Auto Loan????? |
| When applying for an auto loan online they require i fax my most recent paycheck stub to them, i was just curious do they call my job to verify my income?? or do they verify all the tax difference?? ... |
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What shall I write to my credit card provider? |
| I am paying a credit card debt but only making the minimum payment per month. I know that I soon will be unable to do this so I want to know how I should approach the company with a view to stopping ... |
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Cosigner on loan? |
| Over the past 3 years my sister has asked me to cosign on 3 different loans for her. I cosigned for the first two but am trying to decide on whether I should for the third. I am in debt myself and ... |
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Do I have to accept a credit card I applied for? |
| I applied to transfer my balance to a lower int rate card. I received the card but the limit was not enough to cover the cards I want to transfer. Now what.... |
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Im going to file bankruptcy chapter 7 on my bills over 10,000.00 what if i find a bill after i file? |
| im filing chapter 7 totaling over 10,000.00 of bills what if i find a bill from doctors after i file can i add it on to my bankruptcy?... |
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What is the best credit card for me? |
| If I am 19, have never had a credit card before, have never been in debt, don't really have a credit record (I presume), am planning to pay off my balance every month, and am planning to use it ... |
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Why is Mr James Cobbs not banned from Yahoo? |
| He posts adverts for loans on Yahoo. This is breaking Yahoo ... |
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Do you let the cashier pick when she says "debit or credit"? |
Additional Details I just find it funny b/c it is all of the same account.... |
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How do I convince someone not to file bankruptcy? |
| A friend of mine who drew $18K in credit card debt is debating on filing bankruptcy. He is fully able to repay his debts to his creditors, and fear that he may be putting his future at risk. As many ... |
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Dose anybody know were a can get a free credit report that is safe. ? |
| I checked my bank and they want monthly payments of 8.99 or up to 12.99.... |
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Can I make 2 or 3 payments on a credit card in a single month? |
| Let's say I have a credit card with a balance to pay $500 dollars and let's say that is due on December 30th. Can I make a payment on the 20th and then another on 25th of the same month (D... |
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Bank Charge Refund Help!!!? |
| Hi, I am wanting advice on how to go about having all my bank charges refunded, My bank fu*ked up over xmas, and because of this I have received £200 in bank charges, for going £25 over my arranged ... |
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I got Scammed Fraud on craigslist! help me !? |
| i am only 18 and economy sucks and i was tryign to get a babysittig job. i guess i am stupid cause they said they were sending me money to put a down payment on their house and that the rest was for ... |
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Whats happens when you default on a loan? |
| I basically have a car loan that I've gotten to the point where it is basically unaffordable. I basically want to know what happens after you go south on a loan?... |
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Was stimulus check just a loan.? |
| people getting refunds this year on their taxes say that they are having to pay back the money.... |
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daisybugfriend | If you have reaaaly bad credit and you are buying a house on a lease option? |
we have paid a big down payment we are worried about getting financed is there any way at closing on the house the realtor if he agrees pay off our debt can we get financed we have made all of our payments on time for a year for our home and we put down 10% but our credit will be the only thing holding us back. |
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kthor101
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if you have bad credit, i suggest work in solving how to get that score up first before buying a home .. (you are 80% chance going to get into foreclosures in less than 2 years)
pay off all debt save and buy a home |
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yawlcome2000
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Even with good credit now, it may be really hard to get a loan. Have you not heard about the news of the credit crunch. Almost 90 percent of mortgage brokers are in trouble, with this bad credit has caused the problem both with consumers and hedge fund operators. We are now in a calamity, what used to be called "run on the bank". Lots of luck, renting may now be cheaper than buying for a lot of families. |
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Etta P
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You are not alone! From my experience I can tell you (and hind site is always 20/20) start getting ready today. First, go to the websites I provided below and get your your one free credit report that you entitled to annually. Review and dispute what needs to be so your will be in good order. Put the 10% into the bank where you cant see it or use it. In almost all financing, any debt that the realtor agrees to pay off is considered an inducement that will lower the amount of financing you would be allowed to get. Also, read up on FHA loans, no minimum credit scores required, low down payments (so you use some of that money to pay off debt if needed),but be prepared for the loan process. it is a goverment loan, so you will need to document all income and assets for the most recent 2 years. Pay the lease on time every month and use a checking account so timely payments can be documented. Make sure your lease option agreement is a written one, be sure to outline how much of your monthly payment is going the down payment or closing costs, etc.
Hope these web sites help you and good luck! |
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CHUCK
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NO, JUST. NO... Do You Ever Watch The News? |
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King L
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There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit<!--These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage Refinancing, making it possible for those with bad credit to realize the dream of owning their own home.You can find more information on Home Loans here,
http://badcredits.awardspace.com/homeloans.htm
They also offer a debt consolidation offer which helps the home owner organize a comprehensive program for controlling their spending. Many consumers with bad credit are grateful for the opportunity to receive a second chance, sort to speak-->Bad credit hasn't stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives. |
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beachlover
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ok first of all when you are in a lease option and you have paid on time for over a year there are programs out there that consider it a refinance. plus you have the 10% down there are places that can help you raise your score.
the only one i know that gives you a money back guarentee and a lender that will credit you the money pay to have it raised is here. they are great company and you can t beat a lender that will tell them what you need to get a great rate
referance bottom left of first link page |
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