I just very recently paid of all my credit card debt and I have been told to improve my credit I should get another credit card and pay on time (obviously) but I have been denied. Is there anyway I ...
I'm a college student, and there are lots of guys around campus giving away free sandwiches if you fill out credit card applications. I've filled out a couple with totally false ...
Like they have been sending letters & now sent a post card saying i was out & will contact me during this time, if i dont open the door & dont contact them then whats the worst that can ...
My partner and I work 72 hours a week between us but, a forgotten debt has cropped up.Bailiffs called to our home and are threatening to take our belongings when they return in 5 days.
We have ...
I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. I...
My sister-in-law died yesterday as she had cancer but we expected her to live longer. I have just heard that she has spent around £20,000 on credit cards since been diagonised with cancer in S...
I have about four now, but I've been very smart with them. I've had them for almost a year now, and I always make payments on time (I also try to charge everything to some credit card since ...
Okay so i know about prepaid cards and stuff, example the Visa Buxx card for teens. But i'm talking about a real credit card. How old would i have to be to get a credit card for a store, like a ...
a year ago i was seppareted from my wife, and i was unble to make the monthley payments on my credit card, and i tried to explian to the collection agency, and since then im still struggling to keep ...
I know so many people say 'stop using the cards!'...but what if that's not an option? My credit card has turned into a monster.... over 17k and I only take home 13k a year. It's ...
A collection agency called and collected on my card , I paid it off in full at a percentage off , and now they want the remaining from another company ,my husband lost all my paperwork and now I'...
In my opinion - going FURTHER into debt is not a good way to fix your credit score.
crazydave
Even with bad credit, it seems a bit high. Tell the car dealer you're going to shop around. It's amazing what they can do when you walk out without buying something.
ynra BTB 4-18-09
taking a 24%APR on a car is not good. at the end of all u're payments you would have paid more than double for the car.
My husband and i bought a escalade for 21,000 with an 24%APR thinking that because we had bad credit it was a start. We are still paying this car off and at the end of the payments we will be paying 45,000 for the car
dragonfire
way too high
try a credit union like Wescom
even their tier 5 credit is 13 percent
feel/the/need/to/fly
WOW! That is a rip off! Try to find something better!
calliope320
I think it's high. Shop around for different financing options, but this is really going to depend on just how bad your credit is.
richmac82
NO WAY, that's a rip-off. I have a card that's 22% APR and I transferred my balance over to a card with a lower APR and 0% first year.
annazzz1966
It's too high.
Shorty
No that is horrible! Try and go to a Credit Union. Usually you can open a savings account with $5 and that would make you a member. They can get you a much better interest rate. Car lots always give you a higher rate. When I got my car the car lot was going to give me a rate of 16% and the credit union give me a 6% rate. Make calls to different banks and credit unions. Don't finance thru a car lot.
Rob D
That rate is far too high for any secured loan. Regardless of your credit, you should be able to find better.
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