 Anyone out there received Emails supposedly from Royal Bank of Scotland? |
| They usually request me to update my bank details, I suspect a scam as I do not have an account with that bank also they keep refering to me with different titles. Any info would be ... |
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 Can credit card companies garnish your paycheck for outstanding debts? |
| Chase is threatening my wife to garnish her paycheck. Can they do that with credit card debt? We can only afford the rent and essentials right now but want to pay all our debt in the future.... |
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 Is Capital 1 the worst credit card company? If not, who is? |
| Capital 1 is the biggest blood sucker that I have found. What about you?... |
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 I used my dad's 2 credit card without his knowledge, and we are receiving bill collection calls, what to do? |
| My dad never used those 2 credit cards he just bought them coz like he said they were asking him to get it . I used it to become online member for online game RUNESCAPE for 2months, one month each ... |
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 I applied for a credit card, but have since changed my mind? |
If I get approved, do I have so many days to change my mind and refuse it? Or do I have to accept it and then cancel it at a later time?
I don't have any credit cards and in a moment of ... |
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 Buying stuff online with credit card? |
| if i buy sumtin online would the persons that i use credit card find out the place i ordered it to? like if i took my bros credit card and bought a jabbawockeez mask and put my friends adress down ... |
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 Need a credit card with a high limit but I have bad credit? |
My credit score is 506 and I am traveling to Germany but I need a credit card with at least a $2000 limit or more to pay for my airline tickets.
Additional Details
I only have bad credit ... |
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 What do you do with unsolicited credit card offers? |
I find them potentially dangerous. Yet I still get them despite having OPTed out at the credit bureau.
I usually send back the prepaid envelopes over-stuffed with junk mail. What do you do?... |
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 About my credit report? |
How can I find out who I owe money to and how to pay them back?
How soon after I pay off my debt til my credit score improves?... |
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 Why do employers require a credit check? What exactly are they looking for? |
| Why do employers require a credit check? What exactly are they looking for? Will a recent bankruptcy keep me from being hired?... |
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 How do you mail money? |
| i ordered somethin but i dont have a credit card or check so i checked money order. but i heard if u put money in the mail, peopel steal it or the mail comes right ... |
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 I was a passenger in a car that was rear ended, the car that hit us was insured, why am I responsible? |
| This incident happened in January of 2004. I was in the car with an Army recruiter, and the car was rear ended by a truck, It was the driver of the truck's fault. Well I went to the hospital ... |
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 Which credit card is best for me? |
| I'm a college student and I have never had a credit card. I want to apply to one but Im not sure which one would sute me best. I have known that some credit cards will charge just for having ... |
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 Does it help my credit score to payoff a charged-off credit card from 5 years ago? |
| Long story short, I was young and stupid, and let a $500 Capital One credit card bill go to collections and never paid it off. Now, of course, it is damaging my credit report. My question is not ... |
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 Is it safe to order online with a debit card? |
| I just got a debit card because I'm going to live at my friends house during the summer, but there arent any stores close by. Is it safe to use a debit card to buy stuff online?... |
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 I need a loan shark today? |
| Im living in essex and i need a loan shark today or tomorrow lastet please ... |
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tonyv | Is a credit score of 653 poor? or fair? |
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Rafael R
 |
Its concider Good. Anything over 620. Now For Good Car Lease you need 720 |
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Marcus P
 |
fair its not bad but its not real good. |
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lildevilchild_87
|
its fair |
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Jamaison D
|
Credit agencies use a base of say 400-925 being the highest, with most people falling in the 700 range, could be better... |
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indiana girl
 |
fair and there are plenty of lenders out there that will give you a loan at a decent rate. |
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heavenly28001
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Pretty darn good if you ask me, mine is a little over 600 but not 653 |
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Mikesbabygirls@yahoo.com
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I believe the average credit score in America is 617 so your right on track |
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paeradio
|
Take a look at a book called, "Evil Money Evil Credit". Is has answers you are looking for. There is a blog called, "How To Get Good Credit Gab" at
www. HowToGetGoodCredit.blogspot. com
653 is not the greatest...but there are worse.
I would advise u to ask whomever you are seeking credit from in advance, which of the three bureaus they are pulling ur credit from.
If u are looking for a car and have a 653 with Experian and 700 with Equifax, u will be wasting ur time applying for credit if the dealer requires 700 with Experian.
Everytime u apply for credit...it will lower your score.
Good luck. |
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jeepchick
 |
fair |
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inpoetry1
|
The median score is 725, so you are below over half of the population. I would say it's fair at best (if you want a grade, maybe a C+).
A score below 660 may lead to subprime rates for loans - higher rates. You will probably get most types of loans, but will notice the interest rate is noticeably higher when compared to those with good credit. |
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tinkerbell
|
IT'S A LITTLE PAST FAIR. I WOULD SAY IT'S GOOD. |
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sixsigmaboss
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The range is 450 to 850, so you are basically in the middle. Some would say that it is fair to good, however, most lenders will not give you the best rates/terms available unless you have a much higher score.
There are many sources on the web and you local talk radio stations about how to use money wisey (see several shows below). Depending what you want to do with your score and by when, you could have a lot of options.
In the meantime - look at reducing your debit as much as possible and pay off any credit cards every month. I have not paid a penny in personal credit card interest in over 20 years! And yes, my score is over 800.
Good Luck
NOTE: depending on which agency is being used - the credit ranges may be different, thus the scores may mean different things. There are three credit angenies with two being close to each other the the third using a very different scale. |
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Ms Fee
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it depends on were you go or what you are trying to buy but it's a pretty fair score I wish mine were that high! |
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dempseyville
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653 is Fair, but it can get better over time. Good Luck! |
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First Lady
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Fair |
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