 My credit is fair to bad and I need to get a loan for $4000 where is the best place to go? |
I have a good job but just got behind during the winter months and my daughters first prom.
Thanks and God Bless
Mike C.... |
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 No one will approve me for an auto loan? |
i work a very good job and i need a 3600 dollar auto loan.
all the credit unions are denying my applications because i just turned 18 and i have no credit.
i do not have time to open a ... |
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 How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history? |
Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
Additional Details
Can I please stress that only Rep. of Ireland related sites are of use? Unfortunately ... |
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 Credit score went from 750 to 600? |
| My wife did not pay her personal credit card for 5 months. My credit score went from 750 to 600. I had no knowledge this was happening. Anyway I can help myself?... |
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 Why every credit card deny my application? |
| cause i have ipplied for every single credit card and they always deny it. I have a good job.... |
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 Can anyone sugges a secure, no scam payday loan site? |
| I need to get a loan very fast. So I guess the payday on is the best, but I dont want to get scammed. Suggestions please........ |
|
 What is the best credit card for a college senior? |
| I have no outstanding debt and a 7,000 credit limit but i want to switch cards for a number of reasons. I will start working in July and I always pay on time. Any suggestions?... |
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 What are Charge-Off's? |
I keep reading people mentioning charge-off's? Some sort of bankruptcy?
Just learning something new everyday ;0
Thanks.... |
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 Im 18 and i want a credit card, how do i get one? |
| and which one is the best? also do i need a JOB?... |
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 What does the k mean after numbers? |
| I know this probably sounds REALLY dumb but what does like 20k and stuff mean?... |
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 Can Creditors Take My Benefits and Assets? |
I'm aware that creditors can place lawsuits for not paying them, they can also garnish paychecks in an attempt to recover the debt.
But can the creditors seize homes or cars that have been ... |
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 How can I get a collection agency to agree to take a item off my credit report? |
| I am trying to get my credit in better shape so that I can buy a house. I made deals with a couple of collection agencies. I told them I would pay in full if they would agree to take the items off of ... |
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 I need help with my debt consolidation.? |
| I recently got married, so now we have his credit card with a large balance, my credit cards (2) have all the wedding expenses on them, and we other misc. cards for smaller amounts. The total amount ... |
|
 How do I get a refund for $498.00US that was debited out of my credit card from a vacation scam? Please help!? |
| I replied to a pop up: 06/05/07..You have won a free vacation good for 1 year from Summer Bay Resorts. at 888-782-9847 FL . Since our group of Landsailers sail 2x per year at Ivanpah Lake, Primm in N... |
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 How can you get a loan for a business with poor credit? Is there any help? |
I am interested in opening my own child care center but my credit is not so good. I don't need much.
Additional Details
I have been in child care for 13 years. I have managed a ... |
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D P | If you let something go to collections and pay it within 2-3 days does it show up for 7 years,or come off? |
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ebookworm
 |
If it gets on your record, it stays for 7 years. |
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stan c
 |
If you mean you were 4 days late on the account itself, it could go either way. Wait 60 days, then request your free credit reports from annualcrditreport.com or call them toll free @ 1-877-322-8228 for all 3 free reports. If it's been reported late, just call the credit card co and ask if they could remove it this time only |
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pommaid
 |
Hi there.
If it went to collections, chances are it's already shown on your credit report. In this case, it will reflect on your credit report for 7 years, possibly longer if the collection agency sells your account to another agency (I've heard of this happening).
Good luck with that :) |
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golferwhoworks
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it may never even report ---but if it does then yes it will stay call them and request no posting to th credit file |
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Anjell
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It depends on if the collection agency has started reporting it or not to the credit bureau. Even so, the original creditor account would show the account as already in default (30, 60, 90,etc) days late that's why it's in collections in the first place. I believe the damage is already done.
Collections is just a means of creditor passing the basket. |
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latebreakfast
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If it has actually gone to collections, then it is on your credit report.
Pull your reports and check.
Even if you pay it, it will remain there for 7 years.
Your option is to send a certified letter requesting for a "pay to delete". You pay, they remove it from your reports.
Just don't go along with it until you have a written document from them agreeing to it. With out the agreement in writing, they will take your money and leave it on your report!
Keep in mind they do not have to agree to it, but you would still owe. |
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cody c
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as long as you didn't hit 30 days past due you are fine. |
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Mrs. M
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depends on the reporting. |
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