Does anyone know about capital one credit cards? |
| i've heard they don't report positive status to the credit bureaus. apparently they only report if you miss a payment or something so if you maintain good payment history then it won't ... |
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My husband has spending issues? |
My husband, in the past week, has charged $2,500 on his credit card, for stupid things like a Nintendo Wii, the Matrix dvd's, a $100.00 haircut at Toni&Guy, etc. etc.
How can I ... |
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I need a car loan I have a BAD credit score. I am a FT student living off of childrens ssi and child support? |
| FT student,unemployed mother,living off of children's disability and child support.Credit score of 419 nobody wants to help me out. There is no co-signor but my fiance has income that is usable,... |
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Collection agencies keep calling me looking for someone else - how can I get them to stop? |
| I keep getting phone calls from collection agencies asking for a woman that I don't know and who has never lived at my address. When I looked her up on the internet, she has an address and a ... |
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Help me!!!? |
| I am only 17 years old and some how someone was able to get my ss# and use it. well I weent to the bank to get a checking account with my dad as the co-signer and they said they wouldn't be ... |
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What is the best card to build credit.? |
Please provide:
Link to Apply?
Name of Bank?
Type of card?
Yearly fee?
Monthly fee?
Why it will help my credit?
Your ... |
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College student with huge debt from my boyfriend...help!? |
| My boyfriend left me with a $4000 cingular bill. It is way past due. I've been making many payments. I still owe about $1200. I learned my lesson this time, but meanwhile I don't know ... |
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Debt Consolidation? |
| I have several credit cards, all of which have substantial balances (totaling about $14,000). I'd like to contact one of those debt management programs to see if I can consolidate my bills and ... |
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Establishing and keeping good/great credit? |
| Hi! I'm 21 and new at this whole thing. I admit I don't understand much about credit and stuff but I am learning. My parents had/have pretty bad credit. The problem for them was a bunch of ... |
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Harrassed by Bank of America credit card collection agent? |
| A women from the bank of america credit card collections agency keeps calling my phone calling me Amy and saying that my account is in collections and I need to pay if off! Well for one I've ... |
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I missed my credit card payment with AMEX by 2 days, how bad will my credit score be? |
| Unfortunately this is my first card and my first month payment that I missed as well.... |
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Is this some kind of joke? |
phoned a garage to buy a new car, i needed to borrow £4000 to buy the car i wanted so asked them to sort me some finance out.
they said the finance company will phone me back soon.
... |
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Credit check? |
People say their credit is like 700 or something. How do i check my credit and what is good credit? How can i check it without paying stuf!? Additional Details I accidently payed 7.97 ... |
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Job interview tuesday,why do they need a credit check?? |
| i have a great job offer,pay,benefits however they do a background and credit check.this is ridiculous,i'm ok with criminal bg check but why credit check? wouldn't be too good,my credit,... |
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What is a good unsecured credit card to get after you file bankruptcy? |
| I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up???... |
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Is Amazon safe to buy from using credit card ? |
| Hey am thinking about buying the PS3 with a few games from Amazon.com, am using my girlfriend's credit card and she's really scared about losing her money. I don't want her to lose ... |
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Someone used my credit card and told me they would pay me back but haven't, can i sue them? or just deal? |
| An ex boyfriend of mine you'd my credit card to make ALOT of purchases. I alowed him with the agreement he'd pay me back. But has not and it's been over a year! The credit card yes, ... |
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Jessica Lynne Mom of a Chug! | Is 588 a horrible credit score? |
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LmJ
 |
Unfortunately it is not very good:
http://www.myfico.com |
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Anna C
|
Well its not good.
* 720-850: Outstanding credit ("AA")
* 700-719: Very Good credit ("A")
* 675-699: Good credit ("B")
* 620-674: Acceptable credit ("C")
* 560-619: Poor credit ("D")
* 500-560: Very poor credit ("E")
* Below 500: No credit, credit-based applications denied outright ("F") |
|

The Lion
|
A 588 represents a high risk to lenders. It's not a "horrible" score. You can still get approved for loans and credit if you look hard enough. Don't feel like you're alone though. I'm only a few points higher than you are. |
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kariba
 |
588 would be considered pretty low for a credit score..you definitely won't be getting a very good interest nor will many places give you credit. Check out this website for info on what percentages of the population have what credit score. http://www.myfico.com/CreditEducation/CreditScores.aspx . |
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robert43041
 |
The only thing "horrible" is if you lose sight of your debt. If you can manage it all and pay your bills when they're due, then you're doing ok. |
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Niki
|
It's not horrible but a little below average. It needs to improve in order for you to purchase most cars or a house. |
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Captain
|
I would say you have some work to do.
You'll need to get your debt down, them maintain the accounts like credit cards. When I say maintain, I mean use them every month but pay most of it off every month.
And pay all your bills on time. This helps a lot, too. |
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masterchris007
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well its not excactly on the "excellent side", but its not dat good if your lookin to buy a house or anything. but it will kind of do.. |
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Pick a fight 05
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No! |
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