 I have horrible credit and my fiance has excellent credit~? |
| when we get married will either change because of the others ?... |
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 How do I build my credit when I have none and no one will give me a credit card or loan? |
| I have a credit score of 0 I have applied for credit cards and loans. I even tried getting a car under $20,000.00 I still am not approved for anything. What do I do?... |
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 How long does it take for a credit card to be issued? |
after youve signed the agreement etc
Additional Details
its an aqua card and they approved it i sent the agreement back ... |
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 Does anyone know of a company that can help with a payday loan? |
| I NEED ÂŁ1000, BUT I DONT HAVE A DEBIT OR CREDIT CARD. Does anyone know a comapny that can help, where I also dont have to fax information over to them?... |
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 Does anyone know who would finance me for a new home with a credit score of 524? |
| me and my husband live with my grandmother with our 2 children and its a bad enviroment here for them.. but we can get approved for a home loan because he has a low credit score of 524.... does ... |
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 Is 3 credit cards too much? |
I have 3 one is a $2500, $1000, and one is $600.
So far i've only use the 2500 limit one, I've haven't even activated the $1000 card, should I just closed that card account?
<... |
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 I owe $37.000 in credit cards. I can not pay my credit cards anymore. Bankruptcy? |
| I owe $37.000 in credit cards. I paid on time until this month. I can not pay my credit cards anymore. I have two houses, one is rented. I am trying to sell that one. If it is sold I could get $30.000... |
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 Two credit cards from the same provider? |
| I have a "Capital One" credit card right now. Can I apply for another credit card from "Capital One" so that I can double my credit limit?... |
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 How bad is a credit score of 538? |
I know it's pretty bad but do you think it would keep me from getting a house or a car?
Additional Details
I am currently renting an apartment and I am a co-signer on a Land Rover F... |
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 How do you STOP harassing phone calls from credit card companys and thier agents who "have the WRONG number"? |
| My wife has a very "common" first and last name, what do they do, get a phone book and go down the list untill they get a live voice to answer their call? Then they start interrogationg ... |
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 What i need to know b4 gettin a credit card? |
| am currently a college student and thinking about gettin a credit card...what do i need to know inorder to get the right ... |
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tstec04 | Im 18 years old. Do i have any chance getting a loan/mortgage? |
I need to get a loan for 270,000 for a house.
Additional Details
i can put down 20,000. My financial status, well the house will pay off itself. im pretty sure theres some way for an 18 yr old to get a mortgage i mean its never too early. |
 |
 
Quicken Loans
 |
Great question!
It's impossible to answer this without more info, but depending on your financial situation, you might be able to get a mortgage.
Age really doesn't have anything to do with it (other than you haven't had time to build a credit history). If you have the income, you can get a loan. It's pretty much that simple.
If you can’t get the mortgage on your own, you can try to get someone to co-sign the loan with you, or you can try to improve (or establish) your credit rating before you get the loan.
Don’t be afraid to call a mortgage company and tell them you are 18. If they discount you as a client, then they are probably not worth getting a mortgage from anyways. Ask you family, friends and coworkers who they've worked with. Go with a name you can trust and you'll get the best info. You really won't know what you qualify for until you talk to a mortgage professional and have them do a full financial analysis of your situation.
Good luck with your mortgage and contact me through my profile if you have any other questions. |
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inzaratha
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One of the students from my school went halves with his brother on a house or condo and one was 18 and the other like 20. The 18 year old had saved about 8000 towards the down payment. |
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rekh
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You can visit www.cashguru.info and find very useful tips and several articles on credit related matters. |
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♥Sweet♥
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Not on ur own, you would need a big downpayment and a co-signer, and then only if you could afford to make the payments. |
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♥iluvfoodnetwork♥
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If you have pretty good credit and a good job, you should check with Centris Credit Union. They even have a program where kids can get small loans (As low as $50) so if you are over 18, they might be able to help you. |
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sunshine_today
 |
You are dreaming unless you have about 20-25% to put down on the house. I am over 40 with a high credit rating and I qualified for $150,000. It boils down to your credit, income and overall financial stability and payment history as indicated by your credit report.
Go to www.dinkytown.net and play around with their financial calculators. That will give you some idea of what you'll qualify for. |
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John T
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Dont be discouraged by the other answers. That is great that you are looking to buy at such an age. Yes it does depend on credit, down payment and income may have something to do with it as well. NOTHING is EVER Impossible. If you are on the East coast look me up on the sites below.... |
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♣Kermit the Frog♣
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Your 18!!
No Bank or Loan shark will lend this amount of money , your way too young |
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francescheryll
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Well, if you have good credit and you have a really good job, maybe you can apply for this loan. The problem is that maybe you will need to make a down payment between 20%-25%. If you don't have this down payment, the monthly payment will be too high because the private mortgage insurance and maybe you will not qualify. The worst is that this does not include the application fees and closing costs, so you will need some good extra cash. The better way to know how much cash you will need, is to go to your financial institution and ask for a GOOD FAITH ESTIMATE. If you really want to know if you qualify for this kind of loan you can ask to GET PREQUALIFIED... Tell your financial institution that you are a FIRST TIME BUYER, because there are some good loans for first time buyers, like FHA. Maybe you may qualify for this kind of loan or maybe other good loan like this one. |
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