BARRY B
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Yes. Thousands and thousands are in difficulty because they were sucked in by the numerous offers of instant cash. The old saying 'you don't get something for nothing' is as true as it ever was. The smart thing is to manage your money, not let it manage you. If you have got to the stage where it is causing you grief, plan a way out. No, not off a bridge. There is a fantastic amount of good advice available to those who are sensible enough to seek it. Start with Martin Lewis's website. There are also some good books in Waterstones/Smiths on managing debt. |
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Anjell
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I only have mortgage debt but I bought what I could manage so I can sleep at night.
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Nebraska Born and Raised
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Nope, just a 30 year mortgage that we got 2 years ago and at the rate we're going will have it payed off by 2014. We saved up and payed cash for 2 cars, I'm paying cash for my college education by taking whatever classes I can afford at the time, instead of taking out student loans, and I'm an avid coupon shopper- average $50-$80 max. a month for all groceries, hba, pet food, etc for 2 people. It's just a matter of learning to live within your means while your younger (I'm 22 and have been married 3 years). |
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latebreakfast
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By the grace of God, and my being a tightwad with money, I have absolutely no debt!
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girlygurl23
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I am in bit of debt, but because I graduated from college. I do have lots of debt, but I have a plan to pay it off and have to cut my spending. I am positive that I will recover |
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bobozac
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The CAB have waiting lists for people seeking free debt advice. They have experienced knowlegable volunteers who help anyone that asks for help.
A Stitch in Time saves Nine --- Well, seek advice before you are in too deep to do anything about it. |
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lily_evie
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Let me tell you you are certainly not alone! I got into a lot of debt when i was 18 - i was offered credit all the time and naively i took it - "champagne taste and lemonade pocket!". I now have nothing to show for it apart from red letters coming through the door everyday!
Get it sorted before its too late x |
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Danny L
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Yeh, I owe in £26,000 to Lloyds, Capital One, Vanquis and some debt collection company. I earn £950 a month so will take me ages to pay off. Have done a debt management plan with UK Debt Advisor so not paying any interest which should help. Also stopped them ringing me every other day. Still going to take me a few years to pay it off tho but dont worry your not alone! |
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Worldly25
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Nope, I only buy what I can afford, pay my credit card in full. Keep a daily journal of your spending and learn where the leaks in your budget are. |
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Natasha
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yeah lots of people I know are aswell for us it's about 20k |
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S C
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Nope, sorry.
If you can't afford it, then don't buy it.
Simple philosophy to live by.
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coleblondehead
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2 mortgages one 20k and other 70k
my ccdebt 10k
my hubbys ccd 15k
although I lost my job last year Im hanging in there looking
My husband makes 54k a year so were scrapping by. |
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jimmy_hills_chin
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30k inland rev
3k credit card
that's it |
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Matthew R
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I wouldn't say I'm in "loads". My wife and I have about $10,000 worth of credit card debt.
But we make about $65,000 per year.
So right now it's manageable. Just hoping the cars don't crap out or something. |
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asdfjkl
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yes. im in debt up to my ears and it sux big time!! |
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Ian C
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Yeah and everyone i know has debt. I think as long as you have something to show for it (house / car etc).... |
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