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 Would I be able to get a $ 10,000 loan using a credit card?
The amount would be to purchase a small home that needs some repairs. This is included in the amount that I would borrow. How much time would I have to repay this $10,000 loan off of a credit card? H...


 Is 15 too young to have a credit card?
Out of the blue the other day my mom handed me a credit card with my name on it. I had to sign the back and everything. It was soo random. It's cute though it has Tinkerbell on it. Anyway, why ...


 What is full form of ICICI BANK?
...


 How can I Find out if Someone else used MY IDENTITY to get a CREDIT CARD?
I SUSPECT THE DEADBEAT MANAGER OF MY APARTMENT BUILDING MY HAVE USED MY NAME, SS NUMBER AND E.T.C INFO TO GET A CREDIT CARD; HOW CAN I CHECK?...


 Do you think it's wise to have a Credit Card? Pros and Cons please...?
...


 Can requesting an additional card in someone elses name while applying for a card establish credit for them?
And I dont mean opening a joint account, or co-signing....


 Is there anywhere online where an under 18 year old can get a Personal Loan?

Additional Details
Btw, I have a job....


 Where do you get American Express and Visa gift cards?
You know when you can use it for anything?...


 If your name is the only name on credit card if you die does the credit company take the loss?
...


 Which should I pay off first?
The credit card with the LOWEST balance or the credit card with the HIGHEST interest rate?

I always thought you should go after the one with the highest interest rate first so that you don&...


 Visa or master or a.e.?
...


 If someone puts me on their credit card as a authorized user how does it improve my credit without my ss#?
...


 Rejected application for an American Express Platinm card. On what grounds can I appeal?
I got rejected for an AMEX card for not meeting the "internal credit score". I have a good credit history and am on a good salary. How can I get them to change their decision?
A...


 Have you been in debt? how can one get out of thousands of dollars of debt?
What tips do you have:
changes in life style is one ***no eating out, watching your driving routes to save gas.

What else is there?...


 Does paying off credit card balance in full hurt or help credit score?
I have my credit account set up to take the full amount of the the credit balance directly out of my checking on the 28th of each month. I have read many different things about building a good credit ...


 High Paying Job for a 12 year old?
Any high paying jobs for a 12 year old? (I'm saving up for a MacBook Air)...


 I need to know every thing about credit card.?
I want to get credit cards but i neeed to know every thing about them like stuff like if you spend 20 dollars how much would you have to pay for your credit card i just need to know every thing. HELP...


 $ 50 visa gift card?
How safe is it to give a gift of $50 visa card if the number on it is exposed to everybody on the shelves at the store, before buying it?
Additional Details
I noticed all the cards have ...


 40 year home loans?
...


 Recently had demands for payment from an old debt, not sure exactly how old but over 6 years anyway.?
Had 2 letters, my partner phoned and said the person they want doesn't live here but now have a 'red' letter threatening court action. It was an old debt that I had with a previous ...



Chris B
Is 522 a good credit score?
How good or bad is 522 as a credit score?
                     
 




wondernites
No it is not.

Try to get a secured visa or mastercard (Both if you can). Use less than 40% of the limit and pay the monthly minimum on time. Your credit score will improve within 6 months. Your goal should be 700 but a 640 will start to open doors.


SPIFIMAN1
Rating
To give you a idea the average credit score in the United States is around 692.

FICO scores from 300 to 850 they do not really have a breakdown but this is how the largest credit union in Oklahoma see's it;

1. 740 & up Elite
2. 700-739 Prime
3. 660-699 Preferred
4. 625-659 Standard
5. 624 & down sub-prime

So with anything below a 624 being considered sub-prime I would have to say a 522 is not a good score at all.


Southern Belle ☆
Anything below 600 is poor. 600-700 is generally decent. Over 700 is good, and over 720 is excellent


maxmom56
Rating
It's awful. 700 is a good score.


dondraper
It's very bad, I'm afraid. You'd need another 150 pts to be even knocking on the door of good.


src50
Rating
Bad.


Leafsfan29
Rating
It's poor. You will likely have difficulty getting credit under any kind of favourable terms, and are most likely a target by these credit schemes that target people with bad credit.



doinou
Rating
Sorry, no.


Ponda
Rating
its not good at all


Sherri S
Rating
700 or above


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