 Rejected application for an American Express Platinm card. On what grounds can I appeal? |
I got rejected for an AMEX card for not meeting the "internal credit score". I have a good credit history and am on a good salary. How can I get them to change their decision?
A... |
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 Have you been in debt? how can one get out of thousands of dollars of debt? |
What tips do you have:
changes in life style is one ***no eating out, watching your driving routes to save gas.
What else is there?... |
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 Does paying off credit card balance in full hurt or help credit score? |
| I have my credit account set up to take the full amount of the the credit balance directly out of my checking on the 28th of each month. I have read many different things about building a good credit ... |
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 High Paying Job for a 12 year old? |
| Any high paying jobs for a 12 year old? (I'm saving up for a MacBook Air)... |
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 I need to know every thing about credit card.? |
| I want to get credit cards but i neeed to know every thing about them like stuff like if you spend 20 dollars how much would you have to pay for your credit card i just need to know every thing. HELP... |
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 $ 50 visa gift card? |
How safe is it to give a gift of $50 visa card if the number on it is exposed to everybody on the shelves at the store, before buying it?
Additional Details
I noticed all the cards have ... |
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 Recently had demands for payment from an old debt, not sure exactly how old but over 6 years anyway.? |
| Had 2 letters, my partner phoned and said the person they want doesn't live here but now have a 'red' letter threatening court action. It was an old debt that I had with a previous ... |
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| How do you build credit from nothing? |
| A friend of mine has no credit...no bad, no good. So, no one will loan her anything. How does she go about building her credit so she can get a credit card. She's applied for cards and cell ... |
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 Can I buy a new car with my credit??? |
I'm turning 22, and my credit history is a little over 2 years...
I have like 4 credit cards...and macy, victoria secret, best buy, banana republic credit cards...so you can say i have ... |
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 What are some of the options that I have in dealing with my debt problems (I'm on limited income)? |
| This is the situation: I have a physical disability, and am on limited income (Social Security Disability). I had a friend (at least I thought he was my friend; he proved otherwise) who was ... |
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 How do I get out of an Auto Loan? |
| I have a loan with my ex. She is hounding me to get her off it. I can't refinance without a co-signor and no one will help. I can't sell it because I need a car and can't pay the ... |
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 Refinance Loan I need to reduce my mortgage payment? |
| I need to know the best mortgage company that will give me a good deal to refinance my mortgage TO FIXED RATE because my adjustable rate has been increased. also i don't have any money for ... |
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 Can you take a walmart giftcard and use it to buy another giftcard? |
| Like could I go to walmart and buy an itunes giftcard with my walmart giftcard?... |
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 Credit Card Stolen, any recourse? |
| I had a credit card swiped from my room and used, two charges were for software and a people search, 4 gas station, 1 grocery store, the card has been reported and all charges were reversed and ... |
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 Some advice on which credit card to get? im 21 and don't need credit but want to build good credit for future? |
im 21, about to graduate in next few months. (UK)
i dont need a credit card but i would like to get one in order to build good credit history, ready for the future when i will need to apply for ... |
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 If i use an credit card to buy liquor? |
| when you fill out a credit card you put your information and date of birth, if the credit card belongs to someone under 21 and you want to buy liquor over the internet can they see that the card ... |
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Please Don't Lick Me | Is 15 too young to have a credit card? |
Out of the blue the other day my mom handed me a credit card with my name on it. I had to sign the back and everything. It was soo random. It's cute though it has Tinkerbell on it. Anyway, why would 15 be too young to have a credit card? Apparently my mom doesn't think so. :-S
Additional Details
She just said I had to ask her before I bought anything. |
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Worldly25
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If your mom trusts you not to abuse the charge card then great. This is an opportunity to learn about budgeting, savings and interest. Mom should also have you go over the charge card bill each month. |
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bdancer222
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Since you're asking the question, it sounds like you think you are too young.
I would never give a 15 year old a credit card. I did give my teenage kids my credit card to use for specific purposes. But allowing a 15 year old to keep the card in their possession is just too much temptation. |
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Esophagus
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Im a big proponent of prepaid credit cards for teens. It teaches the responsibility without the risk, or interest. |
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marie76444
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15 is excessively young to have a credit card. At 15 you don’t know what the consequences are to having one, you are not mature you are not disciplined. You are not stable, you have to have a stable job to be able to pay for what you buy. Why dont you get a bank debit card that would be better at your age and you wouldnt have to worry about the interest rates etc. I really hope your mom don’t let you have one! |
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techno
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well it depends if u are working for the money and to pay the credit card bills. i think a atm card is better to have because then no bills to pay. you would get a statement of the transactions u make. everyone is different. |
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Josh K
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I can't fathom why your parents gave you a credit card at age 15. I know I'm not them, but there is no way I would. I doubt you understand all of the risks involved with having a credit card. |
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investor
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Since you are asking the question, it sounds like your thought process is very responsible. Most 15 year olds would not be able to handle it, but it is a great way to learn more about personal finance instead of the learning happening when you are moving out from home and being without much adult influence |
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Ty L
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Get an ATM instead if you still can but I gots an ATM and I hardly ever use it
But it is still good for some situations |
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