 Visa Mastercard U.S. District Court Settlement? |
| Has Anyone received a Visa Mastercard settlement notice, where you have to apply to receive money back if you purchased anything internationally between 1996 and 2006? Is the Real? How exactly this ... |
|
 I was approved for a personal loan by Countrywide credit corp-has anyone ever heard of them and is it a scam? |
| I have bad credit and it is a personal loan but they want me to put down a security deposit of 1300.00 and to Western Union it to them and they will put the requested loan amount in my account ... |
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 Mortages, been paying for 30 years even though it is contracted for 25 years? |
hi,
ive got a mortage back in 1976 which was for lets say £9,000. it was for a 25 year period. to this day im still paying it and still got about another £5,000 left to pay, never ... |
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 What is a good Make money online site? |
Hi,
Can you help me on what are good money making sites? I Live in the Philippines and I want a site that pays you for making written stuff like Journals, Vacation stories, Essays, ... |
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 Mortgages for people with low credit scores? |
| Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores.... |
|
 How can you determine a check is good without going to a bank? |
someone send me a check i want to find out if it good before
cashing it.... |
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 If you have a credit acct that is charged off, can they still send you to collections? |
| I have an account that is charged off. Which means the creditor wrote it off as a loss. Can they still send my file over to a collection agency to collect on it? I now have a collection on my ... |
|
 Photo ID required when using a debit card? |
| I just got a debit card, but unfortunately, due to a variety of circumstances, I have no photo ID. My question is this: do you need one to use the debit card? I know the pin number and everything. I&#... |
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 Raising credit score in 5 months? |
| My husband and I are hoping to buy a house in the summer. Right now our credit scores are in the low low 500's. We have about 5 collection accounts ranging from 2003-April 2007. I paid off ... |
|
 A lot ofbusiness won't accept credit card purchases under $10 now. Can they do that? |
| I saw a report on the news that said credit card companies do not like that when merchants do that. They said to call their customer service line and inform them of which businesses are doing that.<... |
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| Question about credit cards.? |
Im not really sure how to ask this but here it goes.
Say you get a credit card with a 10% amount interest rate.
You go to the store or wherever and spend $100.
When the bill comes, ... |
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 I have credit card debt $5,000 worth, a car payment of $480.00? |
| I make on average $1,600 a month. I have credit card debt, rent, and car payment. Not to mention maint., food, GAS, clothing, emergency. I can barely save. What do I do. How can I refiance my car if I... |
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 If someone finds bank/cardit cards and they know the pin number, can they use it and get away with it? |
Additional Details
people said on here they can get caught for first time but how unless if they is ... |
|
 Will people actually sue me if I won alot of money in the lottery? |
| If I would have won the $273 million Powerball Lottery, will people line up to sue me? They say get a lawyer, but for what reason other than to fight off lawsuits?... |
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 College Student with $9000 in Credit Card debt? |
| Wow! I started overcharging an exorbitant amount, and have now shredded my credit cards and need to stop interest from accruing and stop collectors from calling. I'm going to be in college for ... |
|
 I have won a lottery how I can receive money? |
I have bought through internet a lottery to me the message has come that I have won the certain sum
There write that I can them receive and I have filled in the questionnaire but me the answer ... |
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 10 points...If I had a credit card in my name, not my husband's can they tell him my balance? |
| This is nothing pertaining to me, but somebody I know. The credit card company called and said that if he doesn't pay $500 by a certain day, then they will take him to court. They said all of ... |
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precious_sea_shell18 | Insurance problems/ debt collectors harressment? |
Ok... I was involved in a accident it was a hit and run. My car was completely totaled. I only had liability insurance but I also have Unisured Motorist coverage... Insurance said they wont pay for the car because I didnt have collision insurance but they pay for my medical bills, which sucks because when I bought the car the car company told me I only needed to get liability insurance on this car.... I have called the car company told them all this, gave them the my insurance info.... and told them I can pay them a little at a time for the car, now they are harrasing me for payments and right now I honestly dont have it. They have called my work 3 times AFTER i told them not to call my work because I cant recieve personal calls..... My question is how do I get them off my back for awhile, and is there anything I can do to make them stop harrassing me. Plus, I'm 4 months pregnant and stressed out enough!!!! ahhh!!!! |
 |
 
miketorse
|
Why oh why did you not have collision? Because you weren't "required" and wanted to save that *little bit* of money upfront?
Oh brother. They need to stop calling your work. Tell them you are seeing a bankrupcy attorney, and they need to offer you a deal/payment plan before you have to file. That'll scare them. |
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Karribou
|
Maybe the best thing to do would be to get some legal advice. |
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misydoll
 |
Only if you can prove the other party did not have insurance will they fix your vehicle under uninsured motorist coverage. The bank informed you wrong, when you have a loan on a vehicle you are supposed to have full coverage. You have been advised wrong. All you can do is ignore the calls until you can pay more money to them. |
|
stopccdebt
 |
I believe that uninsured motorist coverage should cover your car. You would only need collision if the damage was by your own fault (unless you live in Florida or another no-fault state).
You should ask around and see what other insurance companies say. We work with consumer protection, but insurance is not our specialty.
If you really want to get them nervous, then file a formal complaint with your state's insurance bureau. Some companies are so leery about these investigations that they will just pay off an amount just to make it go away.
As far as the bank is concerned, you should mail them a letter using certified US Mail stating that they should no longer contact you at that work number.
I hope that helps. |
|
STEVEN F
|
londonhawk is right on. I'm shocked the lender didn't require full collision/comprehensive to begin with. Every auto loan I've ever seen has that requirement. I once worked calling insurance companies to verify coverage on behalf of the bank. |
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Studly
|
As far as the harrassment goes, there isn't a whole lot you can do.
The Fair Debt Collections Act does prevent collectors from harrassing you or calling you at work. But this applies ONLY to collection agencies, attornies, or 3rd party collectors. If this is the bank calling, they are not required to follow the FDCA. |
|
x
 |
Get ahold of a lawyer an he will take care of it, for you....
No one has to put up with harrasment at work!
They dont have a "right" to call you at work, and harrass you...Nor, do they have a right to call you at Home, and harrass you!
Next time they do, tell them to speak to your lawyer and that your going to sue them for harrassment...
I wish you well...
Jesse |
|
First Lady
|
You need to get a lawyer....if you don't have the money, try a legal aid office. They're required to stop calling your place of employment if you ask them to. |
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londonhawk
|
Ok, if you have uninsured/underinsured motorist coverage and the other vehicle hit you but took off, it should pay for the damage to your car. Comp/Collision insurance pays for your vehicle if you were at fault ... I would check with your insurance company about this ...
As for the harrasment part, you will need to send a certified letter to the collection agency to stop calling you or you will consider this harrasment. Without anything in writing, the collection agency can continue to call you, regardless of your companies policy ... but if they were informed in writing, you can sue them for harasment.
Make sure to include in your letter that you do not want to recieve phone calls to home/work and that you want to conduct all business via US Postal Mail ... you must give them a legitimate way to contact you as an alternative to calling. They will have 30 days from the time they receive your letter to stop calling, make sure to make this point in your letter ... after 30 days, if the calls dont stop, send another letter certified advising that you gave reasonable amount of time for the calls to stop and that all future calls will be recorded and considered harrasment.
Hope your situation gets better... |
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Jamie
 |
why oh why did you get pregnant when you can't even support yourself now? condoms are complicated aren't they! |
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