 How do you get good credit? |
i wanna know
does it work on how many stuff you buy and how quick you pay it ... |
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 I'm 21 and looking for car loan options...? |
| Does anyone have any advice for me? I'm 21 years old and need to purchase a new car. The only way I can do this is to take out a car loan. But I'm not completely sure where to begin.... |
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 I need $10,000 is there anyone that can help me? |
| There have been agency in europe trying to scam me. Is there someone who can give me a loan. If there is someone for europe who is not trying to scam me contact me. Also for the agency in europe. I ... |
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 How to get a creditor to stop posting on your credit after 10 years? |
| i had given my truck back to the bank march of 98 couple of months ago i had all 3 credit reports take it off but noe they have sent it to another collection aggency. i paid 20k for the truck in 97 ... |
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 Can my wifes creditors make me responsible for her debts and take money from my house in my name only? |
| We both owe money, but my wife has no job due to long term ill health and is not on my mortgage. She has never financially contributed. I use a debt management company and wondered if her creditors ... |
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 Credit cards? |
what is the best type of credit card to get in your opinion? one with a low interest rate and no annual fees?
Thank you!... |
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 If I could, what would be best to pay of first: Student Loans or Credit cards? |
| I owe about $10k in credit cards and about $50k in student loans. I feel I should ditch the credit card debt first since I can claim my studen loan interest on my taxes. What do you think?... |
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 What's the best way to find a new credit card? |
| We currently have one credit card, but the interest rate is ridiculous. I want to transfer the balance to a card with a lower interest rate. What's the best way to find a new card with lower ... |
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 How do credit cards work? |
| Do you not get charged finance charges if you pay the minimum monthly payment or do you have to pay it off fully every month?... |
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 Do medical bills stay on your credit if you do not pay them? |
Additional Details
does it effect your credit or just stay on your ... |
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 Can I withdraw all money from credit card ? |
I would like to withdraw all money from my credit card, because i have to pay for something, but they do not accept debit/credit cards.
I don't mind to pay some charges/interests. I want to ... |
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 I have multiple accounts in collections that I'm paying on monthly.? |
| How long would it take if I start to double up on my payments for my credit score to rise?... |
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 Can a hospital bill ruin my credit If i dont pay it in full? |
| I don't have insurance, and I got a bill for $600 and then another for $200. I dont have that kind of money, I sent in $50. and when I get paid next I plan to send more. But will it be bad ... |
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 How do begin credit when you've never had credit before? |
| I mean to apply for a credit card you have to have previous credit...but if you've never had previous credit..how do u apply for a credit card and actually get one?... |
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 How many are too many credit cards? |
| I have 10 and my spouse has 13. Is this too many or not enough?... |
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 Even though I paid the debt, I can't open a checking account after being reported to check systems. Help me? |
| I had an overdraft that went unpaid and was reported to check systems. I paid the debt in full, but I'm still unable to open a new checking account with any bank. What can I do?... |
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feelingfine | Is anyone responsible for my credit card debt in the event of my death? |
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Credit Guru
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When you die your estate will go through Probate, where all your assets(if you have any) and your debts will be reconciled. If you are the only signer on the accounts at your death and there isn't enough assets to cover your debts then the creditors will take their share determined by the court and write the balance off.
If there is a co-signer then they will go after them for payment. |
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dumplingmuffin
|
no it dies with you |
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pms
 |
I think if you are married your spouse may be responsible but I know for sure if anyone Else's name is on your card they are very responsible. Check with your card co. and see if they have an insurance policy to cover all payments if you should die. Also check the information they send you to see if the answer is in it. I would say call but I am sure they will say yes. If you have legal advice near you call and ask them. But don't forget the each card has different rules. |
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Frank Castle
 |
There is not enough information to answer your question. |
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redunicorn
|
Yes, the person that gets your estate. |
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gapdream24
|
Yes, I agree with the first answer. Your estate has to pay for your debt. |
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baji10
 |
noway |
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duckboy007
|
Look, if you are considering death, to get away from your credit cards, or crumby life.....you can work through your debt and problems...
my friend had some serous gambling problems and was basically homeless, and ready to die, with the help of god she was able to turn her life around, she filed for bankruptcy, got all her debt wiped away....$25,000. and now is doing well...she has a HS diploma, and is now making $60,000 a year as a property manager...she filed for bankruptcy approx. a year ago....WHAT A DIFFERENCE A YEAR CAN MAKE!
you can work through it...best wishes...
it is mostly the fault of the credit card companies for giving credit out to anyone.....they are worse than casinos....
I heard a good statement once...you can't squeeze water from a rock....if you don't got the money to pay it, well, you don't got the money to pay it...
The credit card companies charge crazy rates to make up for the people that wind up defaulting or bankrupting, its a cost of doing business...
tell all your creditors you are filing for bankruptcy...keeping work hard, or start. Cut your costs and save your money...and go to church at least once or twice a month... |
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nonmarvelous
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From what I've read in the site below, your estate pays for whatever debt it can. |
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Rhelynn
 |
I've heard your family (usually the people who get your estate) have to pay for it. They can try to fight it with a lawyer. I heard a story about an old lady whose family was still getting calls about her debt three years after her death -- they finally had to settle some portion of it. |
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