 Not paying cc debt..? |
| my cc cards range from $7-11 thousand.. if i stop paying on all of them will they be able to get the money later on? can they garnish my wages in the future or take me to court? what is the worst can ... |
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 Honestly, how much do you owe credit cards? |
Just wondering how much do people owe in credit cards.
Please be honest...... |
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 Money help, we are so much in debt and don't know how to get out!? |
| I don't know how to get back on track. We aren't making as much money as we were a year ago. Our credit is going down the tubes. Literally! Our credit scores were in the high 600's and ... |
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 I have a bill that might be reported to the credit bureau? |
| I have a bill for $90 that I just got a letter from saying that if I don't pay within seven days it'll be reported to the credit bureau. I already talked to these people like three weeks ... |
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 I have an HSBC debit card...? |
I am looking to buy something online...but the only options for cards are VISA,MASTERCARD,JCB,SWITCH,SOLO and ELECTRON...
My debit card has MAESTRO on it (and CIRRUS at the back) Which one ... |
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 I'm 19 and have no credit but need to get some? |
| what do u suggest i do as i don't have enough credit to get credit cards etc.... |
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 Credit card with score of 636? |
| what credit card can i get approved for with a score of 636 and i derogatory item on my report which i am currently disputing i already have a secure credit card i am just looking for a way to ... |
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 Will I still have a bad credit? 10 points for honest answer. Thank you? |
| Over 2 years ago I had a minor accident. I went to the hospital for couple times. The bills were about $990. I had a health insurance, but the health insurance have never paid for it. Finally, last ... |
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 Where and how to apply for credit card? |
| Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.... |
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 E-bay / pay pal? |
| i have just sold an item on e-bay(first timer!) the payment is in my paypal account but not in my bank acount yet(had a few prob getting my way round it),is it ok to dispatch item to buyer, as i feel ... |
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 I have poor credit. Where can I obtain a small $600 loan/credit card with no fees.? |
| I have poor credit. Where can I obtain a small $600 loan/credit card with no fees. I need the money to invest in a new career that will hopefully get me back on track.... |
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 Credit cards for kids? |
| is there a credit card where my kid can use it but i pay it off?... |
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 I (minor) just bought a visa debit card, and my mom won't let me activate it.? |
| I'm 15, and I just bought a visa debit/prepaid card from HEB/netspend.com, and was told that in order to activate it, I was told that I needed to fax them my mom's social security card, my ... |
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 What is considered a Good credit score.? |
| i just receive my score one is 660, 690,689. so am ??? in terms of what is a really good score.... |
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 I have had a letter from a debt coll. agency. The debt is from 1997, am I still legally bound to pay? |
| This is relevant to law in England & Wales - I have heard that after 6 years, the debt is 'statute barred' ie expired, and although this debt agency has threatend me with court, would ... |
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 Do you think it's right that an employer makes his whole hiring process based on your credit.? |
Additional Details
Ok, what if the person has fell on hard times and bills got backed up judgements fell on them and no one would hire them because of such. You try to better yourself ... |
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 New capital one credit card? |
| ok i just got approved for my first credit card a capital one it should be here in 10 days im very good with paying my bills so that not a problem it said that i'll have a 0% intro APR untill 4 ... |
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 What are the chances of being approved for a mortgage if I can put 50% down? |
Small home worth 35k, selling for 25k (by my uncle). Continuous work in the same field for appx 1 year, and credit score 620ish.
*Fiance wants to liquidate and invest his mutual fund in ... |
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dream08 | Is anyone in my situation..I havent paid my credit cards in 2 years!? |
I just couldn't. Now i'm freaking out because I don't know what could happen from here...Someone help! |
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Sugar
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You have had a free pass for a long time...now it's time to pay up. |
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Bonanza de stupido
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You seem to have a slow reaction time here. |
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jthmliveson
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While I've been smart enough to not get a credit card, I have been in some debt, and as long as it isn't totally life threatening, you can pay it off over time.
It might also depend on how much you have on your credit cards... |
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ββββββββββββββββββββ
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well, you won't be allowed to use your credit cards anymore until you pay..
why didnt you pay?/? |
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ty_beck_hay
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I have not either. |
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tad_naomi
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This is why we are in this financial crisis. It's not your fault . It's the credit companies. They should never have loaned to people who have no idea what credit even is or what could happen to them if they don't pay.
You should start paying something on it even if it's the minimum amount. If you don't your credit score will go way down (if it hasn't already) and you will never get credit again. I say never cause it will feel like never. If you file for bankruptcy (which I wouldn't unless you were over 20 thousand dollars in debt and have no way of paying it off) you would still have that on your record for 7 years.
At this point they have probably added all the late payment fees to your debt and they have probably turned you over to a debt collectors agency. Have you gotten lots of phone calls or emails or anything of them trying to contact you and get their money? If not they that's odd. If so you need to get back to them and work out a payment plan to pay it off. Just PAY your debt...it's the best way out of it. |
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β₯ mademoiselle
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You're in major debt. I suggest (I know it'll be hard on yourself), but get a well paying job for the time being. |
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Dinkie
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idk whats going to happen so pay em off ASAP |
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googie
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Unfortunately, there are too many who think credit cards are blank checks. They are totally irresponsible, blame most every one else for their shortcomings, don't support their children and are the dregs of society.Cut up the cards and use cash only. |
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Judy
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Employers check reports.
A ding like this will prevent you from getting a trusted job.
/ |
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Eddie's friend Samson
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You can find on the internet ways of getting the interest off and make a payment plan.
And pay just the cost. Use the internet and look for a helpful answer there. |
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cutie pie
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I've been in this very situation. If you can now afford to pay them off do so now. if there in collection status then pay the collection company tell them that you want a letter stating that the debt is paid in full and noted on your credit report. I went more than two years. Sometimes they'll even take half of the final bill. Just make sure you get it in writing. when i did this my credit score started to rise within a year. and with in two years it went up by 200 points. |
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the_boldens@sbcglobal.net
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Contact the credit card company and be truthful, but professional. Try to make arrangements to repay. While making arrangements to repay ask if they will clear your credit if you fulfill your arrangements.
I have heard stories that they are reducing the interest rates. |
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sosagely
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I haven't paid mine in going on 2 yrs. I just grabbed a credit report, and they had all been turned over to collections. My one credit card that had only 500.00 dollars charged on it, is now up to 999.00 thanks to a million fees. If you can't pay them, you can't pay them. Its bull that all the credit card companies are getting bailouts for managing their money wrong, but those of us that actually need the help and are drowning are expected to pay. I can't and won't be paying anytime soon. I know a lot of people in this boat right now, try not to stress too much about it...you won't be going to jail or anything. Worse case scenario, you won't pay and they will try to garnish your wages. try calling up the companies and setting up payment plans, most of them are pretty good about doing that.
I just tell myself "its just money, and when I am someday on my death bed, this won't matter. I won't be thinking 'gee, i'm sure glad I paid off all my credit cards before I died.'" |
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