Are rental car companies pretty good about accepting the collision damage waiver that is provided with a credit card? I found out today that my credit card that I will be renting a car with, offers the same type of protection as the rental car company I will be renting from. I was happy about this, because I originally was told i'd have to purchase the collision damage offered by the rental company, because I did not have any other form of insurance. When I read my credit card benefits agreement again, I found out I have it through my credit card, and will not have to pay $19.99 a day, which is what the rental car company was charging. Well, I called the representative i'm renting from, and he told me I should go with their insurance because through my credit card company I don't know if i'll really truly be protected, and if I went with the rental company insurance, I wouldn't have to make a claim with them, like I would have to with my credit card company. Now i'm worried that
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he might be right and that my credit card company (Mastercard) won't properly cover me. Even though I know they're reputable, and reliable. I'm wondering, do you think he was just trying to scare me, or would I really do better if I just relied on the rental company for insurance needs? I don't know what to believe now. But I do know that insurance through the car company, will add almost an extra $100.00 on my bill.