Is 14.99% interest rate ok if you are new to credit cards?

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drumbum2004

Is 14.99% interest rate ok if you are new to credit cards?

it's 0% for 6 months,then 14.99%,it has variable rates,14.99% or the prime rate plus 9.99%.

mister ed

it is normal -- just insure that after the first six months you can paid the balance off in full and than you could care less what the interest rate is!!!

BeenThere

It is if you never pay it. Accept that rate if you can't do better, but regardless of the rate you always want to pay it off in full each month, otherwise even the best rates will eat you alive.

recycle b

Anything over 0 per cent is too much. With most credit cards, you will pay no interest if you pay the bill in full every month. Never buy something you can not afford if you can. Check the card's policy for grace period. Usually they give you 20 days after the bill to make your payment in full to avoid interest charges.

Sharon T

Sure, as long as you are going to pay off your card in full each month and there is no annual fee.

Cari B

If you're new to credit cards then you need to be building credit. DON'T carry a balance. It will increase your credit score and you won't be paying any interest

vincent

it is definitely a good rate if you are new to credit or have bad credit, but an average rate if you have good credit, make sure there is no annual fee or its not worth it

Susan H

I do know of a great website that has everything to do with the real estate industry, mortgage lending and credit repair, try: http://www.mortgageball.com

This site can answer any questions regarding anything to do with debt, credit and collection.

Let me know if it helped.

boilerette72

Yes it's typical.

brakedown61301

never!

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