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 Does anyone know about capital one credit cards?
i've heard they don't report positive status to the credit bureaus. apparently they only report if you miss a payment or something so if you maintain good payment history then it won't ...


 Does it hurt your credit to open a store credit card to get the 15% discount and then close it right away?
Or is there a certain amount of time you should leave it open for?...


 My husband has spending issues?
My husband, in the past week, has charged $2,500 on his credit card, for stupid things like a Nintendo Wii, the Matrix dvd's, a $100.00 haircut at Toni&Guy, etc. etc.

How can I ...


 I need a car loan I have a BAD credit score. I am a FT student living off of childrens ssi and child support?
FT student,unemployed mother,living off of children's disability and child support.Credit score of 419 nobody wants to help me out. There is no co-signor but my fiance has income that is usable,...


 Collection agencies keep calling me looking for someone else - how can I get them to stop?
I keep getting phone calls from collection agencies asking for a woman that I don't know and who has never lived at my address. When I looked her up on the internet, she has an address and a ...


 Help me!!!?
I am only 17 years old and some how someone was able to get my ss# and use it. well I weent to the bank to get a checking account with my dad as the co-signer and they said they wouldn't be ...


 What is the best card to build credit.?
Please provide:

Link to Apply?

Name of Bank?

Type of card?

Yearly fee?

Monthly fee?

Why it will help my credit?

Your ...


 Where do I go for the free credit report the government gives out?
...


 College student with huge debt from my boyfriend...help!?
My boyfriend left me with a $4000 cingular bill. It is way past due. I've been making many payments. I still owe about $1200. I learned my lesson this time, but meanwhile I don't know ...


 Debt Consolidation?
I have several credit cards, all of which have substantial balances (totaling about $14,000). I'd like to contact one of those debt management programs to see if I can consolidate my bills and ...


 Establishing and keeping good/great credit?
Hi! I'm 21 and new at this whole thing. I admit I don't understand much about credit and stuff but I am learning. My parents had/have pretty bad credit. The problem for them was a bunch of ...


 Harrassed by Bank of America credit card collection agent?
A women from the bank of america credit card collections agency keeps calling my phone calling me Amy and saying that my account is in collections and I need to pay if off! Well for one I've ...


 I missed my credit card payment with AMEX by 2 days, how bad will my credit score be?
Unfortunately this is my first card and my first month payment that I missed as well....


 Is this some kind of joke?
phoned a garage to buy a new car, i needed to borrow £4000 to buy the car i wanted so asked them to sort me some finance out.
they said the finance company will phone me back soon.

...


 Credit check?
People say their credit is like 700 or something. How do i check my credit and what is good credit? How can i check it without paying stuf!?
Additional Details
I accidently payed 7.97 ...


 Job interview tuesday,why do they need a credit check??
i have a great job offer,pay,benefits however they do a background and credit check.this is ridiculous,i'm ok with criminal bg check but why credit check? wouldn't be too good,my credit,...


 I am applying for a home with a 450 credit score is it possible?
...


 What is a good unsecured credit card to get after you file bankruptcy?
I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up???...


 Is Amazon safe to buy from using credit card ?
Hey am thinking about buying the PS3 with a few games from Amazon.com, am using my girlfriend's credit card and she's really scared about losing her money. I don't want her to lose ...


 Someone used my credit card and told me they would pay me back but haven't, can i sue them? or just deal?
An ex boyfriend of mine you'd my credit card to make ALOT of purchases. I alowed him with the agreement he'd pay me back. But has not and it's been over a year! The credit card yes, ...



Jessica Lynne Mom of a Chug!
Is 588 a horrible credit score?
                     
 




LmJ
Rating
Unfortunately it is not very good:
http://www.myfico.com


Anna C
Well its not good.

* 720-850: Outstanding credit ("AA")
* 700-719: Very Good credit ("A")
* 675-699: Good credit ("B")
* 620-674: Acceptable credit ("C")
* 560-619: Poor credit ("D")
* 500-560: Very poor credit ("E")
* Below 500: No credit, credit-based applications denied outright ("F")


The Lion
A 588 represents a high risk to lenders. It's not a "horrible" score. You can still get approved for loans and credit if you look hard enough. Don't feel like you're alone though. I'm only a few points higher than you are.


kariba
Rating
588 would be considered pretty low for a credit score..you definitely won't be getting a very good interest nor will many places give you credit. Check out this website for info on what percentages of the population have what credit score. http://www.myfico.com/CreditEducation/CreditScores.aspx .


robert43041
Rating
The only thing "horrible" is if you lose sight of your debt. If you can manage it all and pay your bills when they're due, then you're doing ok.


Niki
It's not horrible but a little below average. It needs to improve in order for you to purchase most cars or a house.


Captain
I would say you have some work to do.

You'll need to get your debt down, them maintain the accounts like credit cards. When I say maintain, I mean use them every month but pay most of it off every month.

And pay all your bills on time. This helps a lot, too.


masterchris007
well its not excactly on the "excellent side", but its not dat good if your lookin to buy a house or anything. but it will kind of do..


Pick a fight 05
No!


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