 How long does it take to raise a credit score? |
| I just got my credit reports from two of the credit agencies. My score was 550 on one and 625 on the other. I've started to talk to a few collection agencies and have sent payments in full to a ... |
|
 How long does a bad credit entry stay on file if it is not paid? |
Additional Details
i won't just pay it because of the principal that i do not owe it but can not get them to remove it from my file after months of arguing about it time and again.... |
|
 Can a buisiness charge a fee for any credit card transaction? |
| I live in San Francisco. In my old hood the corner store charged you for credit/debit purchases under a certain amount. My new corner store charges 50cents for any and all card transactions. Is that ... |
|
 I've been told I have NO credit..how do I get some??..I have owned a house so I should have credit? |
Its hard to get a loan with no credit vs. bad credit
Additional Details
banks dont have to repor t credit so its not instant credit if you take out a loan and re-pay it even if its on ... |
|
 Has anybody had any luck with debt consolidation through one of those companies? |
| Im about 10 grand in the hole! I have been missing payments to credit cards lately, and have medical bills that I haven't even considered paying. I just make sure I keep my rent, and my care ... |
|
 Paying off credit card and overdraft debts? |
I have £3,500 on a credit card which is 16% interest rate which works out at approx £80 interest per month on top. I also have an overdraft of £600.
I have gone on to uswitch but ... |
|
 When a credit says they ae going to take you to court for an 8 year debt are they lying or can they do that? |
| When a credit says they are going to take you to court for a 7 year debt are they lying or can they do that? I got a call from a "lawyer's office" saying that If I dont pay I will be ... |
|
 Will i be able to make complete a transaction that exceeds my Credit Card limit? |
| i got a credit card with a limit of $500. its new so i havent used it yet. i can pay off the bills and wat not but i wanna know if i pay a ps3, an extra controller and rainbow six vegas, will i be ... |
|
 What should you do when your parents taken out credit cards in your name and been using it? Also been late? |
| I love my mother very much but when i rcvd a call from collecters stating i have 5 credit cards in my name, i was very upset with her. I dont want to charge her with fraud but i need these neg- ... |
|
 Collection Agency Question? |
I've heard conflicting information so I'm looking for some definitive answers. With regard to collection agencies:
1. Can they actually sue you and/or even collect the debt in ... |
|
| Having "TOO" much Credit? |
Ok.
So I was told at the tcar lot today that I have too much credit and can't get a car.
I pay every single bill on time and have mulitple credit cards that i pay on time.
... |
|
 Is this a scam? |
| Someone sent my wife a $3500 check from south africa with a letter stating I won a $900,000 drawing. They said the 3500 is to cover the taxes. They want me to cash the check and they will make ... |
|
 I need car finance but have no proof of income and bad credit history is there any lenders? |
| i was discharged from bankrupacy 3 years ago and most of my work is cash so proof of income is difficult to ... |
|
 If I pay my credit card off completely every month, then how does a credit card company make money off of me? |
| i've paid my credit card every month completely since i've had it. i have excellent credit. My credit card is American Express. If they know I pay it off every month then why do they keep ... |
|
|  |
pablo escobar | Is credit card debt, destroying the life of people.? |
Some people owe staggering amounts.
When you owe over 3K on a credit card and only pay the minimum payment it would take 10 years to pay it off if you mever used it again.
I believe they should have the interest rate on them capped at 10% by the goverment.
They make enough profit as it is. |
 |
 
Piztaker
|
Only the stupid ones. |
|
more4yourlife.co.uk
 |
Yes it is, but until you decide to wait and save before you buy rather than get it on tick, then it is your own fault. Even the boss of Barclay card said he would never use one as a way to borrow money as the interest rate is so high.
The way to avoid all the hassle is to take control of your money and not have money in control of you.
If you look at it how many things that you spend money on do you REALLY need and not just want? When you are in the hole the best answer then is to stop digging. If you need more money to help fill in the hole look at the links below |
|
robert w
|
Pablo,
capping interest is an other step to Social ism and Fascism. we have done enough damage with the Patriots Act.
What is needed is education of fiances
(not buy credit slave cards or bankers) starting in school. unfortunatly because most 'adults' under 60 do not know how to own their money.
may i suggest a reading
'total money make over' d.ramsey helps our folks retain their cash.
spending less and getting more value from their paychecks.
our associates have a mandatory read of the books. |
|
GashlycrumbTiny
 |
I don't have a credit card.
So, no, it's not bothering me.
I think a lot of people are living WAY beyond their means, buying crazy-expensive houses on 40-year mortgages, running up big credit card bills, buying fancy-shmancy vehicles...credit cards are nice for, say, booking a hotel room or plane ticket, but shouldn't be used too often.
The only thing that's really great about credit cards that you can't get with cash or checks is that you're not responsible if you get scammed or your holiday location gets hit by a hurricane or something. I never had one of my own (I had a copy of my parents' card for plane tickets when I was in college, or emergencies) and my credit's good anyway.
I guess the main problem with them is that they let people be way more irresponsible than they could ever be with cash or checks. I mean, you bounce a check, you got $80 bucks in fees and a negative account balance.
Credit cards, though...the fees and debt just keeps growing like that giant underground fungus that swallowed up Mulder and Scully. They felt just fine but they were actually being eaten by a big slimy blob...yeah. That's credit card debt for ya.
I don't think people who can't pay their bills should be extended so much credit. If you can't pay one bill, you shouldn't be given another card, and another card, and another...and the limit on each card should be capped if the cardholder can't pay.
If it were just a matter of stupid behavior reaping big nasty consequences, that would be one thing, but credit card debt also has deception and shady business practices mixed in. For those who really can't stick to a budget, the credit card companies should cut them off instead of raising their limits and letting them get multiple cards.
They're such enablers. |
|
Duane
|
It can if you have no self control, but if you fall into that category then what else will do you in? |
|
vambosthirdincarnation
 |
This must be a great worry for some people, but there are a significant number of people who couldn't give a monkey's HOW much they owe the credit card company. They just don't pay it. I think these are the ones who have got it right, personally, although I'm not one of them. |
|
news hound
 |
obviously there are various reasons why people have credit cards,but in life there are also people who will get into debt irrespective if they posses a credit card or do not, there should be a mandatory limit on the card what can, be owed Religiously enforced. access to the credit cards system is too easy. More scrutiny needs to be implemented prior, to a person being issued with one. Yes there is an abundance of evidence that lives have been ripped apart by credit card debt |
|
den
 |
Yes it is and thats a great idea but it probably never happen |
|
Diane M
|
I dont think the government should be regulating private businesses because some people do not know how to use credit wisely. When we were a cash only society people only bought what they could afford. Now we have the mind set that we want everything now even if we dont have enough money to buy it and that we deserve to get it. |
|
speak up
 |
and when you want to do something,i suppose you'll be happy to have the govt.. intervene and make you do what they want too???? |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 22 minutes(s) ago
| | | |
10 | 57 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 3 day(s) ago
| | | |
10 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
