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 Which Credit Card is good SBI or ICICI?
...


 I've been told I have NO credit..how do I get some??..I have owned a house so I should have credit?
Its hard to get a loan with no credit vs. bad credit
Additional Details
banks dont have to repor t credit so its not instant credit if you take out a loan and re-pay it even if its on ...


 Has anybody had any luck with debt consolidation through one of those companies?
Im about 10 grand in the hole! I have been missing payments to credit cards lately, and have medical bills that I haven't even considered paying. I just make sure I keep my rent, and my care ...


 If you have a bad credit rating from years ago, is there still a bank that will give you a credit card?

Additional Details
It needs to be in ...


 Got a collection notice. 357.00 bill for a verizon acct in ny. Not mine. Not on credit report. What do I do.?
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 Paying off credit card and overdraft debts?
I have £3,500 on a credit card which is 16% interest rate which works out at approx £80 interest per month on top. I also have an overdraft of £600.

I have gone on to uswitch but ...


 When a credit says they ae going to take you to court for an 8 year debt are they lying or can they do that?
When a credit says they are going to take you to court for a 7 year debt are they lying or can they do that? I got a call from a "lawyer's office" saying that If I dont pay I will be ...


 Can they still leagally collect on a credit card debt after 15 yrs?
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 Will i be able to make complete a transaction that exceeds my Credit Card limit?
i got a credit card with a limit of $500. its new so i havent used it yet. i can pay off the bills and wat not but i wanna know if i pay a ps3, an extra controller and rainbow six vegas, will i be ...


 What should you do when your parents taken out credit cards in your name and been using it? Also been late?
I love my mother very much but when i rcvd a call from collecters stating i have 5 credit cards in my name, i was very upset with her. I dont want to charge her with fraud but i need these neg- ...


 Collection Agency Question?
I've heard conflicting information so I'm looking for some definitive answers. With regard to collection agencies:

1. Can they actually sue you and/or even collect the debt in ...


 Having "TOO" much Credit?
Ok.
So I was told at the tcar lot today that I have too much credit and can't get a car.

I pay every single bill on time and have mulitple credit cards that i pay on time.
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 Is there any way i can get credit for a games console but my credit rating is very poor?
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 Is this a scam?
Someone sent my wife a $3500 check from south africa with a letter stating I won a $900,000 drawing. They said the 3500 is to cover the taxes. They want me to cash the check and they will make ...


 I need car finance but have no proof of income and bad credit history is there any lenders?
i was discharged from bankrupacy 3 years ago and most of my work is cash so proof of income is difficult to ...


 If I pay my credit card off completely every month, then how does a credit card company make money off of me?
i've paid my credit card every month completely since i've had it. i have excellent credit. My credit card is American Express. If they know I pay it off every month then why do they keep ...


 Should teens have credit cards???
Only answer in

yes

no way

not sure

yes, but one that i can ...


 Credit Repair help! I have paid every bill owed on my credit report, meaning I am debt free, READ ON?
however even though all my debts are paid
(what a great feeling)
my credit report is a mess because these lousy creditors have not updated my report. So in reveiwing my report I am so over ...


 What chances do I have of getting an auto loan with a 495 credit score?
im looking for a used car between $6000 and $9000. Will I be approved and what will my down payment need to be?...


 MY SON HES 14 AND A BILL FROM THE COLLECTION DEPT. CAME AND IS IT GONNA AFFECT HIS FUTURE CREDIT HES NOT 18?
PLEASE HELP THIS IS VERY SERIOUS.1...



beachbum
If you were a telemarketer, how would you try to sell a credit card with an APR of 23.9%?
                     
 




Jen
The best way to makert somethign like that is to people with poor credit or no credit.
Most people however with think the rate is to high.


mischugenah
Rating
Call college kids and sell them on the fact that it's THEIR card, so they don't have to explain their purchases to their parents. Push the 'financial freedom' aspect and tell them that that kind of APR is normal for 'first time card owners'.


SPIFIMAN1
People with bad credit that have been turned down other places will sign up in a heartbeat so they can start re-establishing their credit.


Frank K
Rating
Hi! This is ______ from ______ credit cards. I see that you recently applied for a credit card. At this time I am able to offer you _________ with a starting credit limit of ______.
Now because of your credit score, your APR will be 26%, but at this time I am able to offer you a special rate of 23.9%


welcome to the sales business, it is a rough ride, but well worth the $$$$


rm4real
uhmmm call the district with the poorer people most of them will sign anything for cash..


In all of you
Rating
If there were no upside then I doubt you would sell very many but if there are upsides to the card then I would definitely push them then only briefly mention the 23.9 and hope that your customer is almost bankrupt. Or deaf, blind and rich.


CrysV
Yeah, that's gonna be a hard sell. I'm guessing only people with extremely low credit scores would even consider it since they have a hard time getting anything less than 29% interest. Otherwise, the card better be offering something else--a high number of frequent flyer miles or something. Otherwise, there are way too many cards out there offering 0% interest for a year, etc., to bother applying for ones that already almost 24%.


besthusbandever
Rating
I would only call very dumb people


}}}~~~~>
If I were that guy I would kill myself instead of trying to make everyone else miserable!


cuddles
no way


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