 If I get married and I discover that my wife has $8000? |
credit card debt, am I responsible for her debt if the credit card
company decides to bring it to court? If so, that seems very
unfair. Any suggestions?... |
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 Out of these three what should i choose; if i am getting these free of cost!!? |
since i hv shown good results in my office(company)
i hv been offered to choose any one of these. its a type if gift for me:-
1) A World Space Satallite Radio
2)Dinner for family at ... |
|
 I have a creditor calling me? |
| They want over 7,000, but are offering me a settlement of 2,400. They wanted it all at once, or in 3 payments of 800. I told them I cant afford that, and could give them 250 a month. Now they are ... |
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 I do not wish to have a credit card how can i get a debit card? |
| I am new to the U.K. And do not need to pay interest on any credit card I have never used one my whole life we have allways saved the money and payed cash but these days one canot be without a card ... |
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| New to the credit card thing? |
So, I got a credit card, and racked up a $470 bill, so before I got the statement I made a $200 payment.
I got the statement and it says they received the $200, and now I like $276 or something..... |
|
 How do i get approved for a loan without good credit and a co signer? |
| i have so many bills overdue and i can't get a loan from no where bc my credit isn't good and i have no co signer.... |
|
 When is the best time to pay off a credit card ? |
| Is it better to pay off a credit card , as soon as the purchase can be seen through the online banking site or should I wait until a due date is shown ?... |
|
 Do you guys think i'm badly in debt? |
| I owe a $500 bill, $200 bill, a $70 bill and I still owe $11,000 on my car I've been making payments on all three of my bills. They started out alot higher. My credit score is between 500-600 ... |
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| Which part on my debit card is my card number? |
it is a lloyds TSB VISA debit card
I would like to know how long the card number should be
i have had trouble knowing this whilst filling in a ... |
|
 Can a credit card company collect a debt after 10 years? |
| In 1993 I had a opened up an account with a bank for a credit card. The bank is now out of business. For over 3 years I never recieved any statements for this card. I conatcted the bank so many times ... |
|
 My husband closed out his credit card account and...? |
| while we were seperated the credit card company sent checks in the mail that would apply to the credit card, well, not knowing the account was already closed i spent about $1000.00. if the account ... |
|
 What happens to all of someone's debts if they go to prison? |
| I was just wondering what happens to a persons debts (bills, bank loans, Mortgage etc etc) they obviously can't pay em if they're in prison, do they get put on hold or something?. I don'... |
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 Collection agency information? |
| can a collection agency go into someones bank account and take out money owed to them?? do they have the power to do that?? thanks for your ... |
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 I cannot afford to pay for a loan I took out.? |
What shall I do, and what are the legal complications.
Additional Details
The loan is ... |
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 I've not been charged for a loan? |
| I took out a loan nearly a year ago and, although there was a three month payment 'holiday', the bank hasn't taken any of the repayments out since. Will I get away with paying nothing? ... |
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 What can I use to prove employment for a loan if there are no pay stubs? |
Additional Details
Sorry ya'll....let me be a little clearer with my question: I work for a Broker as a real estate agent and I also do his accounting. It is just him and I. I ... |
|
 Can you buy things off the internet with a debit card? |
I am 16 and have just sorted out my bank account and have got a debit card.
However, i am wondering if you can use this to buy things off the internet or do you need to use a credit card ?
... |
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fitgalmel1 | Is a 592 credit score horrible? |
That is my score, but I own a home and make over $40,000 a year. I was 30 days late on my house payment 1 time. I have one charge-off from 3 years ago, when i was broke, and 2 old phone/tv bills(collection accts.) that were from college (4-5 years ago). I have only one recent (within 3 years) collection acct.. I just got my report, and I want to buy a new vehicle. Am I screwed??!! |
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frozenfun
 |
Depends....want to buy a house? Not too bad. Want a new Ferrari...better steal one. |
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echo
 |
You may get approved for a car loan but you won't get a very good interest rate.
I agree, with a previous poster, that you should check out creditboards and start working on those baddies.
If you can, try and wait to purchase the vehicle until you have done some cleaning on your credit report.
If you just can't wait, check with a credit union or your bank for auto financing. Don't let the auto dealer do the financing for you. |
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mookie
|
You're not screwed, but it maybe hard for you to get a good loan for that vehicle that you're looking to buy. 582 is pretty low on the FICO score scale, but it is not the bottom. The score you get is based on your last 7-11 years of credit history. Be more careful with your credit.
CNN has a good article on how you can boost your score, it's not an overnight fix though. But may help you for your future. |
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aj58078
 |
The national average is like 640
my buddy declared bankruptcy and is at a 612 so I dont know how you got so low |
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shiba
 |
My understanding is that the range for lenders is usually 400-800. So, below 600 is borderline. Work really hard to repair your credit before you buy a new car, if you can possibly wait. You will end up paying a lot more interest if you don't, plus, that new payment will make it harder to catch up all those old bills.
Trust me, it seems hard right now to wait, but imagine being in your 40's and still having this problem. Bite the bullet now, and things will be much better -- sooner. |
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rogdogg187
|
ya 59 is kinda bad. those marks will stay on there for about 7 years i think. |
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Curiousty27
 |
How long have your owned your home? With making payments ontime that should have increased your score. How long ago were you late? In any event, if I were you, keep making mortgage payments - on time for at least another 3 - 6 months. You want at least a 670 when financing a car. While you can get a car now, your interest rate will be high and that makes a HUGE difference. And pay down on your balances on cc, if any.
Good Luck! |
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briansbutterflygirl
|
Its not great, but mie was about that when I bought my car, new and no co signer. I think lenders look at that plus how many people you owe. So even if you have a dazzling credit score if you owe like lots of folks they can deny you. I would imagine the first dealership you go to might turn you down, just depends. I would think you can find someone just be persistant. When I bought my new car I had some blemishes on my credit report too. Also maybe look into the dealerships that are having low sales that month or whatever. Those are the folks that will work with you to make their money. |
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*AstrosChick*
|
My parents' credit score sucked, too, but they were still able to buy a new car last year. It might just take a little longer to get them to finance. Chances are, though, if they want your business enough, they'll finance you. If not, go somewhere else! Someone will!! |
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happydawg
 |
Pretty bad |
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MsNic
|
592 is not a horrible score...plenty people have a score a lot worse! i have a score somewhere between 580-600 and just got a new car thru capitol one blank check. my interest rate is 11% not the best but not the worse. give them a try! |
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chikkinslayer
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Well it's not great but it could be worse...I don't think you will have much luck buying a new car but I would give it a try because I know Ford works with people with credit problems. Expect higher monthly payments though and a car that is 2-3 years old. |
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bbosun
 |
592 is not a very good score. you should get your credit cleaned up as much as you can. not sure what you can do for the 30day lat payment but the other stuff you should be able get rid of. |
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advice - take it or leave it
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No, your not. Go to www.capitalone.com and apply for the blank check. Our credit score is around the same thing and we just purchased a $32,000 truck. Good luck. |
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L F A
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592 is a poor score, but there is an answer? Most of america 84% have charge offs and other nonesense on their credit thus there is a loan for you. Go to www.capitaloneautofinance.com, they can get you taken care of, I used them and suggest them to everybody I run into. They got me a 7.3% rate at a 580.
Good luck,
tbatch03@yahoo.com |
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Rob W
|
Go to www.myfico.com
Avg. score is 723
You are sub prime....
Learn how to repair your credit at www.creditboards.com |
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