Alexis H
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It depends on what your salary is. If you have a decentish salary most companies will accept you. Whether it's a good idea or not is not for me to judge :)
ps. it also depends on if you have a good credit rating or not. ie. if you have always paid bills/catalogue bills on time. |
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Mommy to Lauryn and Sydney
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Try your bank!! Usually they will give you the best interest rate.. |
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gordino
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get your life out of debt, you dont need 5 banks, a few catalouges or a credit card. ever heard of cash buys..... |
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bettyboop
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go on the moneysupermarket.com and have a look on there they will give you a list of the best ones and you can apply online, virgin seem to be givin the best rate at the moment. good luck |
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sanlyth
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hi don't do it its just another way of accumulating debt if u got it save it and buy it
did u no that an average credit card balance of £2500 take 25 yrs to pay back because of interest trust me dont do it and even if u get payment protection it never covers u they make sure of it |
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Cheryl B
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It all depends on your circumstances i.e credit history etc.. If you have a good credit rating then most would consider you. If your credit rating isn't that good then capital one may consider you as they do accept people with a poor credit rating. |
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LD Debt Relief
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I deal in bedt management. I would suggest against it. But if you really need one I would suggest to get one with a very low balance and remember never spend more then 30% of the limit, this will bring your credit score down. Be very wise as to how and when you use it. Department store cards are the worst. Get a credit card from a bank only. Your to young to get into debt. You will need that credit score in the future. |
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Ariana
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Why on earth would you want more debt? Sometimes creditors are wary of someone with too much credit . All these other debts do not automatically qualify you for getting a credit card. But to answer your question your bank is usually the best place. |
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Xai
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Why on earth do you have 5 different bank accounts?!! If you're asking what cards will accept you I presume it's because you're rating isn't that great? Having 5 bank accounts won't look to good on a score anyway, they like to see consistency in things like that. Capital One tend to give cards to people with a less than perfect history but if your rating isn't great at 19 I'd think VERY carefully before getting into more debt - it will screw your life up. |
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shtraffic
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Vanquis Bank, They like to give the credit you deserve! |
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latebreakfast
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Here is how you do it.
First, you have to have a job that you have worked for at least a year, and you must not have any negatives on your credit report.
Here is how my son did it.
He was in American Eagle and he let the sales person talk him into a credit application. He was approved for 100.00
That was a start. He bought and paid on time. Within just a few months, offers came in the mail. It was about 8 months later that my son then applied for a capitol one card and was approved for 300.00
He bought and paid on time every time for 6 months.
Then, he went into HHGregg and was approved for 1250.00.
So, you see, you must build slowly. Starting small and paying on time every time will get others interested in you.
I recommend going to a local merchant such as a clothing store or jewelry store. I hear jewelry stores are the best at first time card owners. Be patient. Don't expect a 5000.00 credit limit with your first card since you have no credit history.
Also, you are more likely to get approved if you do it in person.
DO NOT apply for card after card if you get turned down the first time.
If you do get turned down, wait about 6 months before applying again because every time someone looks at your credit report, your score goes down.
Good luck! |
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♥♥Naruto♥♥
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u have five account then that depends on how much u making in a year if that is enough however if u got the first credit card it will start at the HIGH RATE percentage to pay and u must pay them on time if not it will be on your credit score. at your age is seemly irrsponsible for this but if u are so sure then go ahead. I'm not a mother for you. |
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Beck
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Are you a student? Most banks offer student credit cards. They will have lower credit limits, but they allow you to start building a credit history.
If you are not a student and you have no credit history, then it might be harder. You can go to a bank in person and explain the situation and they might approve you for a very low credit limit, just to get you started. Or you could also open a secured credit card. These cards are for people with bad credit or no credit. You need to secure the card with a savings account, and your spending limit on the card will be whatever amount you put in your savings account (you are not allowed to withdraw any money from this account). The idea behind these is for you to show the bank that you are responsible and they can trust you to pay your bills on time. But they are taking no risk because if you don't pay they will take the money from your savings. After a year or so you will be a candidate for a regular credit card. |
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ZAZ
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http://cards.yoll.net - try this one. I personally use their card.
As I know it accepts everyone, even if a person has no credit. |
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Samantha W
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If you're still a student you could try this: http://www.buildingcreditforstudents.com... Be careful in choosing the right credit card, make sure that it is suitable for you. |
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santasgrotto07
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capital one |
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Little Bear
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hiya, egg card, vanquis and capital one are good for taking on people with no proof/bad credit but beware the apr is sometimes quite a bit higher |
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referee
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Credit cards are good, if you use them like I do, they cost nothing.... I pay it up at the end of the month! |
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