 How can i improve my poor credit? |
| How can I improve my credit and credit score? I have poor credit and am trying to make it good again.... |
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 My husband and I have Been married for 25 years,and over the years,we have 42,000 in charge card debt.? |
| We have outstanding, credit, but are sick and tired of robbing peter to pay paul (saying) not being able to go on any vacations, because we pay about 1,000 dollars a month just in charge cards. S... |
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 Can i transfer a student loan(private student loan) over to a 0% interest credit card? |
Additional Details
the reason i am asking is because
i have 6k in private student loans
they are charging me 10% interest
i have a credit card willing to give me 0% ... |
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 Credit Score Anyone??? |
| I am soon to be 21 and I have a 770 credit score. Is that good? Will I be able to finance the entire price of a car???... |
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 I need a loan and i dont work am gettin maried in aug and need money fast.help? |
| ive tried lots of loan companys and they take to long or i dont get anything .i dont no what to do and gettin really stessed.am gettin married soon and did money ... |
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 Can you go too jail if you ordered stuff Online? |
the teacher asked us a question.
Can you go too jail if you ordered stuff Online and you didn't pay? What if you used the billing address to somewhere and the shipping order too your ... |
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| How do I go about eliminating my credit card debt? |
| I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately $30,000 in credit card debt. I am looking to do a debt management/consolidation program, but was ... |
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 I need advice on credit card debt? |
| I have about 2,500 in credit cards that went to collections, what happens if I start over with new means of rebuilding my credit and stay on top of making payments will my credit score go back up or ... |
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 How do i remove negative account history from my credit report? |
| i have a copy of my report and although all put one account remains open , some closed are in my negative history list!! i am trying to raise my score.. for the pat three years i have been paying ... |
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 How can i ruin my credit on purpose? |
| i hate the idea of being worth only what a credit company tells me i am. i want info on how to ruin my credit beyond repair.... |
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 Garnishment of wages? |
| with a garnishment against your wages can they take money from a checking account in your name?... |
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| I am moving overseas from UK and am in debt? |
| what methods to debt collectors use to chase debt in another country does anyone know ? If you buy a house can they find you, serious answers ... |
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 My sister is in debt, creditors have refused reduced payments what does she do now? |
Additional Details
She got into debt through an ex partner, basicially he was a charmer and she was a mug. took her for every penny that she had then turned violent towards her ... |
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 Should I pay my credit card balances and leave them open or close my accounts? |
| I have three credit cards (only about $1,500 total) and I am paying them off when I get my income tax returns. Is it better for my credit to keep the accounts open with a zero balance or to close ... |
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 Is anyone else in loads of debt??!? |
I have got myself in quite a bit of debt and its only started to dawn on me?! Is there anyone else out there in the same situation? ... |
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Brian V | Is a 772 credit score high? |
I don't really know how the system works. I just got my credit score. |
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dh1977
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Yes, it is very high. |
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Raw L
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FICO scores range from about 300 to 850 and exhibit a left-skewed distribution with a US median around 725.
In the US, 13% of the population has a credit score above 800. 60% have a credit score below 750. So with 772, you're probably in the top quarter to top third of the general population.
A score above 720 is considered to be "good credit," and a score below 600 is considered to be poor. 760 - 850 is generally considered the highest range and gets you the lowest interest rate. |
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Thundercat
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That score is high enough for you to obtain the best possible interest rates on loans. The cutoff for first tier of rates is either 720 or 740. Since you aren't too familiar with the system, you probably haven't had to borrow money for much of anything. It is better to stay that way and stay off the debt highway. Really, the only thing a person should really borrow money for is a house. |
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re_love1
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congrats on the 772!!! i work in the financial industry and that is a great score. |
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shunnie74@sbcglobal.net
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Yes, that's a good score. I think the average score in the US is in the 670's. |
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A Friend
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Yes.. that is a great score... You can pretty much buy whatever you want with that score... Even without having to prove income.. |
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abby0619
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Yes, 772 is an excellent credit score. |
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AggieMom
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It's not enough to be able to buy whatever the bank says yes to. One late payment and next month you pay double. If you mess up and over extend yourself you will be hard pressed to cover your debt. Save for a rainy day. Here is a good way to look at it. If you want to buy something and can put away for 3 months say $500.00 and you don't feel broke by paying this out every month then look at buying but remember to keep that savings in case you loose your job or break a leg and can't work for a while and then you can keep what you bought and not have to sell it to survive. The most important thing is to shop interest. Be frugal and respect your ability to buy on credit. When you can't pay on time fees apply and interest goes up and credit score goes down and in time you won't be able to purchase a house, car or business. Congrats! |
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T Time
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It's a really good score. |
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No Rules, Evan
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I think the highest score you can get is 850, so a 772 is really great. Anything over 720 is perfect, and you can write your ticket anywhere. |
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nhat v
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That score is excellent and I think if you want to finance something,the creditors will accept the loan easily. |
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John H
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Great score should give you the best rates when applying for a loan. |
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Goldlion168
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holy moly, that's very high score |
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sodan 3ll
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670 is good but 772 is excellence. |
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CleverCaT
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YES! Bravo! cool keep up the awesome job. Low and Fair is about a score of 620 I think 800 is the MAX. |
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FAFA
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A credit score of 772 is fantastic! I've been working in the financial industry for four years, and any score over 700 is good. As someone who processes and approves loans, I can tell you theat I rarely see a credit score that high. However a high credit score is not enough, on its own, to guarantee you approval for a loan. A financial institution will also take into account your debt to income ratio, your amount of time on the job, your income, and wheather or not your collateral (if any) is suffucient to cover the amount of the loan. For example, it is not likely to get approved for a 10,000.00 car loan if the car is only worth 5,000.00. Let me know if you have any more questions. I'm happy to help! Congrats on the 772 score. It shows you take your financial responsibilities very seriously. Your credit score is one of the most important things in your life. You're on the right track. |
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