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 Why should I care about the credit crunch?
If I didn't watch the news, I wouldn't even know about the 'credit crunch' or 'recession' - we even bought our first home this year! The only thing I've noticed ...


 I am unable to pay the personal loans that i have taken from banks?
what to do it is impossible for me to pay the bank loans which i have taken from diffrent banks .I have no property right now,but i want to pay the loans but i will be not able to pay the intrests is ...


 How in the world do you actually get a FREE credit report with out a credit card? I never had one.?
So why cant i get approved for any thing? Not even a credit card they said that my credit is to bad. I havent even done anything to my credit to be bad.
Additional Details
Thank you all. ...


 What are some of the best credit cards for someone to start a credit history?
This person is a student and will graduate soon and wants a card so he can establish credit. Any ideas on a good one for someone who has never had credit?...


 I filed bankruptcy in 2004, should negative information continue to show on my credit report?
...


 My sister opened a credit card in her name and my mom's, ran up a lot of debt. Is my mom legally responsible?
One of my sister's opened a credit card account in her name and my mom's and ran-up a lot of debt, all without telling my mom. The account is now delinquent and in collections and the ...


 I received a letter stating that my account had been placed with a National Collection Agency?
This is a medical bill apparently. The first sencence says Your account has been placed witha NATIONAL COLLECTION AGENCY. Our client has not yet received full payment from lab work your physician ...


 Credit cards /No credit history?
I would like to establish some credit history since i have none.
Is there a credit card that will except me with no prior credit history?
Additional Details
i see a limited credit ...


 Collection Agency Claims They Have a Warrant...?
I just got a phone call/message on my cell phone and my voice mail at work from a company called Delanor Kemper & Associates. They claim that a creditor that I dealt with almost 2 years ago is ...


 Money Question ? Help !!?
So i really need money but i cant get a big amount of money all the time i spend around $106 every month, do you think i should get an allowance for around $132 every month instead? but im such a ...


 Mother messed up my credit....?
I got my credit report and now I know why I haven't been able to get any credit. I'm 24 now and living on my own. When I was 18 my mother took out a phone and cable account in my name.M...


 Can a debt collector take a vehicle that has a lien on it?
I owe a small debt from a medical bill that's been turned over to collections, they are threatening to take my vehicle which is financed, it has a lien on it. Can they take it....


 Can i cancel a credit card even if i owe money on it?
...


 How to and where do u get a perpaid card?
I wan to buy a hockey stick online, but i need a credit card, im 16 and my mom doesnt want to use her card, even though i said ill pay for it. I found there is a something called a perpaid card and ...


 I CoSigned A Car Loan for my Fiancee And...?
I co-signed for a car loan for my fiance and during the signing realized that his name is in the co-sign position on the loan docs while my name is the owner.
When I mentioned this to the loan ...


 Is a credit score of 571 for a 23 year old good?
...


 How to raise credit score?
I'm trying to raise my credit score and my score is a 486. I started paying what I owe and my score doesn't even raise after several months. Are there other ways to improve the credit score ...


 What is the diffrence between credit card & debit card ?
...


 I want a boob job but have bad credit, does anyone know?
how I can get them financed?...


 Cant get credit?
i can not get credit to save my life. my situation is this. i earn about 24k, and im on a debt management program and have been for 3 years and it is not an iva, also my monthly payments have never ...



Kathleen M
Is it Possible for two people to have the same Social Security #?
I just found out that someone has a credit card in their name but using my social security number. I have never seen it on my credit report, and when I spoke to the credit card company they said this has happened before two people using the same social and it isn't illegal....How could this happen? and Will it affect my credit even though it's not in my name??? I'm so confused.
                     
 




Ceebee
You got some bad information. Your social security number is unique to you.

That credit card company possibly has made a mistake when they entered the other person's number into their system and they need to correct it immediately.

The other way your ssn is used on another account is from identity theft. Many times bits and pieces of different people's personal info are used to open accounts. That's called 'synthetic identity theft'.

That other account WILL affect your credit. Dispute it and have it removed.


redneckgirlinpaintedonrockies
Rating
It is illegal. NO two people in this country can have the same social security number. Its called Identity Theft. File a report with your local police department and contact your local credit reporting agency to flag your credit file. Then contact the credit card company and ask them to close the account or you will file a lawsuit against them. You may also need to contact an attorney for help with the credit card company if they won't close the account.


.
Someone is stealing your identity. You better do something right away before you are so in debt that you can never get out.


radio80flyer
It is not possible for two people to have the same social security number. If someone else is using yours, I would contact the social security administration and report it. They could be stealing your identity and you'll end up paying for things this person purchased. DO IT TODAY!!!


marty
You need to get hold of the Social Security Administration and report this. Sounds like identity theft.
No two people are suppose to have the same number and yes it can effect your credit rating because if someone else stole your SS number the person they will be looking for when an account is not paid is you. It can ruin you for life.


pretty
Rating
it is not possible for someone to have the same ss#, it only means that someone has taken your identify you have to report to your credit report and your social security office.


Special K
Rating
Identity theft is a crime. Get off your computer and call the police NOW!!!!!!!! They will direct you to the proper channels.


replexgirl
I've never heard of it and I wouldn't just accept that answer. I would take it further and find someone that can answer you question more thoroughly and satisfactorily.


enzo10258
Rating
well if 2 people have the same social security number it isnt right have you got it wrong or something plus if 2 people use the same number yes it will affect the credit if its only 1 number


crazyguyintx
Social Security has a toll-free number that operates from 7 a.m. to 7 p.m., Monday through Friday: 1-800-772-1213. You should report the other person to them.


jstjen71
Rating
People are screaming "Identaty Theft". Yes this could be a possibility, but what is more likely the problem is that the person at the credit card company typed in the wrong number. One must remember that a computer is only as smart as the person opperating it, and there is even human error incolved with computers.

It will be a hastle to get everything fixed. First let the Social Security administration know what is going on, then you will have to fight with the credit card company to have them correct their error. They don't like to admit their mistakes. When you talek to the Social Security Administration write down everything you talk about, even the part that what has happened is definatly NOT leagal (get the operators name too). This way when you go back to the credit card company you have amunition to fight back with them. The Federal Government trumps the credit card company.

Good luck!


mJc
Rating
It's only possible if someone has stolen your social security number. You should contact the Social Security Office immediately and contact your credit card companies and credit services (Experion, etc.) to report this.


Kosovo je Srbija
Rating
no.


♥absent♥ ♥farmer♥ (¯`v´¯)
You will need to change your ssn. Your credit can and will be affected by any activity on your ssn#. It is a pain, I know and they may not want to do it but for you, and your peace of mind do not hesitate.


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