 Is 800 really that hard? |
| For some reason I can't reach that..I'm 792 TU, EQ 785 Ex 766.....there is NOTHING bad, ZERO debt...perfect pay 30 plus year history ... |
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 Credit cards!? |
| ok my credit isnt great..isnt bad..just establishing..wheres a good place to apply...and noo fake ones please..... |
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 Mom wants me to pay 500 dollars of her credit bill because intrest is so high? |
| She has a card with like a 470 something balance with a really high interest, and she keeps asking me to pay it with my card so that she can stop paying the high interest and the annunal fee that ... |
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 How do I negotiate a the best payoff of a credit card? |
| I have some capital 1 credit cards that are in collection and I am ready to negotiate a settlement. Are there ways to get the best percentage or do the collection agencies have a bottom line they ... |
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 Does getting your credit checked do anything to your credit score? |
| I'm about to start looking for a new vehicle and also a new apartment. I've heard that when your credit report is looked up, this brings it down. I may be dumb for asking this question, ... |
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 Want to check credit score, Whats the cheepest way to get your score? |
I know there are three places to get your score from but I've see websites that get your score from all three places for a discount.
Does anyone have any recommendations on where or ... |
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 Rebuilding bad credit. and credit cards? |
| I am slowly rebuiling my credit after making some really stupid choices in college. I closed all my credit cards.Oops! Now I have a great job and I pay all my bills on time. But its repairing my ... |
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 How do I find out my credit score for free? |
| I've gone to a bunch of sites that promise free scores, but then i find out that it's only after you sign up for a paid service! Any credit report websites that are legitimate and actually ... |
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 What if I dont go to court for a credit card that i was served papers? |
for to pay back?
Additional Details
I dont own anything for them to take.. Really I was wondering if i could be arrested?... |
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 How can i find a list of payday loan places in my city? |
| i typed in payday loans and not many listings come up. is payday loans the correct term??... |
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 Can you pay off a car loan with your credit card? |
YES, I KNOW THE HORRIBLE EVILS OF CREDIT CARDS!
Okay. Right now I have a 10 year car loan and I owe $30,000 on and we pay almost 10% interest on. I have enough credit to put my entire ... |
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 Im in a debt management plan but have just phoned up...? |
and they said when i first started with them i owned £6,500 or just under, i have now been with them for 2 years and i just spoken to them on the phone and they said i now owe just over £5000...
... |
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 Bank Loan matters? |
| If i stood as a guaranter for a known person who has taken loan from icici bank for a vehicle over 5 lakh. Will there be any problem for me if that person is not been able to repay the amount to the ... |
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 How can I build good credit? |
I have been turned down back after back on credit cards and loans because I don't have any credit. I don't know anyone with good standing to co-sign for me.
I have recently ... |
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 How do I rebuild my credit? |
| IN 2006 I HAD ABOUT 7 CREDIT CARDS (INCLUDING 1 STORE CARD). NEEDLESS TO SAY ALL OF THEM HAVE BEEN SENT TO COLLECTIONS/CHARGED OFF. HOW DO I RESTORE MY CREDIT?... |
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 Cutting credit card? |
Hi all,
please tell exactly how to cut and deface a credit card with scissors as i want to cancel mine. SHould I sent the cut pieces of card to credit card company??
regards,
... |
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 What is the best credit card? |
| what is the best credit card for starting a small ... |
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Tee | Is 11% a bad interest rate used 2007 SUV?......Refinance? |
I bought a used 2007 chevy trailblazer with 12k miles. (I'm out of the country alot so I probably won't put more than 6k on it a year) The sale price was 21k and the payments are 400 per month. Credit score is 670. What's the likelyhood of me getting a better rate if I refinanced next summer? hopefully by then I can put 3k towards the vehicle on top of my regular monthly payments.
Additional Details
I've had a charge off in the past two years and a second vehicle i am still paying for as well. |
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Bumblebee
 |
I bought my mustang in 2004 , and I basically had no credit, but i got a 6.5% interest rate so yeah 11% is bad. the longer you finance for though the higher the rate. Some finance people just try and rip you off. your credit scores not high but then again its not bad either so in my opinion you could have gotten a better rate with your score. |
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stan c
 |
11% is high but it's not the end of the world. If you're already making payments, leave it be. If you could add $25 or $50 more each month, you'll be cutting down of the interest that way. |
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Ancient Warrior DogueDe Bordeaux
 |
Yes, it is a bad interest rate. Do whatever you can to get that sucker under 7% or you could be wasting about 5-8 bucks a day on just interest alone. |
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chrisvet
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Here are some hard core #'s in Canada (which is similar to US)
7.9% - 8.5% is a good rate for "nearly new" vehicles.
The very best solution is calling all the major banks in your area for their "best rates." 670 is a good credit score, and remember to negotiate (complain a bit) about the first rate they give you. (They all have the power to cut it by up to 1/2%)
Don't feel pressured if they ask you for more money down - this is a tactic they use if they give you a lower rate and is more of a means to "control you." |
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Gem
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With a charge off and another vehicle in your credit report, 11% seems pretty fair.
But the time to research your options is before you buy, not after.
Good luck. |
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randy92257
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YES!! It is TERRIBLE...Check with your local bank, not with the car dealer.. |
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Steve R
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Really bad. the average used car loan rate is 7% for a 36 month loan. |
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Denny W
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11% is too high a rate. If you have to pay that much, liquidate some unnecesary items you own. If this loan has a prepay penalty you are out of luck. Make sure any loan you take out that there are no prepay penalties. Most respectable borrowers will agree to this. Good luck |
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Mr Lizard
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If this is the best rate you can find, then you should consider buying a slightly older, cheaper car. 11% is very high. |
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