This is all so confusing.... I get declined wherever I apply for this stuff and nobody can help me and now I have all these inquiries on my report and.... UGH. Shoot me. =/
Why is it everyone ...
paid off the $28k loan early last week (sold car) so now I only have 1 car loan at $21k. Wondered if that 609-equifax score might increase because of the $28k debt being removed. I need it to go ...
I want to increase my credit rating, so I have been putting small purchases like trips to the grocery store on my card. I pay it off every month. I have had this card for over five years, and have ...
I'm just starting my credit and I have nothing on my credit report, I mean 0, nothing, nada, what can i do to start building my credit, some finance companies and banks dont want to give me ...
I made this card so that I can get credit(had no credit) this was about 3 years ago. I recently pulled up a credit report and saw that my mom's credit card had about 50 percent balance of the ...
I have been trying to find a good card that will accept me. i dont have the best credit but isnt there some cards out there that i can apply for and actually get it?...
I am trying to finance a car but on my credit I have a few charge offs and a judgement. I would like to find a loan from a fianance company rather than going to a buy here pay here place can anyone ...
i have (4) $500 visa gift cards issued by wells fargo, i really want to use them to pay my CC bill. obviously you cant use one credit card to pay another. is there a way i could convert it to cash? ...
I went to my college bookstore today to buy books and I was going to use my dad's credit card but they didn't allow me to. They told me I can come back tomorrow with his I.D...the thing is I...
perhaps i have collections,they are unknown to me at the moment and i plan on paying them off.But after that then how would i obtain good credit within a short period of time?...
I am not looking for any "miracle cures", I am willing to pay what I owe. What I want to know is when I am negotiating with creditors, there is a certain WAY that they can clear the debt ...
My credit score is 574, I only had one credit card and was late on the payments a few months in a row but now i've totally payed it off and they revoked the credit so I don't have any. I ...
Emily A
Is 630 a really terrible credit score? Any options for a home loan or auto loan?
No 630-660 is sub-average not terrible, chances are you will be rejected for some loans and accepted for others. If you pay things on time, like cell phone bills and credit card bills, you will improve your score. If you are lucky enough to get that score up to 700-730 you'll be in the "excellent" range. Home loan or auto loan will be a bit more expensive right now but if you can wait until your credit goes up you'll see the difference.
joelrivera6
no its a normal credt score just pay half of your credit card and it should go to 680 0r 700 then get the loan
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