 How can i find a list of payday loan places in my city? |
| i typed in payday loans and not many listings come up. is payday loans the correct term??... |
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 Can you pay off a car loan with your credit card? |
YES, I KNOW THE HORRIBLE EVILS OF CREDIT CARDS!
Okay. Right now I have a 10 year car loan and I owe $30,000 on and we pay almost 10% interest on. I have enough credit to put my entire ... |
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 Im in a debt management plan but have just phoned up...? |
and they said when i first started with them i owned £6,500 or just under, i have now been with them for 2 years and i just spoken to them on the phone and they said i now owe just over £5000...
... |
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 Bank Loan matters? |
| If i stood as a guaranter for a known person who has taken loan from icici bank for a vehicle over 5 lakh. Will there be any problem for me if that person is not been able to repay the amount to the ... |
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 How can I build good credit? |
I have been turned down back after back on credit cards and loans because I don't have any credit. I don't know anyone with good standing to co-sign for me.
I have recently ... |
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 How do I rebuild my credit? |
| IN 2006 I HAD ABOUT 7 CREDIT CARDS (INCLUDING 1 STORE CARD). NEEDLESS TO SAY ALL OF THEM HAVE BEEN SENT TO COLLECTIONS/CHARGED OFF. HOW DO I RESTORE MY CREDIT?... |
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 Cutting credit card? |
Hi all,
please tell exactly how to cut and deface a credit card with scissors as i want to cancel mine. SHould I sent the cut pieces of card to credit card company??
regards,
... |
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 What is the best credit card? |
| what is the best credit card for starting a small ... |
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 Can a credit company claim repayment if they have not been in contact for 9 1/2 years? |
| a collection agency has suddenly out of the blue requested payment for a credit card from 9 1/2 years ago when the company themselves haven't been in contact requesting payment. can this happen ... |
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| What is the best student credit card? |
| I have no credit card and this will be my first, so which one is best. There are so many to choose from with different rates and rewards but I want to know which is the best overall and also in terms ... |
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| Are credit cards allowed to increase your APR if you pay ON TIME with them but LATE to other cards? |
| I heard that most credit card companies increase your APR even if you pay on time! What they do is they check your car payments and other cards, and if they see that you are late with OTHER cards, ... |
|
 Whats the best credit card? |
| I'm about to be a college student and I'm looking to start establishing good credit for myself. I have never opened a credit card before and i want to get the best one possible for a ... |
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 I need a loan and I have very bad credit with no co signer is there hope? |
| I have a credit score of 573 but i need a loan to get a new car because mine is almost dead is there hope for me? and if there is where can i go?... |
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 How many credit cards do you have? |
| I have only 1, but I think more than 2 is too ... |
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 Will I lose my house? |
| I've recently separated. My husband accumulated $15,000 in credit card debt before he left. He isn't working now and is applying for disablilty. In the meantime he has no income and is ... |
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 Would this have affected my credit rating??? |
I had a debit card which was used fraudulently a year or so ago. It was cancelled by my bank.
I had the details of this card saved within the account section of a website i often buy ... |
|
 Should people that go bankrupt have all there dept totally cleared? |
| i just think that if people go bankrupt they should still pay something towards there debt even if its a small amount. At the end of the day they got themself in that postion and should still pay at ... |
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Just Me | Is 800 really that hard? |
For some reason I can't reach that..I'm 792 TU, EQ 785 Ex 766.....there is NOTHING bad, ZERO debt...perfect pay 30 plus year history reporting |
 |
 
TheTruthAboutMortgage.com
 |
It is not necessarily hard to achieve an 800 Fico score. And it doesn't really matter. Once your credit score is above 720 you're pretty much in the highest tier necessary to apply for any type of credit, and the lowest interest rates.
The score is important, but it's also what is behind the score that matters as well. If a creditor analyzes your credit report, and sees an 800 score with limited trade history it means very little. But if a creditor reviews your credit report and sees a ton of solid credit history with a 750 score it will weigh a lot stronger in your favor.
I've seen consumers with 800 Fico scores and very little credit depth. The reason being is that they have limited history, yet everything has been paid on time and there is very little outstanding debt. At the same time, their 800 score means very little if they go after a large loan, as they have no history to support a large amount of debt.
The bottomline is your credit score is more than perfect. And 800 is just an arbitrary number. If you really want to raise it above 800, you'll probably need to erase all your outstanding debt, while keeping your accounts open and current. |
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DontHateMeCauzImBeeUteeFull
 |
yes, i hear it IS difficult.....
even inquiries to your credit can knock off a point or 2 |
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Christian93
|
There could be a few inquiries lowering your score.
Do you use more than 1/3 of your credit limit on your credit cards. For example--credit card limit is $900, you should use only 1/3 of that or $300. If you use more, it will lower your score. |
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Laura
|
Sometimes your score can be lower just by the NUMBER of cards you havr...even though your payments are on time...... |
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shahab a
|
not hard at all, pay of a few loans and it will reach that.
---------------------------------
http://www.bestcreditrates.net |
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tomatosupreme
 |
800 really is that hard, 3 cards is the ideal. Have you had large loans that you paid off? Large amounts of debt that you have paid off on time are a must. |
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Screaming Eagls 101st airborne
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all i know that my credit sucks really bad |
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polishedamethyst
 |
Three or four (activated) cards is a must. Keep on charging and pay it off AS SOON AS YOU CAN. This is the quickest way to raise it. The next quickest thing to boost your credit is to buy a house. This is why you see someone buy a house, and boom...new car sitting in the driveway. Not that I condone buying a house if you aren't ready, just a thought in case you are looking. Check on Suze Orman's site and see if you can find anything on there, you will probably luck out. Good luck! |
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smashley
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Do you own a home? Have you taken out several loans, that have then been paid off? Oddly enough, not having debt isn't the only key, you also have to get into debt, then get out of it while making regular, on-time payments. Otherwise, you'll develop "ghost credit." |
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