 Need auto financing, have bad credit? |
| i am trying to find auto financing, last year has been horrible for me. I went through bread cancer treatment and thank God I am alive, my financial creditentials went down the tubes. I was out of ... |
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 I forgot how, figure a percentage of something? |
| Like on credit card checks, they charge a percentage of the check as a fee. I plain forgot how to do this. I feel so dumb. When I learned, there weren't personal calculaters. Could someone ... |
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 I need to get the last 4 digits of my deceased grandmothers social security number,? |
| my mom just passed and she has a credit card with my grandmother name on it, my grandma passed away 2 yrs ago, and they wont let me cancel it without knowing the primary account holders (my grandma) ... |
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 The REAL answer on paying off collection accounts? |
| I have read that you should not pay these off, especially if they are close to coming off your report, becasue they will "re-age". Is this true? Also, can you have an entry for the ... |
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 Repo, after divorce, car in both names? |
| The judge said she got the car in our division of property Feb. 2002 . I made car payments till May 2002 because my contact info was the only they had. My-ex and I didn't talk for those months, ... |
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 HELP! I just saw my credit report and I'm not happy!? |
My rating is barely above 600! Does anyone know how I can boost my numbers, I would even be happy with 675+
Thanks!!
Additional Details
U guys ALL rule! I haven't touched ... |
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 Will Hotels accept a Prepaid Credit card such as the "wired plastic prepaid VISA card"? |
| I just got a prepaid credit card to help me establish my credit. Its seems like a better option to just "load" how much money you want on your card, but has anyone had any problems with it ... |
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 Credit History? |
How quickley can you improve your credit rating if it is not really that bad?
Additional Details
I missed 4 payments about a year ... |
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 I co-signed a loan several years ago & the signer never paid. do i get stuck with paying it? |
| the collection agency is threatening wage garnishment. how can i get the original signer to pay? i can't afford to. the signer claims he can't pay it back either.... |
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 Credit Card Debt? |
| I have credit card debt in excess of $4000. Do the ads you see on TV for relieving one of credid card debt work? Or am I better suited to just pay it off?... |
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| I need another credit card fast, what can I do? |
I have 3 credit cards with $500 credit each. I want one credit card that can hold $1500 instead. what can I do? Are there offers or promotions anywhere that guarantee you pre-approval?
T... |
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 I see alot of people in debt including my parents... How do i not be in debt when I grow up? |
| Im 14, and i need to know how not to get my self in debt. or is it even possible to not be in debt. could u help me.... |
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kapie kai 2007 | Im 17 years old and want to apply for a credit card i will be 18 august 2 2007 what can i do? |
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alexa dion
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2 august is not so far so wait for some time and then apply for a credit card. if you want to build credit then apply for a prepaid credit ard. The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.
With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.
With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
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it is i
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Have you applied for college yet? You will be swamped with offers if/when you do. Choose one and only one card. In some ways debit cards are safer than credit; you can only spend as much as you have. I own my house and have a credit score of 790, but no credit card. Having to shell out money next month for something stupid you bought last week is hard. |
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annetm2
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When you turn 18 open a checking account at your local bank then hen you build up your balance a bit say $100.00 apply for a debit card. If you can use it responsibly for 6 months( with out getting over drafts) then you know you are ready to apply for an actual credit card. You might even be able to get a better rate. It can take a long time to build up good credit but it takes only a few bad decisions to tear it down. |
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shelcom
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Wait. |
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F
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To apply for a credit card, you will need to wait until you are 18. Banks wont allow you to apply until this age for legal reasons.
Credit cards are great to help you with cashflow if used properly. Just be sensible and make sure you read the terms and conditions on interest and fees. Shop around for a good interest rate too as it's a compeptitve market out there :)
Good luck with it. |
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ThatGuy!
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If you want a credit card, just apply for one!
But don't come back to this forum, like many do complaining how much they're in debt!
Be careful |
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SCH
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You can wait until 8/2/07 and apply for a card. You need to use the card responsibly. You can trash your credit in one month, but it will take 10 years to fix! |
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fionabtoo
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Be smart. Pay cash. Stay away from the plastic |
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