 Cash Call.Com wants to put $1,900 into my moms? |
| checking account. They told her she would have to fax a bunch of information over to them and her repayment plan would be $150 a month and she could re-pay it with no penalty.. Is this true? Does ... |
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 In financial ruins....please advise? |
| No excuses, I probably have the worst credit history ever. Credit company has summoned me to court for past due bill. 5 to 6 yrs old. Court date not until Feb '07. Is there any way I can ... |
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 Do you cancel a card that has been paid off especially if it has a high interest rate? |
| example: to pay off credit card you should payoff the one with the highest interest rate. This advice was on Yahoo finacial page, but it did not say what to do with the card after it was paid off. I ... |
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 Am I responsible for my fiances credit card debt after we marry? |
| I am currently engaged to a man who has ran into a lot of financial problems. He is trying to get out of debt however, I am concerned I will be held responsible for his previous debts once we are ... |
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 What's better to pay off car loan faster? |
| Is it better to put money in a savings account until you reach the amount that you owe on your car.. then pay it off.. Or is it better to just pay over your minumum payment each month?... |
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 You always see credit cards for people with bad credit, but what about if you have AWESOME credit? |
| We are constantly seeing credit cards and loans directed at people with no or bad credit. What about cards for people with an 800+ credit score? What cards are most attractive for people with good ... |
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 How can I build credit if no one wants to give me credit? |
| I have been trying to apply for the past couple years at various places like, Walmart, Target, Dillards, Macy's, Best Buy, couple of gas credit cards and even local furniture stores. They all ... |
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 I claimed bankruptcy 10 years ago, can I get a personal loan? |
| I haven't gotten a credit card either. When I go for the personal loan, do I still need to say Yes, I claimed bankruptcy? Even though it has been 10 years?... |
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| I just got a bill in the mail.....(collections)#? |
and it is from a cell phione company saying i owe them 250.00
i had a phone about 4 years ago from them but it as pay as you go....and i have not had the phone in about 4 years...its long ... |
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 How can i check my credit ? |
this is the situation:
i got divorce last year and i restored my last name with my maiden name.
the problem is that i dont own a credit card or a bank account and ive been having problems ... |
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 Should i get a credit card to pay off my bills? |
| I have a hospital bill that i havent paid on yet that i was summons to court for ($2000), i have a credit card bill that is deliquent ($2000) and im also getting close to bein late on my loan ($2500),... |
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 I am thinking about getting a loan using a loan shark? |
anyone have any thoughts about loan sharks? any good ones around at all?
i know its not the best think to do but we need the extra cash right ... |
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 Wher ecan i get a 90,000 loan ? |
i need to fnd a personal loan for up to90,000
Additional Details
i have tried at a bank but my credit is not good ... |
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 Is a credit score of 674 good for a 20 year old college student? |
| I have 2 credit cards, the one has a balance of $0 and the other has a balance of $900.... |
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jennifer r | Im only 19 but wanna take out a loan. where do i start? |
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Little Bhishma
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Possibly open an account in a bank or credit union. A local credit union may be better for you. You should have some document showing your income. If not you may have to get a job or should wait until you get a W2. If this is for education look for educational loans underwritten by federal government.
Always think twice before you take loan unless the loan is for a housing property or a property that generates income or for education. |
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darrencrispin
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Start with a Store Credit card of even a GAS STATION credit card(BP,Phillips 66,Citgo) etc. They are generally easy cards to get and you can start building credit with them as long as you keep the min paid you will get offers |
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Heatmizer
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Probably need a co-signer... maybe your mom or dad... |
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End_Game
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loan for what? car, house, personal? |
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wpgcoder
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Start with a credit card... don't go to high at first, after your first couple payments on the credit card, close the account... make sure you have payed the card of first of course. If you have no credit at all, try through your bank, or try http://www.affiliatetier.com/redirect.php?red=credit1 |
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john d
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There is some useful advice here. |
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Pumpkin Head
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If the loan isn't for school don't do it. If it is go to the school and talk to their financial aid advisor. |
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jade.made
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For personal loans, I know that Citi Bank is a very good place to go if you're young and don't have that much credit history. You can apply online or go to a local branch. My brother is also 19 and he took out a $2,000 personal loan to buy a used car. |
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chubbiguy40
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If you need the loan right away get a co-signer.
If you want to build up credit start with a secured credit card. |
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The Advocate
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If you have a small amount of money, deposit it with the bank.
See a loan officer the same or next day. and be up front. Say that you want to establish credit. Get a 90 day loan for a little less than the deposit. Agree not to take any of the original deposit back until the loan is paid. Pay the loan back in 60 days.
Up the amount of the deposit and loan, and keep doing it.
Get a couple of credit cards based on paying the bank, using them for a reference. You'll have a $20,000 credit line before you know it ! Then take care of it and always pay ahead of time.
Get an American Express Card after about a year of this business with the bank. AmX is a great credit reference, well worth the $55 fee each year ! |
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bostonianinmo
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Your bank! But I'd strongly recommend a Credit Union instead of a bank. You'll be an owner and will be treated like one! Better rates, no ripoffs, etc. |
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corbeyelise
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Your bank. |
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sunstar
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First of all do you own anything by yourself? You will need to show your beacon score for credit worthiness and and be able to show how you intend to pay it back.The banks and loan companies all are in it for a profit so watch the interest rates!
Be very cautious of people willing to loan you more money then your able to afford! lol |
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REBELCAT
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If you're only 19 & want to get a loan, you'd be smart to get your credit history if you hsve credit cards etc. If you don't have any form of credit history, you'd need to have a really good paying job & been there 4 at least 3-4 yrs, which is probely not possible, unless you have been working since u were 16 or so.
If none of the above apply to u, you'd need a co-signer(PARENT,GAURDIAN or Someone to vouch for your being able to pay this loan in a specified manner, or they'd be responsible 4 your debt.)
The best thing 4 u to do would be to build up your job credentials & probelly get a store card(such as Zellers or whatever & build up a good repayment record etc.)
I doubt if any bank or loan service would give a loan to someone as young as u without a good reason to do so.
Another thing to consider is "Did you have a student loan & paid it off on time." If you are still paying such a loan you're probely not a canditate 4 any more loans at your age.
GOOD-LUCK THO'. I'll be hoping 4 the best 4 U.**** REBELCAT.!!!! |
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wondering in michigan
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By filling out a loan application at your bank! |
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