hundred a month,,? |
good credit history, etc,,
if i am able too how soon do you think the process will be?
sorry just i want to help mum with mortgage deposit.
Thank u so much,
... |
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 Best way to pay off this debt? |
| Ok me and my wife made 33000 in 2006 50,000 in 2007 and now my wife is about to get a 16000 a year raise. We had issues with bill, but will now be able to pay everything back. The question I have is ... |
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 Can a collection agency change the agreed amount? |
| I've settled a debt I owed, the agent at the collection agency said that they will be debting my bank account for a certain amount for 4 months and that will suffice the amount I owe. However ... |
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 I have no credit cards or loans and im about 500 in debt from bellsouth how can i get approved for credit? |
| I AM TRYING TO GET A CREDIT CARD, AUTO LOAN, OR A PERSONAL LOAN BUT I GET DENIED ALL THE TIME MOSTLY DUE TO INSUFFICIENT CREDIT HISTORY! SO PEOPLE HELP ME OUT WHAT CAN I DO IN MY SITUATION... |
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 My husband and I are on the verge of losing everything,We both work but we can't seem to make ends meet.? |
| What do we do?We don't qualify to borrow from our 401 k Yet.We don't have enough credit to get a loan from the bank.And they say we make to much for financial help from the state.What are ... |
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 Credit card? |
| i just recieved my first credit card trying to improve my credit if i dont use the card will that help my credit just showing that i have a card and the mothly fees are being ... |
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 Why would you press the credit key even if you were using your debit card? |
I just got my new debit card in the mail. It has a VISA logo, but the bank says I should be sure to press the "credit" button when making merchant transactions with my debit card.
... |
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 I have bad credit. Is it possible for me to still be able to get a car loan for a used vehicle? |
| Without, paying super high interest rates? I also want to spare myself the embarrassment of being turned down for a car loan at a dealer. Any suggestions?... |
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 Is it possible to have your credit cleared, All bad stuff and bankruptcys too? |
| Can you pay a firm to remove this stuff? Is there anyone who has done this?... |
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 Is this debt collector messing with me? |
| I have a big medical bill that got sent to a bill collector. I called them today to try to make payment arrangements and they told me that I had to try and get a loan. Once denied I would have to ... |
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 File Bankrupcy before suicide? |
| I am thinking of ending it all due to my debt. I am wondering, should I file for bankrupcy before I leave, so my spouse and estate dont get drained with my debt?... |
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 I overdrew my bank account, now its closed, and a collection agency is calling me? |
| A lady from a collection agency has been calling me regarding my overdrawn bank account. I talked with her & she compromised with me, and I was supposed to moneygram the money to her on monday. H... |
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 Are minors responsible for a credit card in there name if recived when under 18 ? |
| I recently found out my daughter has 2 credit cards both in her name she was only 17 when she recieved them and they are not cosigned by me or any other adult, is she responsible or is the company at ... |
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 Charge off from 1995, shouldn't that drop off my credit report by now? |
| I was 18, dumb and had a CC, enough said. I don't have enough to pay a settlement amount let alone payments. Please don't tell me what I already know about my choices. Just would like ... |
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scanjet | If you had some sort of cancer and you knew you were going to die in a couple of months.....? |
If you were single and you purposley during the last couple of months of your life took out multiple credit cards and ran them up and live an extravagent life. Who will pay those cards off if you die. Knowing you are single and debt can't be transfered in that case. |
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dawn18415
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You could run them up wildly.Also this is your chance to get even with your enemys.As an exampl you could ki--them and it would not matter because you will die from cancer before you go to jail.Fire up the old woodchipper feet first HAHAHAHAA. |
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tarkenberg199
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It could be transfered to family. Your assets would be liquidated, all that stuff you ran the credit cards up for would be sold to pay them off...it'd be a nightmare. You'd be glad you were dead. |
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The Cythian
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Your question is typical of the mind set that is damning our country nowadays.
Don't you realize that you are not hurting the credit card companies in doing what you suggest? You are hurting all of the other card holders, who pay the bad debts and delinquencies of others who do not live up to (pardon the pun) responsibilities.
Yo are hurting your family, friends, coworkers, and everyone else WHO lives right and pays their debts. |
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Poison Ivy
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"Your estate" is actually your family if you have no material possessions. Would you really want to leave all of this behind for your family to have to deal with? Credit card companies do not eat debt. They go after their money. The people you leave behind will be held responsible for your debt. Don't be selfish. |
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walkinandrockin
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Your estate, if you have any. Otherwise it is absorbed by the credit issuing company, who in turns takes a loss on the debt. This drives up costs to the lender that are in turn charged to all of their clients through higher fees and rates to account for the higher cost of lending money. Or, if done too much, it can narrow their profit margins as they have to remain competitive, and could put them out of business altogether.
Society knows that there are a small percentage that take advantage of the system and cost everyone else more, but if the tide ever turns and more people become more dishonest in their dealings, our whole system could crash and burn. |
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wayalook
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i say stick it to the man. let them deal with it. they aint nothing but loan sharks anyway. lets put em all out of buisness. |
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Adoptive Father
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Other honest people who would never dream of doing things like this will get stuck with bill through higher annual fees and interest rates. |
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SALSA
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Other credit card holders would eventually pay with higher interest rates. |
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jim06744
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the debt would be taken out of your estate, assuming you leave some assets behind. otherwise, company eats it and implicitly everyone else ends up paying for it thru higher prices |
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evil_twin
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crybabies!!
You're estate will take care of your debts. Which is done every day.
Millions of people die every year with debts and no assets to pay them off with and financial companies still see billion dollar profits every year.
You rates go up because of greedy *** companies that do things like charge fees on some of the silliest things. (i.e. paying your bill over the phone or internet)
Don't blame high rates on people that died with debt!!! |
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