 Can a debt collector find you with....? |
can a debt collector find you with only your name, email and old address?
Additional Details
they have no other information on me. they dont have my phone number, ssn, none of my credit ... |
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 Credit Card Debt Help!!!? |
| Here's the story.. I had 5 credit cards that I have been paying off.There was one big one for 7000.00. I tried to work out a payment plan and the collection agency would not work with me. Now I ... |
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 How many months does it take to see an improvement in your credit score? |
| If you are paying on time, keeping credit card balances low, and not incurring any new debt? How long does it take these responsible actions to actually start causing an improvement and increase in ... |
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 Does getting your free credit report take off points? |
| When you get your one free credit report each year, does it take points off your credit or count against you in any way?... |
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 How much of a balance should I keep on my credit card? |
| I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ... |
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 Maxing out a credit card for one month? |
| Does this do anything bad to your credit rating? If I max out a credit card (not going overlimit) but then pay half of it off the next month.... |
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 Cut up Credit Cards? |
| Do businesses really cut up maxed out cards? Or is that just a myth?... |
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 Is mastercard and american express accepted everwhere? |
| I know visa is universally accepted i wondered if those two are worth ... |
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 Bad Credit........how can I repair it fast? |
| Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me ... |
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 Has anyone ever used a debt settlement company and if so, what was your experience? |
| I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me ... |
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 What is the Cheapest way to improve a credit score by 90 points by the end of the year? |
Preferably without getting in more .debt
Additional Details
I have a 610, with no latefee's or bad marks on my score.
I just have a high debt to available ratio. - 70%... |
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 How to use credit card? i am not sure.? |
hi there.
i just bought a desktop computer by my credit card.
now i have the computer. but i am not sure that how the payment happened? i just gave the credit card number which can be done ... |
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 Exceed credit limit on a credit card by a lot? |
| This is going to sound weird... but... lets say your credit card had a limit of, say, $3k, and you went $15k over that limit. I'm not talking about spending $15k on one purchase. I'm ... |
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startwinkle05 | Is buying something from a rent-to-own store a good way to build credit? |
I know they charge way more than buying something outright and I know they charge high interest rates, but I really want to build credit without having to get a credit card or any kind of personal loan.
Additional Details
So it doesn't help to be able to put them down as a credit reference? |
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bluedoggy2006
 |
The best way to build credit is get a loan and pay it off. You could start by betting a store credit card. If your making payments to rent to own, then you have a line of credit with them and that should help. |
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princess_di20
 |
NO, not only do they charge you an arm and a leg, but they do not report anything to the credit bureau, that you are actually making your payments and making them on time. |
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Waine
 |
check these and then give me ten points as I gave you more info :-)
http://credit-cards.ebookorama.com
and and http://finance.ebookorama.com |
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Alejandro S
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There are other places like furniture stores that will offer financing without high interest rates, and will help build your credit. |
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Frank Castle
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No.
Top 3 Answerer in Business & Finance. (Vote for me) |
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Justme
 |
I rented to own a washer/dryer which was only 74.00 total a month for both(37.00 each). I was paying 24.00 at the laundry matt. That was without the soap. do the math. I have 4 kids and we accumulate lots of laundry. The washer and dryer showed seperate on my credit report and it said never later. Even if i was going to be later i would call them and tell them and it never shows late on credit. I have rented to own before and returned the furniture and it still said paid in full. Its good on you credit. |
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ugafan
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the rent to own store is not a good idea. you pay a tremendous amount of interest. you would be better served getting a credit card and paying it off each month. you can also rent an apartment or finance a car to build credit. |
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nora r
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I heard it was a good way to, but you have to make sure you pay ontime. If you don't, it can also damage your credit |
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pipester6
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no not really, rent to own stores are not connected to the credit bureau if you fail to make payment then they come and recover the merchandise and you are no further ahead |
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