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Hi and thanks for taking time to help me.
About 2 months ago I was preapproved for a new/used truck from a reputable dealer. I took every precaution known to man to make sure it was true before I... |
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| I was working a job, $12/hour and living off it, or not, and ended up $3,000 in credit card debt. I just started a better job at $18.5 an hour and need advice on how to best pay off that debt. Wait ... |
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 Does Opting Out of “prescreened” offers by Credit Cards affects your credit score? |
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 What credit cards to pay first? |
I have 3 credit cards:
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B) This card has a limit of $2,000, and I owe $1,500
C) This card has a ... |
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I_LUV_MY_HUBBY!! | Is a credit score of 645 good? |
i was thinking of getting a loan to get a house built for when i get out of college. will that be enough to get a loan? |
 |
 
KK
|
Good but definitely not great. A 645 might get you a loan but it will come with a high interest rate. |
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Thomas P
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750 - 850 Excellent
660 - 749 Good
620 - 659 Fair
350 - 619 Poor
Its a good enough credit score to get about a 6.250% or lower depends if you live in IL
Thomas Or David Piatek
Executive Coordinator
Treehouse Lending
708-887-5800
tpiatek@treehouselending.com |
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Snooks
|
That is considered fair/good credit. Most likely it is only 645 becasue you are young and have not had as much time to build credit. I would go for it. You may see if a more established family member will co-sign to increase your chances of getting a loan and for a better APR. |
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Joseph, II
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It's "Fair", -but nothing to write home about. The Banks are REALLY tight with their lending, these days... So DON'T be surprised if you have some trouble with finding one that'll give You a Loan... You'll have a LOT of Company... :( |
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.
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That depends on how much other debt you have. You may get a loan with this credit score, but your interest is going to be sky high. |
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Hokie_Pokey
 |
It's okay but not great |
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Plynn
 |
well it is very average, you won't get the best rates, 700 and above is considered good. I'm not putting you down, i'm only a 629. |
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Zap
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Its a little below average... but not terribly bad. |
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shhbanvar
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the average "good score" is about 650-700. Some companies take an
average of all three scores, and some take the score in the middle
--------------------------------------...
http://www.bestcreditrates.net |
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BOB
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You can probably get a loa with a high interest rate |
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Heurty U
|
f your credit score lies between 600 – 620, you might be easily approved for 100% financing. Even in this case, you have to approach a subprime lender.
For a credit score of at least 620, you can easily avail of 100% financing, along with a reduced rate of only 1 - 2 percentage points more than the prime rate.
http://debt-loan-mortgage.com/category/FICO-Credit-Score-And-Your-Loan-Approval.html |
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