 How can I get collection accounts deleted that have been paid already? |
| I have several collection accounts that I have paid off in the past but they are still on my credit file and is causing my score to be low. I also have to accounts that went to court. I have ... |
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 Credit Card Question??? How to get one????? |
I really want a credit card, but do i need credits in order to get one?? or do i apply for one???
How does a credit card works??
Additional Details
Thank you sooo much for all ... |
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 How long does an eBay seller have to ship an item once paid? |
| Payed by paypal 9 days ago, item would arrive to me in 1-2 days after shipping...have emailed twice for info about shipping, NO response....I am the only bidder, buying a dress for .99, a bit worried ... |
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 Help! I lend my employer money. Now he filed bankrupcy. What can I do to retrieve my money? |
Additional Details
Don't take me wrong, there were papers signed, a contract kind of thing. There were other people involved. There were also other people lending him money also, ... |
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 Will I need a credit card to check into a hotel/motel in the US? |
Will I need a credit card to check into a hotel/motel in the US?
I'm not talking five star hotels. Planning on using mostly Comfort Inns or other similarly priced motels. Will the motel ... |
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 File bankruptcy or move in with my parents? What do you think? |
| My husband wants to keep our house and file bankrupty to get rid of all our credit card debt. I want to sell the house, move in with my folks, not file bankrupty and pay off the debts. Both are ... |
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 How do credit cards work? |
| What knowledge should I have before applying for my very first credit card?... |
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 How can I get them a debt companyof my back? |
| I have been paying a debt of at £20 a month as that is all I can afford at the moment,I'm registered as disabled and unable to work,but they say this isnt enough, even though its been fine for five ... |
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 Why was I refused a credit card? |
| I just found out that my application for a bank of ireland credit card has been refused. Im 19 and just got my first full time job so I decided it would be a good idea to get my first credit card, I ... |
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 I am receiving mails saying that I have won million dollars through random selection of emails.r they true? |
| If I want to claim the prize, I need to pay Rs20 -25thousand to receive the parcel containing the amount. Is it good to pay the money for the parcel? Do I receive the real money? Anybody is there who ... |
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 Do I have to give debt collector my bank info to work out payment plan? |
| I received a pre legal notice from Midland Credit management the other day. It says they've been contacting me, even though they haven't in over six months. Anyway, one option it says is ... |
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 Easiest credit card to get? |
| which credit card companies are more know for accepting practicly anyone? someone had told me orchid but they will only give me a secured credit card. im not looking for one that i have to give 300 ... |
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 I need a 3000 dollar loan asap i have a steady job but no credit history please help me? |
| i have applied to alot of banks but i have been rejected and im not looking for a payday loan. also i dont have a co-signer i just want a legit source that would help me out...... |
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 I need advice on my cleaning up my debt? |
| I have $8000 in student loans in default, $800 in charged off credit cards and about $2000 in other charges offs....I know this is horrible so please dont insult me as I am really trying to get this ... |
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sundance | If you have been in debt how long does it stay on your credit record? |
i here some thing about about six year periods is that true |
 |
 
rollo
|
Any adverse info. like default in paying a bill or credit card etc. or a CCJ lasts for 6 years and then it is wiped off.
If you clear the debt within the 6 years it still stays on record but is wiped clean after 6 years.
Experian is the biggest agent holding this info. and for £2.00 you can get a full list of what is recorded about you. |
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kayleigh e
 |
Debt doesnt really matter as long as you clear it or attempt to clear it, bankruptcy lasts about 6 years or until you are discharcged which can be sooner. Most organisations have to keep financial records for 6 years plus the current financial year |
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Peter N
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7 years, unless it is a bankruptcy, foreclosure, federal tax lien, or judgment- then it is 10 years. |
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starlet108
 |
It is usually 6 years from the date of judgement or date of entry of bad debt. xx |
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♥ღ blc ღ♥
 |
7 years |
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clair6546
|
4 to 5 years |
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charles o
|
yes, that is true. 6-7 years
the longer after the debt, the less it hurts your credit score. |
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Bella
 |
Yup you are stuck with it for 6years |
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Celeste
 |
The Fair Credit Reporting Act, Section 605, states that accounts that are charged-off or sent to collections (internal or to a 3rd party) must be removed after 7 years. The 7 years starts 180 days after your account first becomes delinquent and is never brought current.
Judgements are taken off 7 years after the judgement has been paid. Tax liens are also 7 years.
Bankruptcy lasts the longest, 10 years. |
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MSNRY
|
It will stay 7 to 10 years. Call at the 7 year point and ask them to remove it..There are 3 credit records. |
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scallywag
 |
6 years! |
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Mariposa
|
7 years of a collection debt. |
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fuge628
|
i thought it was 7 years |
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Gone fishin'
 |
Maybe 7 years max. |
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patsy
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I think you'll find it is 5 years. |
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chazhandles
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forever until you die and go to hell |
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