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 I just graduted from college and I need to establish credit, I don't really want a credit card, what should I
...


 My brother is looking into filing bankruptcy, is that bad?
My brother has over 97,000 dollars in personal student loans, plus 60,000 in credit card debt, all accrued during college. All his debt was due to him paying for studnt supplies, tuition ect. He now ...


 Does anyone have an opinion about those debt eliminating companies? They reduce 60% of your debt in 3 years.?

Additional Details
Apparently, you open a bank account, don't pay the credit card companies for 3-4 months but send payments to your account to build up enough money for them to ...


 How do I raise my credit score?
So as a teen I screwed up some, landing me 3k in debt and boasting a score of 580 :( :( so im 22 now and I really wanna fix this. what do I do?...


 Are my Credit Cards being fair??
I just called to ask my credit card companies to lower my interest rate, and they said they can't do that until I get back into my limit. I am only 200 dollars over my limit on both, and my debt ...


 Fiancial Advice for someone who is in big trouble. What should my friend do?
My friend's parents are in debt 2 Million dollars because of some bad investments. They are trying to pay the mortgage on their home. The mortgage is 10k per month. The husband just lost his ...


 How can a person get out of major debt?
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 Is it legal for credit card companies to increase interest to 34.9%?
queried why payments were increased and was told interest rate was increased by 10%....


 I have POOR credit and need help?
I have POOR credit, and a small debt. Because of my credit I can't get a loan, and because the debt is small I can't do consolidation. Is there any other offers I could take advantage of?...


 Can someone check my credit without my social security number?
I am applying to rent an apartment and the advertisement said that there was a credit check. The application doesn't ask for my social security number. There is no application or credit check ...


 Debt recovery?
My son has left home owing monies to a major credit card company..his address for this debt is my own and my wifes. we do not have any contact with our son as he just got up and left with no contact ...


 Do I have too many cards open that may be hurting more credit score?
I have 2 credit cards that are activeted and1 that is not activated. The first card was activated 07/07. The 2nd 09/07 and the 3trd one is open (againts my wises) but not activated 10/07. I also have ...


 My remaining balance on my credit card?
remaining credit balance on my Banco De Oro Shop More credit card number 5125 7102 7540 5101...


 Can a collection agency look into your credit report without your consent?
This morning I found a new inquiry made by a collection agency. Is this legal?...


 My family used my credit card? Help!
A sibling committed fraud in my name, with a credit card, over $10,000.
What are the consequences, if I report it, or decided to do nothing?

Please, answer seriously. I don't ...


 Credit Card Fraud? Please help!!?
Hello, I have been using godaddy.com for stuff a couple days. I have only purchased 2 items on godaddy.com, which was Hosting plan-1 year for $38(with 10% off) and $8 domain. I even have the receipt ...


 Job centre crisis loan?
Has anone had a crisis loan from the Job Centre? How much did you get? What are the terms of re-payment?...


 Can someone tell me the consequences of going bankrupt?
I'm in too much debt and unable to pay it all and can only see the way forward is bankruptcy, not sure on how to do it and i dont no the full consequences of doing this. can anyone help?...


 Free Credit Report?
I keep seeing the commercial on TV about freecreditreport.com, but then it asks for your credit card number for some kind of charge. How is that "FREE?" I will not give them my CC number ...


 Husband hurt on job, but died before payoff. Job offered six thousand to settle. Should I accept, I have 2 boy
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Sir Nickle Barsteward
If your mortgage Lender's Head Office was completely destroyed would u not have to pay your mortgage again
                     
 




hunter2
Rating
Yes you will have to pay your mortgage even if the entire town around you is destroyed!!

Failure to pay your mtg will lead to foreclosure. No matter what building your lenders office is destroyed in or not.


Don't Panic
Why, are you planning to go down there with a large amount of explosives?


lelekid4ever
Of course. If the local branch or the corporate headquarters are destroyed by either acts of God or Politics {terrorism} that does not mean you are free of the leash on your mortgage obligation. There are records, in paper and electronically that have the information on other areas on the country and sometimes outside the country.

The only way you will not be required to paid is if some sort of alien invasion comes in and destroyed the whole planet, then you, your home, me, your local mortgage company and life as we knew it won't be here to pay anything. See my logic? I hope you do., so getting back to the real word is you still need to continue paying until PIF or property sale.


spannerbox
Rating
If only, sorry no, why are you planning to burn down Norwich Union do you need some match's ???


whatevit
Most people and businesses have information in more than one place. Most mortgage agents do not maintain the records of their clients.
Your mortgage information is most likely safe, may be recorded at the county office.

I would bet there is no chance that you will not have to pay. If there are delinquent payments, there may be disputes, but I feel that you will loose in 99.2% of the cases.


STEVEN F
Rating
The coupon book for may mortgage shows payment mailing addresses in GA and CA. It shows a FL address for customer service and a TX address for tax. Even if all of these were destroyed, the shareholders would have the right to the remaining assets of the company. You remaining balance if one of those assets.


gardeninghogweed
yes what planet are you on


njshoremortgage
Rating
The unfortunately complex thing about the mortgage industry is your lender probably isnt your lender, your paper or your mortgage in laymans terms is sold as an asset and collected to create bonds, but even if your lender is a full service lender he probably has backups of all of the info offsite.


Terry
Unfortunately every thing is recorded by the county.


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