 When you file bankruptcy, does all your bills get paid off? |
| my friend filed for bankruptcy and she got out of debt and now she has a new car and a new house. How is this possible? Dont you have to pay some back?... |
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 Bad credit? |
| Okay, i lost my social security card and now im afraid someone has it and will ruin my perfect credit. Is there anything to do or am i screwed?... |
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 I loaned my friend over $8,000 just two months before he died suddenly 3 weeks ago. Can I recover the loan? |
| He wrote up a contract to repay me within 2 weeks of the loan, expecting a big compensation check that never came in time. He was in desperate need to buy a truck, tools, etc. No will, no savings ... |
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 Need help getting a loan to pay off credit card debt!! Help!!? |
| Were trying to get our finaces in order and trying to get out of debt. Our main problem is Credit Card debt. We got stupid and opened up a few credit cards and now our credit looks horrible. Our ... |
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 Where can I get a credit card? |
What is the best company to go with for getting a credit card? I am going through a bankruptcy, so my choices are limited.
I am from Canada and was thinking about "Capital One".... |
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 Will they actually check? |
| My best friend is unemployed, I let her use my computer to apply for jobs thinking it may be a little faster. Here's the deal she applied on-line for employment with a cell phone company. She ... |
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 What happens when your in debt but then u die? |
| if u found out the u only had a month to live, and u have a no limit credit card right. so knowing that u only have 1 month to live u spend all u can. u buy a ferrari and a house and stuff like that. ... |
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 Will you pay off my credit card debt ???? |
Pleeeeeeeeease!!!!!!!!!! Its only 750 dollars ---
Im trying to get my credit score over 700 --- this would help out sooooo much -- come on -- consider it a good deed !!!
Additional Details<... |
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I have three credit cards (yikes).
Here's a breakdown: (CC=Credit Card)
CC1: 1300 balance at 32% interest rate.
CC2: 300 balance at 0 interest for another 4 months.
CC3... |
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 Can I use my CapitalOne Credit Card that has a Mastercard logo at a ATM machine and just take money out? |
| Just want to know if i can take money out at a local ATM that accepts my card without having to use my card at a store.... |
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| I am on the electoral role, pay my bills on time and have checked Credit Expert. I am at a blank? Does anyone know what else could affect this?... |
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 What's going to happen if you stop(or refuse) to pay your credit card debt of 6 grants??? |
Let's say you got 2 credit cards, on your 1st one you owe $1,000
nd on 2nd one you owe $5,000 and you refuse to pay your credit card debts off, what's going to happen then???... |
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 HOW CAN I MAKE MONEY online or somewhere else thats not a scam??? |
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cardo11 | Is her debt now, my debt? |
I have been troubled because my wife had lots of debt before we got married. I am now building my credit, but somehow, I am worried that because we have a joint account to which the debt is associated. Will I be 50% responsible for any debt owed, or will I only be responsible for debt incurred after the marriage? This has been on my mind for a very long time now, so feel free to explain in full. Your advice is greatly appreciated! |
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Gatsby216
|
You need to sit down with her and go over every account. You both need to do the bills every two weeks. And you need to see every statement, very important. For some reason a lot people think it is OK to lie about finances, ie hide thier overspending.
You will be responsible for accounts that are a co-signer on. Do not get listed as an authorized user on her accounts. Now if she defults, creditors can go after joint assets.
If you are worried it is probably for a good reason, and I would bet you are understating the issue. You need to see a financial counselor and get some books on the topic. Then ask your wife to get with you on the topic.
You can deal with it now or later. Good luck. |
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Berry
 |
When you got married, you changed your pronoun from "I" and "me" to "us" and "we." Dave Ramsey has some great tips on this. If you go to his website, you can find out what radio station he is on near you. daveramsey.com
It will make you stronger. You are now one. You can set goals and get excited about paying YOUR debts off together.
Good luck. It's great that you are seeking advice.. it shows you care...... |
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FaZizzle
|
As a couple, you will be responsible for your debts as a COUPLE.
However, your credit score and hers will remain seperate. No need to worry. |
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kev l
 |
yes most likely you are ,, to be sure ask a lawyer |
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bailie28
|
if your name is on it..you are responsible..having went thru a divorce...what is on my credit report are things that were only in my name..on his everything that his name on it..and there were a couple of things we shared... |
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zebra
 |
Technically, you are only responsible for the debt incurred after your marriage. However, credit card debt is unsecured debt...so technically....they can't come after you or even her if its not repaid in a timely matter. For that reason, credit card debt is the best debt to have. |
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echo
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You will be responsible on any account that is a joint account.
If any of her accounts are in her name only, or you are only an authorized user, you are not responsible.
If you happen to live in a community property state, there is a "possiblilty" that you "may" be held responsible for accounts that are in her name only.
You would have to check your states statutes if you do live in a CP state as some CP states do not hold a spouse liable for certain types of debts. |
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kittenpie
 |
Yes, you are now partially responsible for her debt! If you have not already gone through some financial counseling together, now would be a good time to start. You both need to be aware of how the other's finances affect you, because for better or for worse, when you're married, your financial histories and liabilities merge too! |
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shop2early
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Yet you married her knowing of her debts. You should have waited until she clean up her act. |
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samikay2683
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I used to work in debt collections. (I got fired for being to nice to people.) It truly depends on which state you live in. |
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elims4ever
 |
Check your credit online. (Annualcreditreport.com) You can check your credit from each credit bureau once each year. As long as you are paying the minimum payment each month and don't have any late payments your credit will remain relatively good. You want to make sure you don't have a lot of high balances and almost maxed out credit cards. For $5 you can check your credit score. |
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Extend Expiration ♥ ♥
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If you are a community property state then it is only what is accrued after marriage that is considered jointly held, unless of course you have an agreement otherwise -- on paper |
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Robin
 |
Do you live in a community property state? I know that creditors can garnish the spouse's wages for debt incurred during a marriage, but not sure about debt incurred prior to... |
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tarrantmatthew
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your screwed |
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kel m
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yes if your wife wast to die all her debts would be yours. |
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