 A perfect paypal scam??? whats gonna happen to me? HELP..PLZ? |
| ok let me explain what hapend this guy on craigslist.org told me he was going to send $350 usd i said ok :) he sent me the money!!!! he tells me to send the psp(item) to nigeria so i am like F*@$# ... |
|
 Closing a credit card with a balance? |
| I have a credit card that I just cannot seem to pay off. I've been trying to pay it off for years now and then I seem to spend on it. It's gotten to the point where if I don't close it,... |
|
 I had a Mastercard that has been in collections for 4 years. The collections agency is calling me everyday.? |
| I came into hard times and lost my job a few years ago. Things have gotten better and I am in a better financial state so now I am trying to work on clearing up my credit. I recently pulled my credit ... |
|
 Visa Mastercard U.S. District Court Settlement? |
| Has Anyone received a Visa Mastercard settlement notice, where you have to apply to receive money back if you purchased anything internationally between 1996 and 2006? Is the Real? How exactly this ... |
|
 I was approved for a personal loan by Countrywide credit corp-has anyone ever heard of them and is it a scam? |
| I have bad credit and it is a personal loan but they want me to put down a security deposit of 1300.00 and to Western Union it to them and they will put the requested loan amount in my account ... |
|
 Mortages, been paying for 30 years even though it is contracted for 25 years? |
hi,
ive got a mortage back in 1976 which was for lets say £9,000. it was for a 25 year period. to this day im still paying it and still got about another £5,000 left to pay, never ... |
|
 What is a good Make money online site? |
Hi,
Can you help me on what are good money making sites? I Live in the Philippines and I want a site that pays you for making written stuff like Journals, Vacation stories, Essays, ... |
|
 Mortgages for people with low credit scores? |
| Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores.... |
|
 How can you determine a check is good without going to a bank? |
someone send me a check i want to find out if it good before
cashing it.... |
|
 If you have a credit acct that is charged off, can they still send you to collections? |
| I have an account that is charged off. Which means the creditor wrote it off as a loss. Can they still send my file over to a collection agency to collect on it? I now have a collection on my ... |
|
 Photo ID required when using a debit card? |
| I just got a debit card, but unfortunately, due to a variety of circumstances, I have no photo ID. My question is this: do you need one to use the debit card? I know the pin number and everything. I&#... |
|
 Raising credit score in 5 months? |
| My husband and I are hoping to buy a house in the summer. Right now our credit scores are in the low low 500's. We have about 5 collection accounts ranging from 2003-April 2007. I paid off ... |
|
 A lot ofbusiness won't accept credit card purchases under $10 now. Can they do that? |
| I saw a report on the news that said credit card companies do not like that when merchants do that. They said to call their customer service line and inform them of which businesses are doing that.<... |
|
| Question about credit cards.? |
Im not really sure how to ask this but here it goes.
Say you get a credit card with a 10% amount interest rate.
You go to the store or wherever and spend $100.
When the bill comes, ... |
|
 I have credit card debt $5,000 worth, a car payment of $480.00? |
| I make on average $1,600 a month. I have credit card debt, rent, and car payment. Not to mention maint., food, GAS, clothing, emergency. I can barely save. What do I do. How can I refiance my car if I... |
|
 If someone finds bank/cardit cards and they know the pin number, can they use it and get away with it? |
Additional Details
people said on here they can get caught for first time but how unless if they is ... |
|
|  |
Jody SweetG | In debt up to my shoulders? |
how to get outta debt. 50,000 average owing. haven't even touched it. what can i do to get outta debt. whats the best place to help that will be able to do something for me with out breaking my wallet. |
 |
 
Wolfpacker
 |
A second job & no extras ( eating out, movies, new clothes & etc.) |
|
Amanda H
|
I reccomend you go get Dave Ramsey's book!!
Basically he has this thing called the "Debt Snowball".
Take all your debts and list them out, smallest to biggest. Don't pay attention to interest rates unless two are the same exact amount and then list the higher rate first.
Pay only minimums on every bill except the smallest one (#1 on the list).
Once you pay that off, you roll the money you WERE putting towards your debt onto the next item on the list....so you're now paying the minimum you paid before PLUS that extra amount.
It starts off slow but over time its just like a snowball-- picking up steam as each one gets knocked off and more monthly $$ is going to the bill.
I also reccomend taking all your bills and laying them out on a spreadsheet that shows what your income is and what the bills total out to, so you see in black and white what you monthly spending money is. Sometimes you can figure out ways to shift bills around just a bit, taking $20 away from one and onto the other and allowing you to put that much extra on a bill. If you have a solid plan in black and white it really makes a difference!! |
|
nyhilly
|
This is one of my favorite websites, it helps at least break things down....and shows that you can do something
http://cgi.money.cnn.com/tools/debtplanner/debtplanner.jsp
Hope that helps |
|
Hima K
|
I suggest you to join a debt settlement company who will negotiate with your creditors on your behalf and bring down your principal debt amount by around 30% to 70% depending on your credit companies.
You can make affordable monthly payments. There are no hidden costs, upfront costs and penalties associated with the monthly payment. You can be out of debt within 36 months depending on how much you can make as monthly payment.
This debt settlement company has helped me out with my unsecured debt situation. Please check it out.
http://www.debtfreeafterall.com
Good Luck |
|
Jen G
 |
I recommend that you read The Total Money Makeover by Dave Ramsey. It's a life changer.
My husband and I have been following his plan since January and have paid off $7800 in debt already...
He gets you to get yourself on a budget where every dollar has a name so to speak so you know where you are spending all of your money. That's the first step, then he takes you through 7 baby steps.
Good luck! |
|
heybulldog
|
another vote for Dave Ramsey. Go to his website daveramsey.com and find a radio station near you that you can listen to his show on or listen live from his website. He also keeps a 10 day archive of the shows. Lots of good advice. |
|
Clix
|
I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you. |
|
sun s
 |
"Consolidate your debts:
A debt consolidation program helps to get out of all high interest debts. There are various types of debt consolidation loans.
Home equity loan is one such debt consolidation program where a person can use home to get a loan.
This is a secured loan and the interest rates are low compered to unsecured loans.
Selecting a online debt consolidation is very easy as it allows you to total all your debts into one small payment.
" |
|
Lawrence D
|
I maybe able to help. I do know people. I use this company called Mainstream Credit Repair. As a loan officer and Investment Consultant, I repair peoples credit so that they may obtain loans or lower there rate. I only deal with real estate. I can't do personal loans. I can refer you to my guy. They are great. Just email me and I'll give you there info. |
|
dan a
|
If you are a homeowner and you have equity in your house, you can refinance and payoff your debt with the cash out that you receive. It is a great way to still have a managable payment and it becomes tax deductible through the mortgage interest.
Otherwise, be very weary of credit counseling or debt consolidation programs. I am a loan officer and see people really get their credit messed up in these programs. |
|
erick l
 |
the best way for me to tell you is to go through Global Debt Solutions.they can combine all your bills and give you one low monthly payment and it disburses through to all your debtors. |
|
mona w
|
1-888-888-CARE call them they will help you lower your monthly payment and put all the bills in one + they will lower you interest |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 17 minutes(s) ago
| | | |
10 | 52 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
5 | 2 week(s) ago
| | | |
9 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
