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 Can having too many credit cards have you look at as a liability?
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 How does one repair a bad credit history?
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 I paid off unpaid balance on my credit report a year back, but my credit report is not updated, what do i do?
I had an unpaid balance on an account which i paid in full, and I have a letter from the creditor (dated a year back) indicating that the account has a zero balance. However, my credit report still ...


 How to pay bill collectors?
I am a kidney transplant patient and will constantly be at doctors offices and hospitals. Just for this year alone I have recieved 4000.00 in bills from the hospital alone. That is my deductible from ...


 How long does it take for the record to be off the credit report, if the debt is settled with collector?
i have a 1400 in cc debt for the last 3 years, the collection company offered the settlement of 715.51. The actual credit line was 500. the rest are fees. Does anyone know, how to negotiate lesser &...


 What businesses other than Woolworth's is the credit crisis affecting?
I haven't really been with the credit crisis recently so it would be great if i could know what shops businesses have been ...


 How do i get credit card with no credit?
nothing on my ...


 So, if I cancel the card it's not bad for my credit, right? Just pay the balance, call them and cancel it?

Additional Details
Thanks everyone , very helpful!...


 Will it be difficult for me to refinance my car loan?
I applied yesterday for a new apartment, so obviously my credit will be checked, among other things. My mom co-signed for a new car for me about a year ago and I am now plan to refinance my car loan ...


 If i were to break my lease for my apartment would it affect my credit and/or my mother who co-signed?
first off i do care about my credit and my mothers that is exactly why im asking the question in stead of just doing it.

I moved into an apartment in august with my new husband. we have ...


 Whats the best way to pump up my credit score in the next three months?
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 Will paying all my bills on time improve my credit score from 560 to 620 in 6 months?
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 Does asking for a copy of your credit report affect your FICO score?
I would like to request a copy of my credit report from one of the credit reporting companys to see my score. Does it affect my credit the same as it would if a lendor ran a credit check?...


 Bad credit question?
So I used to have really bad credit. But now I'm making really good money. Will I still always have bad credit?...


 Credit Cards?
Does anyone know of a place where I can get a credit card, guaranteed? I'm only 18 so I have very little credit, and they turn me down because of that. But you have to start somewhere, right?...


 What are some of the best ways to build good credit w/o a credit card?
I want to be able to buy a home soon but I don't think I have any credit history and my husband doesn't have the best credit. I would real working answer please, and thank you....


 Last time i paid my credit cards was in 2005, they were charged off, now in collections, can I still be sued?
I checked my credit report recently, all the credit card companies have charged them off as bad debt. Can the collection agencies acutally take me to court to force a judgement? Can my wages be ...


 How can I improve my credit so that I can get approved for 30k unsecured loan or line of credit?
My income is 60K/yr, FICO score 675, 50K student loan in good standing, visa credit card with 3000 limit 3 years old always paid in full on time, 2 old collections reading paid in full on my c. ...


 Credit application Fraud?
A friend of mine cannot get credit. They have asked me if I would mind putting in a loan application for £400 so they can buy a washer/dryer. He presented me with a completed loan application in my ...


 How to check if your parents have searched your credit report using your ss#?
My girlfriends parents are asking her weird questions about things that she has purchased on credit without even actually knowing that she purchased them. She thinks as do I that they are checking ...



shady_lmtd12
Is a credit score of 717 considered a good score?
Good enough to get a auto loan or possibly a home loan?
I have only had credit cards for almost 2 years.
                     
 




Mariposa
Yes it is. You should qualify for prime (low) interest rates. Congrats!


texcowgirl_79_98
Rating
Yes, the national average is 675. My lender said anything above 700 is good or excellent.


southbaybride
Rating
it's excellent credit score. Anything above 600 is considered good. it will help you when you apply a loan.


jimjones3
Yeah, that's a good score. I think it would be considered "tier 2", so you should get preferred rates for a car. However, the length of credit history may make a bank nervous...


Super - Level 5
Rating
Yes, 717 is good and above average (660 is the average/normal credit score). You will have no problem in getting a loan (or minimal).


http://www.freewebs.com/infosource100


jeffy373
I hope so! That's my score too


serialmom12
Rating
yes that is a good score, you should have no trouble getting a home loan.


nari
Rating
yeah...that's a gud score....I would say u'll get the loan for nice rates..might be lesser thn 8......nd remember not only usage of ur credit cards establishes the credit history...ur monthly payments...such as loans, mortgage(if u have ny) or payin the rent...everymonth....payin phone bills(land line)...payin utilities ...payin cable...all this helps u ....


super.sassy25
Rating
Yes , an average credit score is 625. you would be able to get a car or house loan.


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