 How will cosigning for a Cell Phone affect my Credit? |
A friend of mine was sent to a collection agency because of breaking a lease for an apartment... so her credit sucks.
She's asking me to possibly cosign for her to get a new Cell Phone plan.... |
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 I just graduated from college and am having trouble finding a job! What should I do? |
| I am a single mother of two. I currently am living with my boyfriend and I am not happy. I want to break up but I am afraid I will not be able to find a job fast enough to be able to support myself ... |
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 How does one build up a good credit history? |
| I need to start over and need help! I need steps to to do so thnx!... |
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 I want to build credit but no one will approve me for a credit card? |
| I want to build by credit so that when i graduate college in a year i can get a nice car or apartment. I can not seem to get approved no matter what. i have no credit history and i need help.... |
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 Car loan help credit score? AMEX help credit score? Please HELP!? |
| I have 10 revolving & 3 installment accounts listed, 0 mortgage & 0 other {no student loans, no car loans, etc}. All 13 of my accounts are in good standing. Only 4 of the accounts are open ... |
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 Shall I pull out my credit score on a regular basis? |
| I am having a fair credit score. I need some credit asap and so am trying to improve my score. So shall I need to pull out my credit score on a regular basis? Say once in every 1 month, 3 months, 6 ... |
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 What should I try to pay off 1st? |
| I have a repo on my credit which I owe 6000,I have 4 credit cards 1. is 345, 800, 1004, and 800. Plus I owe a gym 600 Should I try and put all my money towards the repo or should i pay off the same ... |
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 Should my fiance file for bankruptcy? |
| I have really good credit. My fiance made some really bad decisions in the past and has terrible credit. (credit cards, overdrawn bank account car loan .....) We are buying a home . We are planning ... |
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 What would u do if u found a $1000 on a street? |
look for owner?
keep it?
spend it on what? urslef? someone homeless?... |
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 Help...PLZ!!!? |
| My dad bought me a Jacket last week from Wal-Mart store by ( not sure Cedit/Dept Card), and i found it too big, I can't wear it and now my dad is in another country for a business. If i return ... |
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 OMG I can't pay this.? |
| I just got my Visa bill and it is over 800.00, I bought some stuff recently and it bumped up my minimum monthy payment wayyyyy toooo much, Oh my god-I cannot pay them 800 a month. Do I call them? W... |
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 Credit card question? |
| Ok,i bought my game console with my credit card.The thing is,that console is now doesn't work as it should and i'm thinking of getting a replacement from the shop where i bought it...my ... |
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 I have 2g which debts should I pay off first? |
| Okay, I'm going to get my financial aid in a few weeks. (2 grand) I'm planning on using all that money to pay off some of my debts, but I'm not sure which is a smarter thing to do. S... |
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 I'm being sued by a creditor for close to $4000. What should I do??? HELP!!!!? |
| I work but, don't have that much money to pay it off. Can I do a payment plan or something? I don't have any assets except for my car and I've heard of creditors being able to seize ... |
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 Can you cash a check that's not made out to you? |
| i'm doing a fundraiser by selling cookies for my school. I realized after i got the check that i wasn't aloud to receive checks. so i need to know if i can cash this check which is made out ... |
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| Having NO credit is just as bad as having BAD credit? |
| I currently have no credit and can never get approved for anything. There are somethings I would like to do, but first i need to build up my credit but i can never get a chance b/c im always denied. W... |
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 Anyone know of any credit cards you can apply for with little or bad credit. Please none from HSBC bank.? |
| I'm looking for a credit card I can get. I guess either my credit is bad or I don't really have much credit. I already tried for ones from HSBC Nevada bank. Any others I can try for. I ... |
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 Credit card debt advice please? |
| I am in $4000 credit card debt. I am planning a budget, but keep on changing my mind about what to do. Should I pay minimum payment On the cards and save as well so that if I end up out of a job ... |
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sweetietw | Is a credit score of 748 good? what is considered excellent? |
does anyone ever have 850? |
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mattbytes
 |
A 748 credit score is very good. The highest you can have is 850. I work in the mortgage business. I've only seen a score over 800 once. |
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Hayden
 |
748 is definetly good. Rarely will poeple have a score of 820 even. |
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sherichance79
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748 is excellent...i think a perfect score is 850 |
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T
 |
it is good. over 700 is good. over 720 is better yet. over 750 is GREAT. over 800+ is excellent. |
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waggy_33
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it is good but could be better. I know someone with 850 but I'm not that rich. My score is 798. |
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STEVEN F
 |
The median FICO score is 723. That means 50% of FICO scores are above 723 and 50% are below. That makes 748 good. 850 is the top end of the scale. |
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parrothead2371
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850 is perfect.....748 is really good. |
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peacockaeb@sbcglobal.net
|
748 is very good the highest is 850. You will rarely find anyone with an 850 credit rating, very very seldom. I work in a financing office and finding any thing 820 is very hard. My company with give you a loan with no problems at all and you would get a low APR% with a 748 credit score. |
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karrie r
 |
Any thing over a 720 is considered excellent. I pull credit every day and have never pulled a 850. The highest I have ever pulled was a 815. The national average is a 660. |
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brent_goldberg
 |
Yes, that's excellent and you should have no issues obtaining credit. I don't think anyone has an 850. |
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sing i
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its very very good............ |
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DENNY
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There are different types of scoring models depending on the reason for the credit inquiry. For instance, a credit inquiry for a home loan goes through a different scoring model (software) than an inquiry for purchasing a car. It's score factors target different information. There is also what is called a consumer credit score. It generally has the highest of all scores because it's target factors are different and less punitive for lates, past dues, etc. I have seen an 850, but only one in 13yrs. |
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luiz
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it's good but people do have 850's but they have to be rich and a lot of history |
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blah
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that is good. 850 is best one would have to have a lot of money. |
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