 Need a bad credit loan. My credit score is 643. No payday loans pls. Need 3000 soon or more for debt con.? |
| Applied with citi, cap one,AmOne no luck only finding payday loans on the internet or pay up front places. Need your all help to find a good lender. THANKS.... |
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 I know how to reclaim all your unfair bank charges from the bank? |
Want to know how,
Has anyone else had success and if so how much, I got £2200 back in charges over a 6 year period.
Additional Details
well guys, see sarah lou's answer ... |
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 I need your help with a credit card question? |
| I hear a lot about credit line and really have not found what i want. When a person is issued something like an $800 credit line, what does it mean? It is the maximum credit you are given, but does ... |
|
 Can I file bankruptcy if I don't own a home? |
| I am overwheled with bills and I have several bill collectors calling me all the time. I pay a high amount in child support each month and I have gotten so far behind I can't even think about ... |
|
 Is there a difference between credit cards and debit cards? |
| I want to purchase something online and all i have is a debit card. So i was just wondering if there is a difference. If i were to fill in the particulars of my debit card when they ask for the ... |
|
 How can I get a credit card with rewards when I have bad credit? |
| Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much ... |
|
 How the crap can a young person with no credit build credit if they are always denied credit? |
| I am 22 years old with no credit history. I want to try and start building credit, but everyone denies me. Where do I begin?... |
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 I owe more than 50,000. Help, i'm in the deepest hole ever.? |
| I owe more than 50,000. and my husband doesn't know about it. How can I lower my debt? He's planning on "us" borrowing money, but who will lend us the money since I owe tooooo ... |
|
 After registering a capital one credit card how long until it can be used? |
| i have a credit card and i have activated it, but ive tried using it and its being declined. how long will i have to wait until it works?... |
|
 Do you have to be 18 to use a credit card? |
Im not 18 yet but my parents gave me a credit with my name on it but it is under her account. Will i be able to use it since when i show my driver license it shows that im not 18
Additional D... |
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 In your opinion, what are the characteristics of a good credit card? |
be realistic...
what makes for a satisfying credit card? what is the most important thing to you: access to cash, good customer service, low rates, rewards programs, billing options?
... |
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 Do banks refund money if your card has been cloned? |
Additional Details
Can I just add for all those people who 'don't understand' how a card can be cloned. I went to use it today and it was refused, phoned the bank and ... |
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 I was arrested in Nigeria and I've got a bank account worth millions...? |
| Can you give me your bank routing number so I can sneak the money out? I'll give you a million for your troubles.... |
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 I want to look at my credit history. How can I go about this? |
| I know that there are 3 major credit agencys. Do I just comtact one of them? How do I dispute it, if there is something on it that I don't agree with?... |
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acid_pressure | Is 704 a good credit score? |
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eternaldarkclouds
|
Yes that is considered good credit. Anything below 600 is bad credit. |
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tennessee
 |
yes it is excellent keep it up and dont mess it up |
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?
 |
better than mine unfortunately. |
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youngjeezy
|
yes it is |
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corel
 |
The credit score range is 450 - 850... so yes, yours is quite good. |
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Kay N
 |
Yes its a good credit score. |
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pattibcacl
|
yes its a very good credit score wow |
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proudpreemieparents
|
850 is the highest, so yeah....704 isn't bad. |
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g c
|
It's definitely Good. I believe 720 or above is considered "top tier." With a 700-ish FICO ( is it FICO? If not, it might not be "apples to apples") you should have little trouble getting a car loan or mortgage at good rates, most credit cards,etc. |
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Edgar R
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yeah thats very good. |
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lehaoz
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Yes. |
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frenchdoll
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Yes, if it is an overall average score with all three credit agencies. TransUnion scores are higher then Equifax and Experian. |
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Mariposa
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Yes, that is considered a good score. For prime rates, you need to go just a tad bit higher for some companies (720), but you have a lot better score than most and should be accepted for what you apply for. |
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iceman
 |
704 Falls into the 75 perecentile of good credit scores. Therefore you have higher credit then 3 out of 4 people with credit history.
So yes its good.
They say 620-680 is considered within the average range.
680-720 is above average and good
720-800 is excellent
and 800 + is outstanding and only given to a select few. |
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