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 How can a person rebuild his/her credit?
See my dad awesome credit score like what did he say it was, like 847? Something like that, anyway, he had back surgery in 2004, and was out for awhile and jacked up is credit bad. So his credit is ...


 What is a good credit card to start out with if you want to build your credit?
I have no credit and I am having a hard time getting approved becuase of it. Just wondering what kind of credit card I could get approved for that isnt ripping me off with fees....


 Where is a good site to apply for a credit card or get info on a credit card?
I have average credit, and need to transfer my credit over to another card since the apr is going up on mine. So I was wondering if anyone knew a good place....


 Credit cards: Are the card companies required to send a monthly statement? I only get one when I'm past due.
At least it seems like I have only been getting them if I don't make a payment, and I called today (15 Aug 06) and received a message that I didn't have a payment due. It would normally be ...


 What is better on my credit score?
After i pay off a credit card, is it better on my credit score to keep the card open with a zero balance, or to just close it completely?...


 Does parents credit affect their children's credit?
i am turning 18 years old and my parents credit has not been the best..and i was wondering if my credit will be affected? Also does overdrafting a checking account cause bad credit?...


 Debt consolidation , how it works ?
I have about 5000 of credit card debt , I rent so home equity wont work (i rent) I cant really cut down on stuff , my FISCO went from 740 to 505 in a year (financial problems). So i need help getting ...


 Poor credit rating please help?
im in urgent need of 8000 dollars, where would i be able to obtain a loan quickly and that would accept poor credit ratings?
Additional Details
i dont mind paying a higher interest rate, ...


 Should the code on the back of credit card be given out on line?
...


 Do i qualify for the car i want?
i started a new job 6 months ago but have been with the company 2 years straight. i make 14.75 hr work full time, i am going to put 7,000 down and want to buy a 15,000 altima my credit right now is 61...


 Is there anywhere you can a credit card at age 17.?
...


 Hows long does a judgement against me stay on my credit report after it has been paid off?
I didn't pay tuition for one semester and the school filed a judgement against me....I paid off this judgement one year ago but it still shows on my credit report...the amount was for $6,500 but ...


 Can a creditor call me or my parents over my boyfriend's truck payments?
I've had one collection agent who has called me multiple times about my boyfriend's truck and his location. I have told him that I chose not to get involved in the situation and will not ...


 Pre-paid Credit card?
Do you have to be a certain age to get a pre-paid credit card?...


 I have poor credit and need a new credit card. I have no money, so I need an unsecured card with no setup fee?
Where can I find a card with a $500 credit limit who will accept me and not need anything to set up the account?

Thanks!
Additional Details
I'm not asking for opinions, I&...


 What kind of credit card should I get?
I am 18 years old, (female), in august i'll be going to community college full time.
i just want a credit card to ESTABLISH credit, and make online purchases.
I don't want to ...


 I get strange phone calls from other states asking for people i dont know. and its involving credit/money...?
one call was from new mexico from some Ford credit place asking for a guy named george, the other was from nevada inquiring abotu some recent debit perchances on his "shazaam" debit card, ...


 How to boost your credit score quick?????
how?? Anyone got any tips?...


 Anyone ever use a credit repair company?
Did you use creditrepairtoday.com or any other credit repair company? What was your experience? Was it worth it?
Additional Details
we have filed b/k and want to raise our scores for a ...


 Are you care-free or cautious about debt?
...



fgm4
In writting to an institution (Sears and Roebuck) is it still the norm to start out "Dear Sirs or Madam: ?
                     
 




PiggiePants
It would be much better to find a contact person at Sears to whom you can address the letter - you can easily check their website for the contact or make a phone call if necessary to find a name. Otherwise, direct the letter to a specific department, such as "Dear Customer Service Representative" or "Attention: Regional Manager" etc.


antshed
Rating
Yes. Possibly address to "The Service Department" To the person in charge of (some other) Department. To whom it may concern is a lilttle vague.


smsgreaves
It's better to address it Human Resources Manager or whoever you're aiming the letter at


tari36867
NO, I think you should use to whom it may concern


tonalc1
Rating
"Dear Sir or Madam" is kind of outdated.

Make it to the attention of whatever department you're writing to, and have the salutation be "to whom it may concern."


Bobbie
Rating
Well if I am trying to be respectful I will use Sir or Madam. Like if I want them to do something for me. ;) Its a nice touch.
If I'm complaining about something then, To whom it may concern sounds more appropriate.


Microsoft Bob
Rating
Yes.


doll face
Rating
yes or To whom it may concern


wael g
yes it is still very normal to start with


lookingforanswers
Yes it is okay, or if you know the name of the person that is even better.


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