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 How to get Credit??
I want to get credit, but can't what's the best way to get some and I don't have any credit cards....


 Does it make sense that my lack of credit affects a car loan?
I am 23 years old and I applied for a loan yesterday to buy a new car. My credit score is 749 and I was refused the loan becuase of my "lack of credit." Most items on my report are less ...


 Bank account?
at what bank can i open a account with out having a credit check ive got a bad credit record and really need a bank ...


 Settle or wait 7 years?
I am about $18,000 in credit card debt and have ruled out paying it (actually it's two cards) off the right way... I know, I know but it's just not possible!

Would I be better ...


 I have bad credit. I want to get a loan to pay everything off and clean up my credit. how do I do that.?
...


 Why do we get charged so much credit card interest?????????????????...
...


 Is 16 too young to apply for a credit card?
I want to start building my credit.
Additional Details
And by the way I live in Atlanta, GA so I dont need any info from Cali, or any other state. And for all you saying that I need to ...


 I have a bankruptcy and bad credit, I need $5000 but no lender will loan it to me, who can help?
I just need the money for about three months and no lender will lend it. I tried all of the website service and my credit score just keeps going down from the inquires. Any suggestion?...


 Debit card question. Please help.?
If I've given a company my debit card number for a payment, but lost that card and had to cancel it and get a new one, can they still use that old Debit card number to take payments out? I ...


 Can you be put in jail for not paying your credit card bills?
...


 How can i stop mastercard from calling me ?
i went over limit but is not like im not paying them i am as much as i can every month i cant pay them any more than that unless i win lotto or sell a kidney .Seriously can any one tell me what i can ...


 Since my husband left, I am now responsible for all the credit card debt.?
The credit cards are in my name and I will eventually have to file bankruptcy once I have exhausted all my savings paying them. Should I cancel the cards even though I am not using them?...


 How do i get a cash advance on a credit card without a pin number?
...


 I have 9 pound in my cash card natwest, can i go into the bank and withdraw this change ? thanks?
...


 Can you take cash out of a credit card?
If you need quick cash and you only have a credit card, will the bank allow yo to extract cash from your card? If they do, how much will they charge you for doing this?...


 I have one credit card collection for $13,000.I offered them $3,500.They offered me $5700.What should I do?
I lost my job and am a single mother. I couldn't pay my monthly payment starting a year ago. They are keep bugging me now. Based on your experience please advise me. Thanks in advance....


 Who can i rib from hiccups?
no ...


 Declined loan again?
I have tried 2nd time to apply for loan with different company but it has been declined again. what shall i do? i need 3000 pound..help me how to and where to apply as i believe its my credit history ...


 Will I be in jail if I cannot pay my credit card payable?
Although I give payment monthly but not on the minimum due amount....


 Are you in credit card debt too?
Obviously a large portion of the American population is in debt...I’m approaching my mid-twenties and the whole idea of owing credit card companies $$ and starting to save for a house (and I live ...



If you pay for an item by credit card and dont receive it will the credit card company cancel the charge ?
                     
 




JOHN R
If you live in the UK yes they must on purchases worth between £100 and £30,000 if the supplier sells an item which is faulty or not delivered.(Section 75 of the Consumer Credit Act). It can take some time but sooner or later you will get a credit for the full amount.


neoplop
In the US, yes. It's called a chargeback.


rico3151
Good luck!


SKT
Rating
Different credit cards may have different policies but I queried this with mine and they said that they would not automatically reinburse you but will start an investigation. so best bet check with your credit card directly.


~*Raine*~
Yes they will. This is why it's always best to pay with a credit card, and never a debit card, cheque or cash. Just give them a call and they'll sort it for you.


child4jc74
if you have proof on your billing statement and have called or emailed to complain more than once about this they should refund your money if enough time has passed that you shouldve received your product


louloumia
Most have some insurance on them, so should do


uk_sugarandspice
Definately yes! Phone your credit card provider and inform them of your situation and they will investigate immediately.


enter name
Rating
depends on the circumstance


fawad q
Rating
Yes, It would be cancle automaticaly after 20 days by the Visa and Master card company.


jessica
You probably have to report it within a certain number of days but yes, almost all companies will do this.


lbaker2656
Rating
Yes phone your credit card company and explain to them whats happened. You will need proof of the order eg receipt or email. The money will probably have gone through already and you will get a refund.


tom4bucs
yes - you 'dispute' the charge

then write to your credit card company explaining
the circumstances/dates/ items purchased/failure to deliver
promise date - etc

and you should be home free -


chad_27292
i agree, they will reverse the charge.


Jarmin
Rating
Yes. Contact them straight away, you may have to write to them and explain what happned, but in my experince they will refund it.


christie
most of them will if you report fraud that's been my experience


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