734 credit score to 837 right away? |
| my credit score is 734 because im 21 and only had credit for 3 years. i want 830 or higher right now. i never had a late payment, never had a missed payment. and there are no negative things on my ... |
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Prepaid credit card as a gift? |
| is it a good idea to give prepaid credit card as a gift? i mean i was considering gift card but i thought with a prepaid credit card, you can use just about any where you go right? any comments...... |
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Can you transfer a car loan from one car to another? |
| My Husband bought a used car from a dealer and it broke down several weeks later and is now un road worthy! After much debate with the car company they have decided to replace the car with a ... |
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Are there sources out there who provide personal loans if you've filed for bankruptcy? |
If yes, could I get the name(s) of these companies.
Also:
1) Do they charge you an inital fee?
2) I'm not looking to get into major debt again. Just a smaller loan to clean up ... |
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Credit score dropped. confused.? |
| I recently made applied for an auto loan and was denied. I signed up for unlimited up to date credit report monitoring through my bank. I check my credit report twice a week every week. I have become ... |
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Can i cancel my credit card??? |
| i have one credit card, i have to pay $59 annual. now i want to cancel this card after i get one good card with no annual feel. is it possible to cancel the card??... |
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Should I pay a credit card or car loan? |
| I have a 14,000 inheritance- I am trying to improve my fico. Should I pay off a 14,000 credit card or a 7,000 car loan and put the rest towards the credit card?... |
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What to do if a co-worker owes you money? |
| I felt sorry for my co-worker. I have known her for about 3 years. I would say I'm a friend but haven't hung out with her outside of work very often. She's going through a bitter ... |
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How can i raise my credit score??? |
| Im 21 and never had a bank account, when i've tried to get one im refused because i have no credit, i want to buy a house in a few years. any ideas??... |
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I have horrible credit how do i fix it?? |
| I'm only 21 and screwed up my credit so bad. When I was 18 I moved to manhattan and maxed out my cards and was late paying them off. They're all payed off now and closed accounts. How do I ... |
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How do i establish good credit? |
I have had my first credit card for 3 months now. i am 20 years old. i want to establish good credit. how can i do this
???
i have a National City Visa Points Credit card that i got ... |
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How do I balance my life financially with a $475.00car payment, $500rent, $200 credit debt, with 1300income? |
| Not to mention food, gas, car maint. Do I sell my car but it's not paid off and I don't want to get ripped off, I have invested too much money into it. I really want to settle for something ... |
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Late car payment need advice? |
| ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december ... |
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Any suggestions for someone with bankruptcy on their credit that would now like a credit card? |
| I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card ... |
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If my credit score is 714 and i apply for a wamu card how much will they give me as a start? |
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ... |
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Credit card for 12 year old.? |
| i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ... |
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Drew B | If you have a master card, can you take out a cash advance.? |
please read before you answer, I posted this once and everyone thought that i wanted to go to a check cashing cash advance place and get money, that is not what i am asking!!!
I have a credit card from CITI financial...It is a master card.
I want to know if i can call CITI financial creditcard services and ask them if there is some way to get a cash advance from my credit line on the card? do you see what i mean?
I want to buy a car, but it is private seller, so i need CASH TO DO IT...will the credit card company or citi bank let me have a cash advance using my credit line on the card.
for example: if i had a credit card with a thousand dollar limit
and i wanted to buy a car cash for $500 can i call the bank where my card is distributed and ask them if i can have cash or get a cash advance through them thus making the balance on my card 500 dollars?
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Ruby Y
 |
Try finding other methods to get the cash first. Payday loan companies offer a great service, but it's not something just anyone should get invovled with. If you do take a loan, pay it back quickly. http://www.americaschoicetoday.com/Payday-Loan.html |
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Sgt Big Red
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Yes you can. If you need more then $200 (which is usually the maximum amount you can withdraw from an ATM on a single day), then go to any bank and present your card and request a cash advance.
BUT BEWARE: Cash advances are treated differently. Your APR will be higher and most CC Co's will apply your monthly payments towards purchases first and cash advances last. This means cash advances are the last to get paid. It allows them to charge you 2 different APRS on the total balance owed.
Only use CC cash advances if you know you can pay off the entire balance owed quickly. Read the fine print in your agreement and you will see that "they" decide how much of your monthly payment is applied towards the cash advance.
Hope this answers your question. |
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Ted
 |
Your cash advance limit is printed on your statement every month and is available online. It may not be the same as the credit limit for purchases. Beware: there is probably a cash advance fee which may be 3% of the advance up front. The cash advance interest rate may be different than the purchase interest rate.
You can get a cash advance at the teller of any bank that is connected to the Master Card system. |
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projistech
|
Generally speaking the answer is YES. However call your card provider to make sure you have this feature on your account. |
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maddisons mummy
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yes, im a cashier at a bank and we do cash advances for credit cards - as long as you knwo the pin number and take identification with you to prove its your card and your money (they may also check your signature matches the one they have on file for you depending on the bank) and then they will give you however much cash you want as long as its available to you and within your card limit :) x
oh also be aware thers probably going to be a charge for taking the money out - usually about 2% of how much your withdrawing... |
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Sally
 |
You can go into any local bank and get an advance on your mastercard up to your available cash limit which is NOT always your credit limit.
I have a daily 1000 limit so that 200 is NOT accurate around the country. |
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magnet4trouble
|
Yes, they should let you.
If you have a PIN, you can use an atm to get up to 500 or 1000 a day as a cash advance |
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Zzyzx
 |
Short answer
Probably
Longer answer is it's not a wise choice.
The APR will be 18-30% (usually), and will start charging interest the day you take the advance. There is no grace period. Also when you pay off the balance payments go towards the lower APR first so if you carry a balance you'll be paying this for years.
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Rocky P
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My opinion is that the prudent thing to do is to just ask a relative for some cash. Lets cut to the chase here you need money fast and a cash advance loan is the easiest way. : http://loan.dealsthisway.com Good luck. |
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src50
 |
Why don't you call your credit card issuer and ask them? |
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