 How do I get a GOOD loan for $2000 with no credit.? |
| Purpose: I need it to cover the purchase of a used car and the insurance payments for 6 months totaling $3,500. I already have $1500 cash. VERY IMPORTANT: I want to pay it off in less than a year. T... |
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 Help! Getting home loan with poor credit? |
| I really need help getting a home loan with poor credit. I have a small down payment and a gift of equity of about 15,000 but i need to know how to get a home loan with poor credit. I don't ... |
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 Whats the number on the back of the credit card mean? |
Additional Details
I want to know what ccv, or cvn stands for?... |
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 Why do so many people have trouble living within their means? |
| I have to write an Arguementive Essay on an article I read about Credit Cards. The question above is the question I have to answer for my essay. I want to know actual people's point of views ... |
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 OMFG .. Will this hurt my credit score? |
| Dang, dang, i am so concern about this now. I just checked my CapitalOne account online and i just REALIZED that my minimun payment is due on the 22nd of November. So, that mean it was 7 days late. ... |
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 I have debts of about a grand that are over SEVEN years old. What are my rights (if any)? |
| I heard diddly squat for seven years now i'm receiving major heat from a debt recovery firm. I thought debts were written off after 3 years. Can any good people of the Answers community advise ... |
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 Which credit card gives u the most benefits and rewards? |
like cash back or air-line tickets...
how is bank of america's power rewards credit card?... |
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 Please let me know...? |
Does anyone else spend all of their month's wages before the first week is finished?
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To the lady that thinks I need counselling... I think that you have issues ... |
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 How to get a home loan with bad credit ? and no money down ? |
How can you get a home loan with no money down and your credit is not the best ?
My wife has pretty good credit but she is a stay at home mom . We are trying to get a home
And it is not ... |
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 Collection Calls? |
| I'm getting collection calls from a credit card company and they are telling me time is running out, they are about to charge off, etc. The last call was somewhat rude and I think they are ... |
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 How to get a lower pay off ammount for credit card debt? |
| I've been having trouble paying for a few months because $5000 got stolen from me, I recently sold some land and I want to pay everything off but I owe quite a lot and I want to be able to pay ... |
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| My boyfriend is mad at me because I won't give him a credit card in my name? |
Ok, I have 4 credit cards that equal up to about 100 dollars a month in payments, because my credit limits are about 500 dollars each, with one exception being a 1,200 dollar one.
Well, I ... |
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 Do you have to use your credit card to increase your limit? |
| I am starting to build my credit. . I want to increase my credit limit, but i don't really use the card since I can only use in that store. . . What do they look for when requesting a increase?... |
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 Any advice with Debt help? |
| I need to find a good trusting company to work with my debt. I am behind on payments and I need to get some kind of debt consolidator.. Thanks for your Advice..... |
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dicko_1970 | If you have a outstanding debt which is 8yrs old and not payed it for 6.5 years do you still have to pay it? |
as i have now got a letter from them wanting the money in full
Additional Details
before you start slagging me off as some of you are doing, the debt was not my fault, it was through a car crash i had which wasent my fault and the insurance dident pay off the full finance which left me with a £1000 to pay and i was in hospital from the crash and lost my job because of it |
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CeeVee
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see the site below for statute-barred debts, note especially the limitations that apply. |
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Dry Dreamer
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You are still responsible for that debt...it's amazing you've got away with it for so long |
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Nikolle
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Absolutely. It will stay as a black mark on your credit rating until you do. They could also choose to take legal action against you. Get some advice from a debt counselling service. |
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MADMARY
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I don't know about legally, but morally, the debt is yours, pay it. |
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Mortgage King
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Typically, negative marks on your credit should automatically be removed after 7 to 10 years. Go to www.equifax.com for more details |
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bexx
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Well you owe it so i would say so. Get legal advice or citizens advice is free.... |
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crx81
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Why would you even ask? You created the debt, you're obligated to pay the debt.
That's the problem with American society today... everyone wants something for free... everyone only cares about themselves...
How about being a productive member of society and not a leech? |
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katehughes2706
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I thought that after 6 years, they have to write the debt off.
Are you sure its actually 6.5 years, it might be just before the 6 years, and they are having one last go to get the money before they lose it. Dont fall for their scare tactics though, if you cant afford to pay it back in full, they cant force you.
Best check with Citizens Advice or something. |
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heleneaustin
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Legally the company only have 6yrs to recoup it from you then it is legally written off....so no you do not have to pay it especially if you are not being pursued. If they have continually pursued you then i think you do have to pay it but ask at your local law society or CAB to be doubly sure.
Good luck |
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Liz T
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Pay it! if you can't afford to pay it in full get debt counselling and negotiate a repayment plan. Whether or not you are legally obliged to you have incurred this debt and are honour bound to pay it. |
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?????
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Not too sure , the citizens advice will be able to tell you. But for your future credit record you should pay it if you can, if not see if you can come to some kind of payment plan with them.
Well why didn't you put all the info up before? People can only judge on what you first said. Now I advise you to go and see a lawyer to get this sorted out, taking all relevent paperwork with you. |
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Princess
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Why didn't you say that before, you must have realised that people weren't going to respond kindly to someone asking whether they can get away with not paying a debt after 8 years?
Knowing what I know now, I have taken my original comment off- but next time consider giving all the details in the first place, before emailing people abuse after they misunderstand. |
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