Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 What's the best way to start building credit?
I am 20 years old and keep getting rejected for credit cards. The only way to get credit is to start somewhere...so where do I start??...


 How does a credit card work ??
I want to get a credit card but im 16 (for ebay) . I want to know how does it work do you get charged a certain amount each month or do you get charged only when you buy something ...?

Do ...


 How do I establish credit?
I need to establish some good credit in order to get a loan for school. What do i do to get good credit to get approved for the loan?...


 Has anyone ever gotten an unsecured personal loan from speedybadcreditloans.com?
I've researched them on the internet and nothing bad comes up. In fact, a lot of websites say that sites like this require a fee (this one does) because they are acting as a middle man between ...


 Fraud has just been committed on my card, i have the address things have been sent to what shall i do with i?

Additional Details
my card has been used to order from play.com and items have been sent to a random ...


 How much total debt do you have?
...


 How do i improve my credit score without doing the obvious (paying on time)?
there are two collections and a judgment on my report but they all show as paid....


 My car got repo'd and auctioned!?
whats the best way to explain to my mother that i got my car repo'd when she's the cosigner? is there any possible good lie out there.. me and her don't keep in touch or talk much.. ...


 What to do if you have a summlons to come to court.?
i have a summons to come to cort because i have credit card debt....


 Where can I go too get past judgements tooking off my credit report?
...


 1st Credit Card?
I am about to get my 1st credit card. Any suggestions having good credit?...


 I took out a $5,000 unsecured loan and only needed $2,000 of it..?
can you pay these off early.. i would like to make a 3,000 dollar payment as my first.. is this cool.. if so will the interest be charged on the whole thing regardless.. thx for your ...


 Debt Collection Unfair need advice Badly!!!!?
i have had an account past due with citizens bank for 3 years i was put away for awhile and was unable to pay it. i owed 538 dollars. well 5 months ago i have been receiving calls from NCO about ...


 I have terrible credit from a reposesion when I was 20 years old, I'm 24 now, I need to buy a house for my
family, my finace has ok credit mine is just terrible. I only owe 4 thousand but can't afford to pay it back. Whats the best way to rebuild my credit I feel like I'm holding my fiance back. ...


 Is it a good idea to close credit cards that I don't use at all?
Here is my situation. I have $7500 I owe on a 0% credit card that expires in March 08. I want to transfer that balance to a different 0% credit card in February to avoid finance charges. Also have ...


 No Credit auto financing?
Ok, I'm 19 years old, live with my family, have an active checking and savings account. I work as a General Manager at LP Cleaning Service and make $3,500.00 per month before taxes.

H...


 22 years old and credit card company is taking me to court?
I was offered several credit cards when I graduated high school and started college at the age of 18. This card in particular offered a $4,000 credit line. I had no job and no savings, so I ended up ...


 Where can you buy pre-paid credit cards?
in Los Angeles, CA?...


 Do you think a credit card is a friend or foe?
I have two credit cards. do you think its an advantage or disadvantage for my lifestyle?
I'm working in a call center and I'm already regularized. I have a stable job already....


 Hi, I have a really poor credit score along the lines of 530?
I am currently paying off my debt, I would like to know if there is a faster way (along with paying my debt) of improving my credit score? I can't get approved for anything!
Additional D...



Lovely
Im 16 did I already ruin my credit?
I got prepaid visa debit cards like account now, and babyphat debit prepaid rushcard. I just wanted if for the looks I never plan on putting money on it, can this ruin my credit. What will happen if I never put any money on it?
                     
 




teknodogg
it's prepaid...it doesn't effect credit

only credit cards, loans and debts/$$$ you owe
will effect your credit


Doctor Deth
Rating
You can't even get real credit cards until you are 18 - a debit card is a NOT a credit card - you can only spend whatever money you have on the card and not using it won;t hurt you


DAS
Rating
It's prepaid, it's not credit. A debit card is not a credit card, so it can't ruin your credit, you have no credit? It's not in your name and address, you are not being reported to the 3 credit bureaus. So, you can't ruin what you don't have.


Lys C
No it won't ruin your credit but I am surprised you could even get that at your age.


mike c
Rating
if theyre prepaid that means there is money on them unless you used it up if you have then you have two cards that are what you wanted them for looks nobody will except them


La La
no becasue it is prepaid. You can't use it unless you put money on it. the only way you can ruin your credit is by getting credit cards and charging them then not paying them. a pre paid card is not considerd a credit card it just acts like one but there has to be money on it or you can't buy anything. Therefore no risk for a company to give you one.


Ted
Rating
You don't have and credit because you haven't borrowed any money.


sunshine
No this won't ruin your credit cause you didn't apply for anything (loans, credit cards) that is required your social security number .


Reef
lol if u dont spend anything then you will be fine dunna worry babe xxx


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy