 Which Credit Cards to Close? |
| I'm working on downsizing my debt, and I've done well in my opinion over the last 8 months or so. Several of my credit cards (I know I shouldn't even have this many open) have zero ... |
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 Credit collector is threatening me a law suit, what do i have to do? |
| after I graudated, I could not find a job for months and could not pay the credit card debt, which was 9800(includig late payment and interest). It was handed over the collector, they offered me to ... |
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 Is bankruptcy right for me? |
I am really considering bankruptcy but since it is a major decision, I would really appreciate some feedback from people. Heres my situation:
1. I am 22 years old (23 in 10 days, 33 years ... |
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 Debt collector refuses to send me a receipt.? |
| I recently paid a debt in full but the debt collector says that they will not fax a receipt to me. They say the only way is for a bank or someone looking into my credit to fax them a inquary request ... |
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 Is it a good idea to pay off credit card debt by taking a withdraw from a 401k account? |
| Recently divorced, had to use credit card to buy furniture, household items, etc. I bought a house, but had to use the equity to purchase a new furnace this past winter and replace the windows. I ... |
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 I no longer use a credit card. Do I call to cancel it or do I decline calling to activate NEW replacement? |
| The replacement was sent to me because the former card expired. I have not charged anything to this card in years.... |
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 Question about BofA check card...? |
i just got my Bank of America Check Card in the mail yesterday... it has the option of both credit and debit on it... but with it, i did not recieve a PIN number.
do you even need the PIN ... |
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 Is credit card a necessity in day-to-day life??? |
| Please provide me sufficient information on why one needs credit card???... |
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 Withdrawing from an ATM? |
| Is it possible to withdraw from your checking account at an ATM that doesn't have sufficient funds? How much will it cost me to overdraft? But I have the intent paying back the bank in less ... |
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 Credit Card Numbers? |
| How can one use credit card number if I give him / her away mine without the actual card ? If you can not sweep the card at the register, my card is safe right? If not, how can I track down who is ... |
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 Does my address go against my credit score? |
If a previous occupant has a poor credit history, will this affect my credit score?
Additional Details
If a previous occupant has a poor credit history, will this affect my credit score?<... |
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 Can somebody use my credit card even if he doesn't have my credit card? |
| but when I give him my credit card number can he still use my credit card with it to pay something?... |
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| I owe on my car, can they freeze my bank account? |
| I owe soo much on my account in SC for my car that they will not accept a payment arrangemant or defer a payment. I am saving to by me a used car for no more then 3500.00 dollars. Then I am going to ... |
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Amby | Is having £1000 on a credit card considered as being in debt? |
Even if I am paying atleast £50 a month to clear it and its interest free for a year. |
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MellowMan
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Until you pay it off, yes. |
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pedro_peewee
 |
Of course it is a debt and it will be until the outstanding balance has been cleared. |
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LadyDJ
 |
A debt is something you owe - so technically, yes you are in debt!
However, it is not a big debt... and is not a 'bad' debt until you default on any payments...
Can you afford to pay off even £10 more each month? You really need to pay it off before you come out of the interest free period, so you don't end up having to pay back a llot more than it is actually worth |
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leambi
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Yes, unless you pay it off in full then you are in debt. |
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leonardhomes@sbcglobal.net
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If you owe money then yes you are in debit. |
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Marky
 |
Yes.
If you cannot pay it off quickly, and paying in installemnts then yes - irrespective of how much interest you are paying.
You will only pay off £600 at that rate so yuo'll need to sort this out. |
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Della
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Yes! If you pay off 50 pounds a month you are only paying off the interest and you are not actually paying off what you owe.
What would happen if yo lost your job and couldn't find another for a few months?? You wouldn't be able to even make these payments and then you are in serious trouble.
Once you can't pay the money back I've heard that banks get really nasty....
Try and pay off 100 pounds a month for a year to clear it...don't spend on it at all and use it only for an emergency.
Debt is a burden and ruins your happiness...so be Strong and get rid of it asap whilst you are earning money. xx |
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Maja P
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uhuh |
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Martin
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Yes it is. Until the time you have debts in your cards your credit score will not reflect in your way. I know many people take a debt consolidation loan and they pay off in time. What happens is, when you pay off this bad credit loan ( http://loan-guides.net ) your credit level automatically grows up. |
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