 Is that true I can't get the money refunded if there is a discrepancy on the bank stmt over 60 days old? |
| I have a discrepancy but they won't even listen to me, even though I still have the receipt. It's from last september (I only balance my account 1-2 times a year.) They told me it says ... |
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 Bankruptcy and Debt Inquiry? |
| I filed for bankruptcy in 2001 and was discharged in 2002. 7 years passed, my credit is clear, i managed to buy a home, secure a line of credit, receive credit cards and all are in good standing. T... |
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 How many credit cards should I have to help maximize my credit rating? |
Don't give me a "it depends..." answer with a whole bunch of technical mumbo jumbo. I want a number here.
I had 1 credit card for about 2-3 years and finally graduated ... |
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 Where to report fraud & scam cases? |
I ordered some shirts from a site called kinggool.com, and he never sent me the goods or refunded the money....I wonder how to report him or how can I get my money back?
I sent him money ... |
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 What can I do to rebuild my credit? |
| Well here is my situation, I just recently moved to San Francisco, CA and well my credit is ruined because of stupid loans and what not. I've been applying for jobs, but it seems that I don'... |
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 I wanted to know that is it going to my credit score by canceling the card? |
| Hello, I recently received a Macy's visa credit card when I asked for a Macy's store card only! I received it today, I didn't call the number on the card to activate it, instead I ... |
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 how do i fight a voluntarily repossession from going on my credit? |
| My wife and I tried to purchase a car about 30 days ago, we left a partial down payment and promised to pay the rest within 30 days and before the first payment. due to a few missing items ( my lost D... |
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 Weird charge on my credit card? |
| i dont remembermaking the purchase but at the same time it IS possible. if i call the credit card company up will they tell me WHAT was purchased from there? cause right now on my statement it just ... |
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| Best Credit Card for Teen? |
What is the best credit card for a teen (mastercard, visa, etc.)?
Preferably it would be linked to a parental account (or at least able to accept account transfers nationally and ... |
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| Hi there, can youo tell me whether there r any low fee payday loan sites? ... |
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| How can you get your free credit score and report? |
| All the sites I have been to will give you the free credit report., but not score. Where can you get your free credit score and report?... |
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(Just using my credit card as an score booster.....)
When I owe $50 on the bill, is it better to:
a.) Pay it all at once?
b.) Pay ALMOST all of it? Like, leaving $15 on ... |
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| So I have recently moved because of the military and somehow 2 debt collectors found out my address. I monitor my credit report and no one has reviewed my credit report sense the move, so they ... |
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| I know I will have to wait until I am 18 which is only a few months away, but how can I obtain a mortgage. I am very good with real estate and have a business plan lined up and a family friend who ... |
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| I was up at 620 in April 2010. I ran my scores for all 3 agencies yesterday and all 3 of them were down just about 100 points. I have not made any late payments or opened any new lines of credit. I ... |
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| What can I do to fix this credit blemish? |
| So I applied for a 15% credit card. I'm 21, had a credit card for 3 years. One late payment ever. I had my parents co sign. My dad has perfect credit practically, I have a 720, or 725. (my mom ... |
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| We are an income of 3000.00 it is from the VA my husband is a disabled vet. Anyway we want to purchase a home, but have credit cards... 5K, 2300, 2000. our suv is 13K, but not too concerned with that.... |
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notcreative | Is Sallie Mae a reputable Online bank? |
I have read about them some, and as far as student loans go I customers are unsatisfied. But I plan on opening a High Yield Interest account or buying a CD. My question is, is Sallie Mae reputable and can I trust them with my money and personal information?
I was beginning to open an account when it asked me for my social security number, and it said that they are required by law to get it. This is contrary to what I have always heard. I have a checking and savings account with Chase and I gave them my social security number. However with an online bank I am nervous about just giving out my social security number.
So is Sallie Mae reputable for savings/CDS
and
Can I trust them with my Social.
on a sid note, are they really required to get it by law, and if not how do they get away with making such a claim?
Additional Details
They give out student loans, but they ARE in fact also a bank. If you go to there website there is a nice link to the highest yielding savings account you can find, earning and interest of 1.4 percent. and CD's with even higher APY. |
 |
 
Smiling
 |
Sallie Mae is not a bank and does not offer checking, savings, cd or other banking information.
Sallie Mae is the leader in student loan programs.
I have no idea what you are talking about on a "sid note". I'm pretty financially savvy and have never heard of it. I googled it and nothing relevant came up.
To open an account with any reputable bank in the US, you will be required to submit your SSN. They are also required to have processes in place to protect your SSN.
- That does not mean errors don't happen. I have had my SSN tampered with at both my mortgage company and my student loan company.
You can use the FDIC website, to confirm that the bank you select provide federally backed insurance for your savings. |
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My Take on It
 |
Of course they are required to have your social security number. It is a law because, any interest you earn on the account is reported to the IRS as income. Also, if you make any large deposit over 10k into the account it is reported.
If you don't trust giving them your social security over the net, call them and start your account via mail.
If you are this paranoid, it is probably best you keep your banking at Chase where you can walk into the bank and talk to someone. |
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