 Why people are just dying to have an excellent credit score?what is there benefit from all that? |
what can an excellent credit score do for me?
i know i sounds picky...but i need to know....thank you so much for your time guys..... |
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 Ive had a really bad month and dont have the money to pay my rent...? |
in my lease if i dont pay by the tenth they start the eviction process... short of robbing a bank what can i do to keep my apartment i have nowhere else to go
Additional Details
wow some ... |
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 Credit card suing me? |
i just got the letter from there lawer..to go to the court next month(i live in Florida) i owe them $ 900..
What i sould do..can i call them to settle this or i have to settle this in court?
... |
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 What does it mean when it says " charge off account" on your credit report? |
| I was looking up my credit report and under a credit card it says the account was charged off.... what does that mean??... |
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 Credit Question? |
| I recently turned 20 and have been living on my own for the past year. I currently carry around $5,000 in credit card debt on 3 cards. I'm having a bout of bad luck as I lost my job about 2 ... |
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 Can i sue someone for my down payment if they got my car repossessed, and they were a co-signer? |
Additional Details
I was out of work and the cosigner told the dealer they were going to make the payment for that month and they didnt...I didnt hurt anyone's credit because it ... |
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 A question about depositing money in the bank? |
okay i have a bank account at chase bank
if i want to deposit 100$ cash can i do it at an atm machine, ordo i have to do it inside the bank??
and how long will it take before i can ... |
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 How to get my money back? |
| i joined the bally total fitness with a friend like a couple months ago. he doesn't have a bank account so i co-sign for him. the total amount of his and my member ship is $4068. couple months ... |
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| Defaulting on a car loan? |
| I have a car loan that i am struggling to pay and am considering Cancelling the Direct debit. i have checked all other options and this seems to be the only way to free up some spare cash. the loan ... |
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 How can I improve my credit score quickly? |
I have a 479 credit score. It sucks. I can't do anything I want with my life to really improve a lot of things. How can I improve this quickly?
Additional Details
Oh, I am 26 yrs. ... |
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 I'm upside down with my car for $7000 what to do....???? |
| I bought a brand new car a year ago. My car payment is almost $500. I will like to trade in for another car that worth this payment but my payoff is $20,000 and the trade in value is $13,000. So I�... |
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 Rental car holds!!? |
| Do all rental companies put a hold on credit cards when renting? I tried Thrifty when I was out in LA and they where going to put a $400 hold on my card, I cancelled it 'cuz I needed the money ... |
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 Will a foreclosure effect your credit rating worse than bankruptcy? |
| We are filing for bankruptcy and will lose the house one way or another. If the foreclosure goes through, we can live in the home rent-free for perhaps up to 10 months. Or we can try to do one of ... |
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tupacmixmaster | Im 16 years old. and i want a credit card to build credit. i already have a debit card and i need to know how? |
old u have to be get one.. and if my parent can sign for me |
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SPIFIMAN1
 |
To get one on your own you must be at least 18. This is the legal age to sign a contract.
You will need one of your parents to help you.
Cell phone companies do not report to the credit bureaus unless you do not pay because it is not considered a loan. |
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Mentor
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Hi,
Check out http://creditcard.creditoverseer.info for some useful info and tips on getting a new credit card. Good luck! |
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tim t
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Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card.
Getting this card will also give you access to various other cards from American Express. American Express targets people of different styles and tastes. There is an appropriate American Express card for everybody in the family. |
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Matthew Stewart
 |
You have to be 18 for a credit card, or for any type of consumer credit for that matter.
Once you are 18, your parents may be able to sign on the card with you. Many credit card companies allow joint accounts. |
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mister ed
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you will have to wait until you are 18 to start building credit in your own name == illegal to contract with a minor!!!! |
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My Three
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credit cards are not the only way to build credit but at your age it is not legal for a company to go into a contract with you. You have to be at the minimum 18 years old. Now if I was you and you really want a credit card I will call different companies and find out about a secure credit card this is where you give them a deposit of 200 dollars and you will use that money and you can't go over the amount you sent them and your minimum payment is 20 dollars. Now this is good because they report to the credit companies as if it was a regular credit card and they don't tell them it is a secure credit card. Now that is how I started building credit but I was over 18 and I know myself I was very bad with money so I did not want to owe anyone but once again I don't know if they will do it for someone who is a minor. |
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Shalla V
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I have a 16 year old. Until you have established credit it may be hard, without having your parent co-sign. A cell phone is the best to start, because its a monthly bill, and if you mess up paying that, it will go on your credit report, for life. Dont believe the hype about being removed.
Enjoy your youth, you have the rest of your life to be in debt, and to pay back a $100 dollar purchase, that could run you upwards of $500, if you dont pay it off in time.
Think it thru before you take that plunge... |
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Insensitively Honest
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Instead of getting caught in the credit trap , why not save your money , and have real buying power ( CASH) with credit you pay more , for less with cash you pay less and get more ,
For example there was land here for 25 to 50 grand , plus the financing charges , Had I done that I would pay more . Instead I offered them 6 thousand cash , and now the land is mine , I bought my son a car , the price tag was 23 thousand dollars , had I used credit I would have paid what ? 35 grand , I offered them 15 thousand dollars cash , and the car is his ,
Credit is borrowing power for money you do not have , Cash is buying power ...I do not have a college degree , I am a house painter , with a GED , my house is big and I have 5 cars of my own , I have zero debt . I am going to retire before I am 50 years old , All of those out there with excellent credit will be working until they are 65 or dead , Credit card companies tell you it is safer than cash , yet they rob you with the interest , compare your house to their cooperate headquarters , and tell me who is winning , Of course they will allow you to go deep in debt , it is more money for them , Do you give cash money to people who do not care about you , that only want to use you for money , do you give money to people around you who wants to take advantage of you and step on you just to get ahead , If you say " NO " then why mess with credit cards ....
AND for God sake do not throw money away on anything like pre paid cards , or secured cards , you pay them to use your own money , anything pre paid is a rip off. |
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Rony
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to name of your father it is possible, I found interesting information about your answer & credit card options here. Goodhttp://all-debt-consolidation-loan.blogspot.com/2007/07/chase-credit-cards.html Good luck! |
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Tammy
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Before my son turned 18--we tried alot to get one--but no one would until 18. Your parents can possible get you a card off of one of theirs-but it doesn't go on your credit-it's on their account. Manage your debit card properly!! And try again when you turn 18! |
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