 Why do companies do credit checks before hiring someone? |
| I don't understand this. What purpose does it serve? You're trying to get a good job to build your credit back up. You;re applying for a job, not a bank loan. As long as you are otherwise ... |
|
 What happens if my credit card bill has been sent to attorney for collection, and I still don't pay? |
| I have no money. We have had a very hard year. I cannot pay these bills. i have 2 credit cards turned over to an attorney and a hospital bill at collections. My credit is already shot, after ... |
|
 Getting more credit cards help to keep a good credit record??? |
Hi i just want to know if the quantity of credit cards a person has, can help to improve his or her credit record?( i dont have my record low ok)
I have 2 already, but i would like to get ... |
|
 Math Question. I borrowed $950 and want to repay the amount borrowed plus 10% interest over 19 equal payments |
can someone give me the total? Thanks!
Additional Details
I'm sorry, it would be bi-monthly. Can someone give me the formula? It's always good to learn something new. I ... |
|
 How to rebuild my credit? |
I have excrusiatingly horrible credit. (Financial blows such as unemployment, medical and stupidity)
How can I work on rebuilding it? How long can I expect it to take before I have good ... |
|
 Trying to buy a house with bad credit? Where to start? |
| My wife and I are loking to buy a house very soon. I have pretty bad credit (550) and tired of paying rent. I have a three year old and one on the way. The apartment arent big enough for the four ... |
|
 I desperately need a payday loan of £750, I earn £14560 a year.? |
| Does anyone know any UK online companies that would accept me, or accept anyone? Preferably with a lower interest rate.... |
|
 Credit Score ???? |
| there are three CRA'S if I get my score will they all be the same,if not do I need to get all three and go with the highest one. I 'm thinking about a new car and house financing for next ... |
|
 Baclaycard debt sold to debt Collection company? |
hi jonny
I was owing Barclaycard about £3900 12 years ago. since woolwich PLC was purchased by Barclays ny details have now been passed to barclays. barclays has now sold my debt to a company ... |
|
 I have three credit cards. 2,000 balance 1800 and 1700. All with at least 30% rates. What do I do? |
| Many late payments and actually still getting late fees because I am over the limit but have been on a plan with all of them for a couple of months. would like to pay them all off with a lower ... |
|
 How do you endorse a pay check w/ no bank savings account? |
| The bank is closed and i need some money..but know one in my family has the money on them.... |
|
 What the quickest way to repair my credit. I currently have a 530 credit score.? |
| Hello to all. I am looking to raise my score to the 775 as soon as humanly possible. I understand each case is different, but would value any general advice out there. Thanks for your time guys.... |
|
 How can you get a loan for $4000 when you have limited credit experience and no collateral? Is this possible? |
Additional Details
I do not have bad credit just no credit!!! I do not have a cosigner available and I do not have a mortgage(remember NO credit).
My mom is financing a house for ... |
|
 Best credit card to get with excellent credit? |
| I have 'excellent' credit ( 780-give or take a couple points depending on bureaus). I want to get another credit card because as of right now I only have one (when I was younger, I was ... |
|
|  |
anonymous | Is a credit score of like 580 really bad? |
|
 |
 
Foamy4President
|
depending on what kind of credit your looking for, under 600 is bad, 600-650 is ok, 650-750 good, 750+ excellent |
|
thinking-guru
 |
Not terrible - but not great. You would still be approved for many home loans but the interest rates may be higher. After you raise above 620 you are fine. |
|
stephen l
 |
Not unless you are trying to get 100% financing on a home. Credit repair would likely get you above 650 with minimal effort. Many people will tell you that you can do this yourself. You can with a little help. The key is to have the language of your letters correct. The wrong verbage will get you thrown into a turndown stack and possibly blacklisted. Additional tips will help you as well. I have had success with a do it yourself credit repair kit that costs less than $20…….a much better solution to those firms charging per month or $699 for a program. Good luck. |
|
Timmy
 |
It's not terrible, but not good either. You would be denied for any unsecured credit card or personal loan, but you would still be able to get a home loan, but at a higher rate. try to consolidate some of your credit cards and get them paid off... your credit will shoot up quick! |
|
Expert Realtor
 |
Yes, it is.
At the score of 500....most all reputable lenders will refuse to lend to you entirely. |
|
beauty s
|
yes, need 650 or better |
|
$m¤¤v¥ £¤¢¤
|
I agree with spi-fi...It's not the end of the world, but I certainly wouldn't expect to get the best rates. |
|
privacymatters123
|
Credit scores will range from 350-850 with the average of that being 600. However a good score is considered to be anything above 650 and an average score is between 620 and 650. Usually scores are considered to be bad when they are below 620.
As you can see 580 is below 620 and thus is considered to be a bad score. You should read a little more about credit scores and try and raise yours. I would suggest you use the resource center of this site, or that you refer to this article on credit scores: http://credit.privacymatters.com/credit-articles/free-credit-score.aspx |
|
groverty
 |
yes....good luck with that! |
|
SPIFIMAN1
 |
Not really bad but definitely sub-prime. You are well under the national average of 675.
You can still get approved for homes and cars but you will pay higher interest rates. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 26 minutes(s) ago
| | | |
12 | 43 minutes(s) ago
| | | |
12 | 1 hour(s) ago
| | | |
12 | 2 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
12 | 2 week(s) ago
| | | |
10 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
